The Strongest U.S. Life Insurers: Rated by Artificial Intelligence

RealRate’s 2020 rankings for U.S. Life Insurance have just been released! They really make for interesting reading!

Topping the list is Emergent Capital with 39.11 percentage points, beating US Alliance into 2nd spot by 1.5 percentage points. GWG Holdings takes 3rd spot with 35.56 percentage points.

2. US Alliance Corp

37.60%

4. UTG INC

28.06%

6. CITIZENS INC.

19.68%

9. Primerica Inc.

14.20%

15. FGL Holdings

7.97%

17. Vericity Inc.

7.38%

The U.S. life insurance market is a $1 trillion market with over 260 million life insurance policies currently active in the United States. They are provided with both term life insurance and annuities.

A high financial strength is the most important key figure for customers in the long run, ensuring profitable insurance products and low risk of default.

The superb thing we do at RealRate is to deliver fair and independent ratings, coupling expert knowledge with cutting edge artificial intelligence. It’s the AI model that computes the all-important Economic Capital Ratio figure.

Our AI is completely unbiased and uses only audited public data. We are fair, explainable, and above all, avoid any conflicts of interest.

To us, it’s a win all around.

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