2020 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated7 of 28
Best rating38.6 %
Worst rating1.78 %
New companies5
Negative Economic Capital Ratio

FGL Holdings climbed 9 positions from 26 to 17 due to its excellent Expenses.Brighthouse Life Insurance Co lost 10 positions from 14 to 24 due to its bad Separate Account, Liability.GWG Holdings Inc entered the 2020 ranking at rank 1, making it the best newcomer.The biggest company by assets, Prudential Financial INC, is only ranked at place 23 whereas the smallest company, Texas Republic Capital Corp, is financially stronger at rank 8.

Revenues188 B
Assets2.76 K
Expenses173 B
Stockholders Equity219 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1GWG Holdings Inc38.64%0.0
2Independence Holding Co30.72%0.0
3National Security Group INC27.37%0.0
4Us Alliance Corp26.78%5.0
5UTG INC25.76%-1.0
6Emergent Capital INC24.58%0.0
7Atlantic American Corp24.12%-2.0
8Texas Republic Capital Corp16.17%-7.0
9Vericity Inc15.92%0.0
10Everlake Life Insurance Co13.69%-2.0
11Reinsurance Group Of America INC12.93%1.0
12Citizens INC12.40%5.0
13FBL Financial Group INC11.63%0.0
14National Western Life Group Inc10.41%-7.0
15Primerica Inc9.95%-5.0
16Genworth Financial INC9.62%0.0
17FGL Holdings9.33%9.0
18Athene Holding Ltd8.60%-3.0
19First Trinity Financial Corp8.16%-3.0
20Protective Life Insurance Co7.81%0.0
21Metropolitan Life Insurance Co6.31%-3.0
22American National Group Inc6.05%3.0
23Prudential Financial INC5.69%-4.0
24Brighthouse Life Insurance Co5.28%-10.0
25Lincoln National Life Insurance Co In5.10%-4.0
26Voya Retirement Insurance Annuity Co3.13%-2.0
27Riversource Life Insurance Co2.31%-5.0
28Midwest Holding INC1.78%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


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