2021 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated22 of 90
Best rating88.4 %
Worst rating0.489 %
New companies11
Negative Economic Capital Ratio

LESAKA TECHNOLOGIES INC climbed 93 positions from 96 to 3 due to its excellent Deposits.Kentucky First Federal Bancorp lost 59 positions from 18 to 77 due to its bad Deposits.UWM Holdings Corp entered the 2021 ranking at rank 1, making it the best newcomer.The biggest company by assets, FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE, is only ranked at place 88 whereas the smallest company, Shepherd’s Finance LLC, is financially stronger at rank 87.

Revenues28.1 B
Assets7.63 K
Expenses47.4 B
Stockholders Equity167 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1UWM Holdings Corp88.39%0.0
2SWK Holdings Corp81.65%-1.0
3LESAKA TECHNOLOGIES INC69.64%93.0
4Enova International Inc.50.55%2.0
5NICHOLAS FINANCIAL INC30.94%-1.0
6CREDIT ACCEPTANCE CORP24.82%-3.0
7ENCORE CAPITAL GROUP INC19.79%2.0
8FFBW Inc. MD19.02%7.0
9EURONET WORLDWIDE INC.18.80%0.0
10Atlanticus Holdings Corp18.38%32.0
11Regional Management Corp.16.82%-6.0
12Guild Holdings Co16.60%0.0
13LendingTree Inc.15.88%-11.0
14Waterstone Financial Inc.14.63%0.0
15AMERICAN HONDA FINANCE CORP14.07%-2.0
16CBM BANCORP INC.13.41%-8.0
17Mid-Southern Bancorp Inc.13.11%-6.0
18Eastern Bankshares Inc.12.88%0.0
19Rocket Companies Inc.12.32%0.0
20OneMain Holdings Inc.12.05%-8.0
21LendingClub Corp11.76%-14.0
22PennyMac Financial Services Inc.11.17%-12.0
23Cincinnati Bancorp Inc.11.05%56.0
24PACCAR FINANCIAL CORP10.61%-3.0
25Oconee Federal Financial Corp.10.58%-5.0
26Bogota Financial Corp.9.80%55.0
27Provident Bancorp Inc. MD9.40%-10.0
28Kearny Financial Corp.9.29%-2.0
29PCSB Financial Corp8.76%-6.0
30Northfield Bancorp Inc.8.22%1.0
31Santander Consumer USA Holdings Inc.8.03%-9.0
32FS Bancorp Inc.7.81%8.0
33FARMERS & MERCHANTS BANCORP INC7.66%-1.0
34PROVIDENT FINANCIAL SERVICES INC7.60%-6.0
35HERITAGE FINANCIAL CORP WA7.60%-8.0
36LAKE SHORE BANCORP INC.7.51%0.0
37HOME BANCORP INC.7.44%-7.0
38TIMBERLAND BANCORP INC7.41%0.0
39FIRST CAPITAL INC7.31%-6.0
40AMERICAN EXPRESS CREDIT CORP7.16%50.0
41Territorial Bancorp Inc.7.15%0.0
42Esquire Financial Holdings Inc.7.10%-5.0
43First Northwest Bancorp7.08%-8.0
44Finward Bancorp6.98%14.0
45IF Bancorp Inc.6.98%9.0
46NORTHRIM BANCORP INC6.93%-7.0
47IBM CREDIT LLC6.92%20.0
48TOYOTA MOTOR CREDIT CORP6.91%8.0
49First Savings Financial Group Inc.6.88%-1.0
50HMN FINANCIAL INC6.87%-6.0
51CORTLAND BANCORP INC6.72%2.0
52DEERE JOHN CAPITAL CORP6.70%17.0
531ST CONSTITUTION BANCORP6.63%7.0
54CNH Industrial Capital LLC6.58%10.0
55PDL Community Bancorp6.57%0.0
56MALVERN BANCORP INC.6.56%6.0
57HomeTrust Bancshares Inc.6.49%-7.0
58BankFinancial CORP6.33%-3.0
59Discover Financial Services6.28%-25.0
60WVS FINANCIAL CORP6.19%0.0
61SALISBURY BANCORP INC.6.17%2.0
62BROOKLINE BANCORP INC6.16%-19.0
63FORD MOTOR CREDIT CO LLC6.12%9.0
64Home Federal Bancorp Inc. of Louisiana6.09%-17.0
65Citizens Community Bancorp Inc.6.05%9.0
66ESSA Bancorp Inc.5.97%-7.0
67FIRST NORTHERN COMMUNITY BANCORP5.85%-15.0
68FLAGSTAR BANCORP INC5.63%17.0
69BCB BANCORP INC5.47%17.0
70Western New England Bancorp Inc.5.43%-2.0
71Affinity Bancshares Inc.5.38%0.0
72CODORUS VALLEY BANCORP INC5.32%-7.0
73BROADWAY FINANCIAL CORP \DE\5.23%2.0
74GREENE COUNTY BANCORP INC5.19%-3.0
75BankUnited Inc.4.99%3.0
76BankGuam Holding Co4.66%6.0
77Kentucky First Federal Bancorp4.54%-59.0
78First Guaranty Bancshares Inc.4.53%6.0
79Farmers & Merchants Bancshares Inc.4.37%-30.0
80Magyar Bancorp Inc.4.22%7.0
81NELNET INC4.03%10.0
82Sterling Bancorp Inc.3.87%-12.0
83QUAINT OAK BANCORP INC3.38%0.0
84FEDERAL AGRICULTURAL MORTGAGE CORP2.54%8.0
85Korth Direct Mortgage Inc.2.08%-8.0
86OCWEN FINANCIAL CORP1.59%0.0
87Shepherd’s Finance LLC1.24%-42.0
88FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE0.61%6.0
89FEDERAL HOME LOAN MORTGAGE CORP0.60%6.0
90BERKSHIRE HILLS BANCORP INC0.49%-52.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


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