A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
FGL Holdings climbed 8 positions from 25 to 17 due to its excellent Expenses. Brighthouse Life Insurance Co lost 11 positions from 13 to 24 due to its bad Separate Account, Liability. GWG Holdings Inc entered the 2020 ranking at rank 1, making it the best newcomer. The biggest company by assets, Prudential Financial INC, is only ranked at place 23 whereas the smallest company, Texas Republic Capital Corp, is financially stronger at rank 8.
All 28 rated companies in US Life, 2020.
| Rank | Company | Seal | Economic Capital Ratio | Trend |
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How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.