A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
Kentucky First Federal Bancorp climbed 45 positions from 79 to 34 due to its excellent Loans. Farmers Merchants Bancorp INC lost 45 positions from 33 to 78 due to its bad Deposits. Open Lending Corp entered the 2022 ranking at rank 2, making it the best newcomer. The biggest company by assets, Federal National Mortgage Association Fannie MAE, is only ranked at place 105 whereas the smallest company, Standard Premium Finance Holdings INC, is financially stronger at rank 67.
All 106 rated companies in US Savings, 2022.
| Rank | Company | Seal | Economic Capital Ratio | Trend |
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How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.