A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
South Plains Financial INC climbed 95 positions from 119 to 24 due to its excellent Assets and Securities. Western Alliance Bancorporation lost 97 positions from 38 to 135 due to its bad Liabilities and Borrowings. BM Technologies Inc entered the 2021 ranking at rank 2, making it the best newcomer. The biggest company by assets, Bank of New York Mellon Corp, is only ranked at place 80 whereas the smallest company, BM Technologies Inc, is financially stronger at rank 2.
All 144 rated companies in US State Banks, 2021.
| Rank | Company | Seal | Economic Capital Ratio | Trend |
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How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.