A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
Western Alliance Bancorporation climbed 84 positions from 135 to 51 due to its excellent Loans and Leases Receivable. Eagle Bancorp Montana Inc lost 127 positions from 25 to 152 due to its bad Liabilities and Borrowings. Bayfirst Financial Corp entered the 2022 ranking at rank 5, making it the best newcomer. The biggest company by assets, Bank of New York Mellon Corp, is only ranked at place 100 whereas the smallest company, BM Technologies Inc, is financially stronger at rank 1.
All 152 rated companies in US State Banks, 2022.
| Rank | Company | Seal | Economic Capital Ratio | Trend |
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How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.