Dr. Holger Bartel | CEO

Holger is CEO and founder of RealRate. Getting his PhD in statistics he founded several fintech companies, driven by the idea of changing markets using new technology. Holger worked as appointed actuary in the insurance industry and communicated with rating agencies. That’s where he learned what needs to be changed to revolutionize the ratings industry.

Harald Bartel | COO

Harald is the founder of Prozentor, a fintech and Adspert, an online marketing company using AI to serve innovative international corporations. Harald is an expert in combining operations, marketing and technology with a focus on automated business models.

Karl Bartel | CTO

Karl has been working as senior Python blockchain developer, as senior engineer in online marketing and as founder and head of software development of a German accelerator. His focus is on automation and fast go-to-market strategies.

Leonardo Calizaya, Data Scientist at RealRate

Leonardo Calizaya | Data Scientist

Leonardo is studying Industrial and Systems Engineering at Georgia Tech.
His focus is on data analytics, stochastic modeling, optimization and machine learning.

Bibek Chaudhary | Data Scientist

Bibek is a senior big data engineer, data analyst and Python developer. He has team lead experience.
His background is in business analytics and system security.

Advisory Board

Prof. Dr. Mirko Kraft

Mirko is professor of Insurance Management and Economics at University of Applied Sciences in Coburg. His fields of teaching and research are: controlling and risk management, insurance supervision (Solvency II), cost accounting and digitalization.

Investors Information

RealRate at AI Unicorn Battle Europe

October 2020: Dr. Holger Bartel, CEO RealRate, was invited to the European Unicorn Battle of startups using Artificial Intelligence. Holger explained how RealRate uses AI and answered investors‘ questions on the business model.

Startupbootcamp selects RealRate for their Fintech Accelerator

November 2020: Startupbootcamp Fintech Amsterdam, the first publicly-listed accelerator in the world, selected RealRate for their accelerator program 2021.

We are proud to be selected by one of the world’s largest startup programs. Focus will be on scaling up. We are looking forward to benefiting from Startupbootcamp’s global network.


GSD Venture Labs accelerating RealRate

November 2020: Real Rate is being accelerated by GSD Venture Labs. The program will lay the basis for entering the US market in 2021. We focus on offering rating seals to a broad range of industries, enabling financial service providers and consumer good producers to strengthen their brands.

GSD Labs is the premier pre-USA Accelerator. They make Silicon Valley the launch pad for scaling across the world. GSD brings in industry experts with global reputations to help with US sales, marketing, legal matters and traction. One of its areas of focus is on navigating cultural and political dynamics in the US.


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