Terms & Conditions

This website is operated by RealRate GmbH (RealRate). The content and documents accessible via this website serve to provide general and non-binding information to customers, brokers, companies and other market participants.

Access to and use of the website are subject to the following terms and conditions. If you do not agree with them, please do not use this website.

Company analysis

Company analysis is an assessment of balance sheet ratios or important criteria, which are evaluated according to a defined model. For the analysis of the companies, publicly available data is used, in particular information from the company’s annual report. The company analysis is explicitly not a credit rating, the aim of which would be to assess the creditworthiness of the company under consideration and assign it to rating categories. Thus, it is not the object of the company to prepare ratings in accordance with Regulation (EC) 1060/2009.

The analysis does not represent a customer-specific evaluation or advice, but a general assessment of relevant aspects. The wishes of the customer are always to be inquired in the consultation. The company analysis does not constitute a recommendation to conduct financial transactions of any kind with the analyzed company.

Limitation of liability

We have compiled this website with the greatest possible care and make every effort to constantly expand and update the information provided. Nevertheless, we do not assume any liability with regard to the topicality, completeness and correctness of the retrievable contents and documents. We reserve the right to update, change or supplement the information provided at any time.

Liability claims against RealRate, its employees or the person responsible for this website for damages of a material or immaterial nature arising directly or indirectly from the use of this website are excluded, unless they are based on intent or gross negligence.

All legal disputes arising from or in connection with this website are subject exclusively to German law. The place of jurisdiction is the registered office of RealRate GmbH.

Copyrights

The content and works on this site created by the site operator are subject to German copyright law. The contents and documents accessible via the website may in principle – with the exception of the cachets – be stored, passed on and reproduced. Something else is valid, if in the respective contents or documents deviating is determined. Passing on or copying is only permitted if the source is indicated. Unless otherwise noted on the document, the source must be indicated: © RealRate GmbH, www.realrate.de

RealRate offers the analyzed companies the use of the created seal of approval against payment. The use of such a seal of approval is prohibited without our prior written consent.

The contents and documents accessible via the website, whose author is not RealRate but a third party, are subject to the legal copyright and any terms of use of the respective author. Third party copyrights may also exist if an explicit reference to third party copyrights is missing for contents and documents on this website.

Links

Insofar as third party websites refer to this website via hyperlink, this website must be the sole component of the browser window for commercial providers.

Insofar as this website refers to the websites of third parties by means of hyperlinks, this shall not constitute any approval of their contents. We have no influence on the content and design of third-party websites. We therefore accept no responsibility for the content of such websites, especially as continuous checking of the content of third-party websites is neither intended nor possible. We expressly distance ourselves from content that may be relevant under criminal or liability law or that may offend common decency. We are also not liable for any damage or injury resulting from the use of content provided on third-party websites. Links to other websites are provided to users of this website merely as an aid. Establishing a connection to third-party websites is at the user’s own risk.

Data protection

Here you can find our privacy policy.