RealRate Featured in 2 Publications!

More exciting news this week!


RealRate has been featured in 2 publications: “Zeitschrift für Versicherungswesen” (published by Deutscher Verein für Versicherungswissenschaft e.V. (DVfVW)), and “Entrepreneurship der Zukunft” (published by Springer Gabler).



Holger Bartel, the founder of RealRate, is proud that our approach to causal AI is being recognized in science.

We focus on making AI explainable in finance using intuitive causal graphs and visualizations.



We deliver fair and independent ratings, bringing together expert knowledge with innovative artificial intelligence.


Both are used to compute the Economic Capital Ratio figure.


We are unbiased and work only with audited public data. We are fair and have no conflicts of interest.