The Fittest German Life Insurance Companies: Ranked by RealRate’s Wonderful Artificial Intelligence



The results are in for RealRate’s 2023 ranking for German Life Insurance. They are ranked by financial strength and are right here!


The Top 10 Life Insurance companies are as follows:



The top 3 Life Insurance companies in order are HUK-COBURG Leben, Bayerische Beamten Leben, and HELVETIA Leben.


They had Economic Capital Ratio figures of 13%, 12%, and 11%, respectively.


All 3 did well due to Hidden Liability Reserves, Hidden Asset Reserves, and Future Shareholder Profits, respectively.


HUK-COBURG Leben has taken the top spot now for 3 years running, so congratulations! Bayerische Beamten Leben moved from 12th to 3rd to 2nd, so steady progress indeed. Helvetia Leben has moved up from 49th in 2022 to 3rd place this year, so congratulations on such a big jump up.


From a total of 59 Life Insurance companies, 14 companies received our ‘Top Rated’ award.






The next 10 Life Insurance companies are as follows:



The German life insurance market is worth over €100 billion with over 30 million active policies.

The incredible thing we do here at RealRate is to deliver fair and independent ratings, bringing together expert knowledge with innovative artificial intelligence.

It is our AI model that computes the all-important Economic Capital Ratio figure. This is completely unbiased and uses only audited public data.

We are fair and explainable, avoiding any conflicts of interest.

We are revolutionizing the ratings industry one ranking at a time.