A consolidated, AI-driven view of financial strength across every rated company in this industry — ranked by Economic Capital Ratio, with the causal reasoning behind each score.
Regional Management Corp climbed 62 positions from 67 to 5 due to its excellent Deposits. Lesaka Technologies INC lost 93 positions from 2 to 95 due to its bad Comprehensive Net Income. American Honda Finance CORP entered the 2020 ranking at rank 13, making it the best newcomer. The biggest company by assets, Federal National Mortgage Association Fannie MAE, is only ranked at place 93 whereas the smallest company, Shepherd s Finance LLC, is financially stronger at rank 45.
All 95 rated companies in US Savings, 2020.
| Rank | Company | Seal | Economic Capital Ratio | Trend |
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How the RealRate model weighs this industry — feature impact, importance, and fit.
The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red).
The Feature Importance Graph highlights the most important industry features for the industry. These variables have the greatest impact on financial health, shown as the last variable at the bottom of the causal graph.
The Regression Plot compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.