2017 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated6 of 26
Best rating86.4 %
Worst rating0.872 %
New companies6
Negative Economic Capital Ratio

Reinsurance Group Of America INC climbed 2 positions from 8 to 6 due to its excellent Debt Securities, Available-for-sale.Brighthouse Life Insurance Co lost 14 positions from 12 to 26 due to its bad Separate Account, Liability.Texas Republic Capital Corp entered the 2017 ranking at rank 1, making it the best newcomer.The biggest company by assets, Prudential Financial INC, is only ranked at place 17 whereas the smallest company, Texas Republic Capital Corp, is financially stronger at rank 1.

Revenues144 B
Assets2.44 K
Expenses138 B
Stockholders Equity147 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Texas Republic Capital Corp86.38%0.0
2Us Alliance Corp35.14%0.0
3National Security Group INC22.14%-2.0
4Atlantic American Corp21.30%-2.0
5American National Insurance Co11.32%-2.0
6Reinsurance Group Of America INC9.44%2.0
7Everlake Life Insurance Co9.19%0.0
8National Western Life Group Inc8.72%-4.0
9Emergent Capital INC8.36%0.0
10FBL Financial Group INC8.21%-3.0
11Primerica Inc7.83%-5.0
12First Trinity Financial Corp7.68%0.0
13Genworth Financial INC7.23%-4.0
14Transamerica Advisors Life Insurance Co6.55%-9.0
15Investors Heritage Capital Corp6.44%-2.0
16Fidelity Guaranty Life5.43%0.0
17Prudential Financial INC3.91%-6.0
18Metropolitan Life Insurance Co3.74%-8.0
19Talcott Resolution Life Insurance Co2.60%-4.0
20American National Group Inc2.49%-1.0
21Riversource Life Insurance Co2.36%-7.0
22Empower Annuity Insurance Co Of America2.09%-2.0
23Voya Retirement Insurance Annuity Co2.08%-6.0
24Venerable Insurance Annuity Co2.03%-6.0
25Pruco Life Insurance Co1.07%-9.0
26Brighthouse Life Insurance Co0.87%-14.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

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