2022 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated26 of 104
Best rating107 %
Worst rating-245 %
New companies23
Negative Economic Capital Ratio

Kentucky First Federal Bancorp climbed 43 positions from 77 to 34 due to its excellent Loans.FARMERS & MERCHANTS BANCORP INC lost 43 positions from 33 to 76 due to its bad Deposits.Open Lending Corp entered the 2022 ranking at rank 2, making it the best newcomer.

Revenues30.9 B
Assets8.27 K
Expenses51.2 B
Stockholders Equity210 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1SWK Holdings Corp107.05%1.0
2Open Lending Corp94.25%0.0
3LESAKA TECHNOLOGIES INC67.28%0.0
4NICHOLAS FINANCIAL INC42.60%1.0
5WORLD ACCEPTANCE CORP38.67%0.0
6Enova International Inc.36.21%-2.0
7CREDIT ACCEPTANCE CORP30.45%-1.0
8LendingTree Inc.27.63%5.0
9Affirm Holdings Inc.24.23%0.0
10ENCORE CAPITAL GROUP INC23.87%-3.0
11Atlanticus Holdings Corp22.62%-1.0
12Guild Holdings Co18.96%0.0
13Rocket Companies Inc.18.60%6.0
14Regional Management Corp.17.45%-3.0
15Cullman Bancorp Inc. MD16.85%0.0
16AMERICAN HONDA FINANCE CORP16.32%-1.0
17PennyMac Financial Services Inc.15.89%5.0
18William Penn Bancorporation15.70%0.0
19FFBW Inc. MD15.55%-11.0
20EURONET WORLDWIDE INC.15.06%-11.0
21UWM Holdings Corp15.06%-20.0
22Waterstone Financial Inc.14.19%-8.0
23TC Bancshares Inc.13.79%0.0
24OneMain Holdings Inc.13.77%-4.0
25PACCAR FINANCIAL CORP13.39%-1.0
26NorthEast Community Bancorp Inc. MD12.52%0.0
27Discover Financial Services11.60%32.0
28Bogota Financial Corp.10.65%-2.0
29Blue Foundry Bancorp10.54%0.0
30Mid-Southern Bancorp Inc.10.41%-13.0
31Cincinnati Bancorp Inc.10.02%-8.0
32Oconee Federal Financial Corp.9.37%-7.0
33Affinity Bancshares Inc.9.28%38.0
34Kentucky First Federal Bancorp8.97%43.0
35Texas Community Bancshares Inc.8.89%0.0
36PCSB Financial Corp8.81%-7.0
37Kearny Financial Corp.8.61%-9.0
38Northfield Bancorp Inc.8.49%-8.0
39Marathon Bancorp Inc. MD8.23%0.0
40Provident Bancorp Inc. MD8.23%-13.0
41FORD MOTOR CREDIT CO LLC8.16%22.0
42Home Point Capital Inc.8.07%0.0
43Eastern Bankshares Inc.8.01%-25.0
44PB Bankshares Inc.7.99%0.0
45FLAGSTAR BANCORP INC7.79%23.0
46TOYOTA MOTOR CREDIT CORP7.79%2.0
47PROVIDENT FINANCIAL SERVICES INC7.78%-13.0
48Capitol Federal Financial Inc.7.75%0.0
49Magyar Bancorp Inc.7.63%31.0
50HOME BANCORP INC.7.58%-13.0
51Shepherd’s Finance LLC7.49%36.0
52CNH Industrial Capital LLC7.47%2.0
53Territorial Bancorp Inc.7.43%-12.0
54FS Bancorp Inc.7.35%-22.0
55DEERE JOHN CAPITAL CORP7.33%-3.0
56SOUTHERN MISSOURI BANCORP INC.7.32%0.0
57LAKE SHORE BANCORP INC.7.32%-21.0
58HERITAGE FINANCIAL CORP WA7.28%-23.0
59TIMBERLAND BANCORP INC7.21%-21.0
60First Savings Financial Group Inc.7.20%-11.0
61BROOKLINE BANCORP INC7.20%1.0
62Sterling Bancorp Inc.7.17%20.0
63ESSA Bancorp Inc.6.93%3.0
64Third Coast Bancshares Inc.6.90%0.0
65STANDARD PREMIUM FINANCE HOLDINGS INC.6.80%0.0
66NSTS Bancorp Inc.6.61%0.0
67Generations Bancorp NY Inc.6.61%0.0
68BROADWAY FINANCIAL CORP \DE\6.43%5.0
69HomeTrust Bancshares Inc.6.42%-12.0
70Sound Financial Bancorp Inc.6.38%0.0
71Citizens Community Bancorp Inc.6.37%-6.0
72WVS FINANCIAL CORP6.27%-12.0
73BERKSHIRE HILLS BANCORP INC6.16%17.0
74BCB BANCORP INC6.10%-5.0
75HMN FINANCIAL INC6.02%-25.0
76FARMERS & MERCHANTS BANCORP INC6.02%-43.0
77Esquire Financial Holdings Inc.6.01%-35.0
78IF Bancorp Inc.5.97%-33.0
79First Northwest Bancorp5.78%-36.0
80FIRST CAPITAL INC5.77%-41.0
81Home Federal Bancorp Inc. of Louisiana5.76%-17.0
82BankUnited Inc.5.74%-7.0
83UMPQUA HOLDINGS CORP5.72%0.0
84NORTHRIM BANCORP INC5.69%-38.0
85SALISBURY BANCORP INC.5.66%-24.0
86Finward Bancorp5.65%-42.0
87Western New England Bancorp Inc.5.54%-17.0
88Korth Direct Mortgage Inc.5.53%-3.0
89BankFinancial CORP5.30%-31.0
90PLUMAS BANCORP5.28%0.0
91NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC5.23%0.0
92NELNET INC5.19%-11.0
93Farmers & Merchants Bancshares Inc.4.89%-14.0
94First Guaranty Bancshares Inc.4.77%-16.0
95CODORUS VALLEY BANCORP INC4.68%-23.0
96GREENE COUNTY BANCORP INC4.61%-22.0
97FIRST NORTHERN COMMUNITY BANCORP4.41%-30.0
98QUAINT OAK BANCORP INC4.05%-15.0
99BankGuam Holding Co3.39%-23.0
100FEDERAL AGRICULTURAL MORTGAGE CORP3.06%-16.0
101OCWEN FINANCIAL CORP2.21%-15.0
102FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE1.09%-14.0
103FEDERAL HOME LOAN MORTGAGE CORP0.85%-14.0
104Freedom Holdings Inc.-245.37%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

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