2019 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated25 of 103
Best rating103 %
Worst rating-29.8 %
New companies14
Negative Economic Capital Ratio

Citizens Community Bancorp Inc. climbed 55 positions from 95 to 40 due to its excellent Expenses.Regional Management Corp. lost 59 positions from 7 to 66 due to its bad Debt.CBM BANCORP INC. entered the 2019 ranking at rank 9, making it the best newcomer.

Revenues27.3 B
Assets6.28 K
Expenses38.5 B
Stockholders Equity102 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1SWK Holdings Corp103.29%0.0
2LESAKA TECHNOLOGIES INC58.47%1.0
3WORLD ACCEPTANCE CORP57.14%-1.0
4LendingTree Inc.37.29%0.0
5CREDIT ACCEPTANCE CORP29.94%0.0
6PIONEER FINANCIAL SERVICES INC23.35%2.0
7NICHOLAS FINANCIAL INC23.10%-1.0
8Enova International Inc.20.55%2.0
9CBM BANCORP INC.16.70%0.0
10PennyMac Financial Services Inc.16.11%0.0
11Mid-Southern Bancorp Inc.14.18%0.0
12MB Bancorp Inc13.96%0.0
13Community First Bancshares Inc.13.88%-2.0
14Waterstone Financial Inc.13.33%-1.0
15FFBW Inc.13.28%0.0
16ONEMAIN FINANCE CORP13.24%-2.0
17OneMain Holdings Inc.12.64%9.0
18Eagle Financial Bancorp Inc.11.91%0.0
19ENCORE CAPITAL GROUP INC11.66%3.0
20Heritage NOLA Bancorp Inc.11.59%-4.0
21PCSB Financial Corp11.21%2.0
22WCF Bancorp Inc.11.05%-3.0
23PACCAR FINANCIAL CORP10.94%-11.0
24Santander Consumer USA Holdings Inc.10.90%-6.0
25Ottawa Bancorp Inc10.59%-5.0
26Oconee Federal Financial Corp.9.73%-1.0
27LendingClub Corp9.08%22.0
28Northfield Bancorp Inc.9.07%0.0
29PDL Community Bancorp8.92%4.0
30PB Bancorp Inc.8.90%0.0
31NORTHRIM BANCORP INC8.89%11.0
32PROVIDENT FINANCIAL SERVICES INC8.77%7.0
33HERITAGE FINANCIAL CORP WA8.66%10.0
34UMPQUA HOLDINGS CORP8.65%-7.0
35LAKE SHORE BANCORP INC.8.52%-1.0
36LegacyTexas Financial Group Inc.8.21%25.0
37Discover Financial Services8.01%3.0
38DEERE JOHN CAPITAL CORP7.92%26.0
39SLM Corp7.88%8.0
40Citizens Community Bancorp Inc.7.70%55.0
41First Northwest Bancorp7.68%-10.0
42BERKSHIRE HILLS BANCORP INC7.61%8.0
43Sterling Bancorp Inc.7.55%0.0
44BROOKLINE BANCORP INC7.54%8.0
45BankFinancial CORP7.51%9.0
46Esquire Financial Holdings Inc.7.46%-14.0
47Cincinnati Bancorp7.45%15.0
48Provident Bancorp Inc.7.44%-2.0
49HMN FINANCIAL INC7.42%16.0
50FS Bancorp Inc.7.40%-12.0
51FARMERS & MERCHANTS BANCORP INC7.24%0.0
52Shepherd’s Finance LLC7.03%-23.0
53MSB FINANCIAL CORP6.92%-5.0
54Farmers & Merchants Bancshares Inc.6.90%14.0
55HomeTrust Bancshares Inc.6.81%2.0
56FIRST CAPITAL INC6.76%3.0
57Bancorp 34 Inc.6.70%-21.0
58IF Bancorp Inc.6.69%0.0
59Western New England Bancorp Inc.6.69%0.0
60VECTA INC.6.69%-7.0
61SOUTHERN MISSOURI BANCORP INC.6.63%0.0
62Home Federal Bancorp Inc. of Louisiana6.63%4.0
631ST CONSTITUTION BANCORP6.63%8.0
64MALVERN BANCORP INC.6.46%14.0
65BROADWAY FINANCIAL CORP \DE\6.45%-2.0
66Regional Management Corp.6.43%-59.0
67CNH Industrial Capital LLC6.43%-22.0
68Sound Financial Bancorp Inc.6.29%2.0
69CODORUS VALLEY BANCORP INC6.27%7.0
70SI Financial Group Inc.6.07%2.0
71RIVERVIEW BANCORP INC6.04%0.0
72FORD MOTOR CREDIT CO LLC6.01%0.0
73Entegra Financial Corp.5.91%8.0
74SSB Bancorp Inc.5.87%25.0
75Best Hometown Bancorp Inc.5.85%4.0
76PLUMAS BANCORP5.82%15.0
77DIME COMMUNITY BANCSHARES INC5.81%0.0
78CORTLAND BANCORP INC5.78%7.0
79Seneca Financial Corp.5.76%-5.0
80FIRST NORTHERN COMMUNITY BANCORP5.71%12.0
81GREENE COUNTY BANCORP INC5.63%-1.0
82BankUnited Inc.5.63%0.0
83SALISBURY BANCORP INC.5.62%-8.0
84IBM CREDIT LLC5.62%-40.0
85ESSA Bancorp Inc.5.51%-12.0
86Finward Bancorp5.41%-19.0
87First Savings Financial Group Inc.5.40%-18.0
88QUAINT OAK BANCORP INC5.37%-6.0
89FLAGSTAR BANCORP INC5.30%4.0
90FSB Bancorp Inc.4.99%-3.0
91First Guaranty Bancshares Inc.4.74%-1.0
92BankGuam Holding Co4.73%6.0
93NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC4.64%8.0
94Magyar Bancorp Inc.4.58%0.0
95Wellesley Bancorp Inc.4.53%1.0
96BCB BANCORP INC4.47%-10.0
97Hamilton Bancorp Inc.4.16%0.0
98AMERICAN EXPRESS CREDIT CORP3.65%6.0
99NELNET INC2.82%-16.0
100FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE0.55%6.0
101FEDERAL HOME LOAN MORTGAGE CORP0.53%4.0
102Korth Direct Mortgage Inc.-0.61%5.0
103Mr. Amazing Loans Corp-29.82%5.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

New Posts

TDWI Vienna: RealRate Debuts Advanced Analytics for Austrian Insurers

We’re thrilled to have participated in the TDWI [https://www.linkedin.com/company/tdwi/] Roundtable held on April [...]

2024 Ratings Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

The Vision of Making AI Explainable

We are extremely excited to announce that an interview with Holger Bartel has [...]

AI and Nvidia

On February 14th, 2024, something momentous happened. Nvidia, the chip and graphics card [...]

The Healthiest U.S. Pharmaceutical Companies: Ranked by RealRate’s Impressive Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2023 ranking for U.S. Pharma are [...]

The Best U.S. Savings Companies: Ranked by RealRate’s Brilliant AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2023 ranking for U.S. Savings are [...]

The Strongest U.S. Chemical Companies: Ranked by RealRate’s Incredible AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2023 ranking for U.S. Chemicals are [...]

The Top U.S. Mining Companies: Ranked by RealRate’s Wonderful Artificial Intelligence

Source: https://openai.com/dall-e-3/   The machines have emerged and the results for RealRate’s 2023 [...]