The Strongest U.S. Life Insurers: Rated by Artificial Intelligence
RealRate’s 2019 rankings for U.S. Life Insurance have just been released! They really make for interesting reading!
Topping the list is UTG with 23.51 percentage points, beating Globe Life by 2 percentage points into 2nd spot. National Security Group is 3 percentage points back in 3rd spot on 18.13 percentage points.
 | 1. UTG INC | |
 | 2. GLOBE LIFE INC. | |
 | 3. NATIONAL SECURITY GROUP INC | |
 | 4. Texas Republic Capital Corp | |
 | 5. ATLANTIC AMERICAN CORP | |
 | 6. Primerica Inc. | |
 | 7. REINSURANCE GROUP OF AMERICA INC 10.09% | |
 | 9.09% | |
 | 8.75% | |
 | 10. First Trinity Financial CORP 8.20% | |
 | 11. METROPOLITAN LIFE INSURANCE CO 6.30% | |
 | 12. BRIGHTHOUSE LIFE INSURANCE Co 5.92% | |
 | 5.91% | |
 | 14. PROTECTIVE LIFE INSURANCE CO 4.74% | |
 | 4.61% | |
 | 4.60% | |
 | ||
 | 18. RIVERSOURCE LIFE INSURANCE CO 4.12% | |
 | 19. VOYA RETIREMENT INSURANCE & ANNUITY Co 3.11% | |
 | 20. FGL Holdings 1.62% | |
 | 21. LINCOLN NATIONAL LIFE INSURANCE CO IN 1.12% | |
 | 22. CITIZENS INC. -0.59% | |
 | -2.38% | |
 | 24. US Alliance Corp -5.50% |
The U.S. life insurance market is a $1 trillion market with over 260 million life insurance policies currently active in the United States. They are provided with both term life insurance and annuities.
A high financial strength is the most important key figure for customers in the long run, ensuring profitable insurance products and low risk of default.
The superb thing we do at RealRate is to deliver fair and independent ratings, coupling expert knowledge with cutting edge artificial intelligence. It’s the AI model that computes the all-important Economic Capital Ratio figure.
Our AI is completely unbiased and uses only audited public data. We are fair, explainable, and above all, avoid any conflicts of interest.
To us, it’s a win all around.
