2022 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated43 of 175
Best rating62.7 %
Worst rating2.81 %
New companies15
Negative Economic Capital Ratio

Bridgewater Bancshares Inc climbed 82 positions from 123 to 41 due to its excellent Loans and Leases Receivable.Eagle Bancorp Montana Inc. lost 143 positions from 30 to 173 due to its bad Liabilities and Borrowings.BayFirst Financial Corp. entered the 2022 ranking at rank 15, making it the best newcomer.The biggest company by assets, Bank of New York Mellon Corp, is only ranked at place 102 whereas the smallest company, BM Technologies Inc., is financially stronger at rank 1.

Revenues16.7 B
Assets2.94 K
Expenses38.2 B
Stockholders Equity300 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1BM Technologies Inc.62.74%0.0
2QCR HOLDINGS INC12.36%0.0
3Tectonic Financial Inc.10.88%16.0
4PROSPERITY BANCSHARES INC10.79%-1.0
5HOME BANCSHARES INC9.66%2.0
6Triumph Financial Inc.9.24%50.0
7ConnectOne Bancorp Inc.9.10%44.0
8UNITED BANKSHARES INC WV9.08%1.0
9PREMIER FINANCIAL CORP8.89%12.0
10Veritex Holdings Inc.8.85%6.0
11Independent Bank Group Inc.8.50%-1.0
12PACIFIC PREMIER BANCORP INC8.42%25.0
13INDEPENDENT BANK CORP8.42%15.0
14SEACOAST BANKING CORP OF FLORIDA8.34%3.0
15BayFirst Financial Corp.8.33%0.0
16PCB BANCORP8.29%34.0
17COMMUNITY TRUST BANCORP INC KY8.26%7.0
18Ameris Bancorp8.23%0.0
19SOUTHSIDE BANCSHARES INC8.23%-8.0
20Richmond Mutual Bancorporation Inc.8.19%-15.0
21FIRST FINANCIAL BANKSHARES INC8.17%-17.0
22CVB FINANCIAL CORP7.97%-9.0
23RENASANT CORP7.93%-5.0
24FIRST COMMUNITY BANKSHARES INC VA7.91%7.0
25REPUBLIC BANCORP INC KY7.89%10.0
26Randolph Bancorp Inc.7.83%-20.0
27CapStar Financial Holdings Inc.7.81%48.0
28PARKE BANCORP INC.7.76%61.0
29BYLINE BANCORP INC.7.72%14.0
30CATHAY GENERAL BANCORP7.69%-3.0
31Spirit of Texas Bancshares Inc.7.62%30.0
32CITIZENS FINANCIAL GROUP INC RI7.60%25.0
33Merchants Bancorp7.50%64.0
34CIVISTA BANCSHARES INC.7.49%-11.0
35CROSSFIRST BANKSHARES INC.7.48%63.0
36TRICO BANCSHARES7.47%11.0
37MainStreet Bancshares Inc.7.46%58.0
38EAGLE BANCORP INC7.36%24.0
39S&T BANCORP INC7.33%32.0
40CITIZENS & NORTHERN CORP7.26%-1.0
41Bridgewater Bancshares Inc7.23%82.0
42GLACIER BANCORP INC.7.22%-30.0
43SB FINANCIAL GROUP INC.7.21%12.0
44OFG BANCORP7.21%35.0
45RBB Bancorp7.20%-12.0
46UNITY BANCORP INC NJ7.07%75.0
47BAR HARBOR BANKSHARES7.06%22.0
48GREAT SOUTHERN BANCORP INC.7.05%0.0
49LAKELAND FINANCIAL CORP7.04%-9.0
50Investors Bancorp Inc.6.90%50.0
51SOUTH PLAINS FINANCIAL INC.6.89%9.0
52ENTERPRISE FINANCIAL SERVICES CORP6.88%21.0
53COLUMBIA BANKING SYSTEM INC.6.87%-45.0
541ST SOURCE CORP6.87%-2.0
55HILLS BANCORPORATION6.83%9.0
56MIDDLEFIELD BANC CORP6.83%62.0
57FIRST FINANCIAL CORP IN6.80%-42.0
58GERMAN AMERICAN BANCORP INC.6.79%-17.0
59FIRST BANCORP NC6.79%-21.0
60HEARTLAND FINANCIAL USA INC6.78%-6.0
61Bank7 Corp.6.76%-12.0
62BayCom Corp6.72%19.0
63FIRST KEYSTONE CORP6.72%-41.0
64OP Bancorp6.66%22.0
65CITIZENS FINANCIAL SERVICES INC6.64%12.0
66UNITED COMMUNITY BANKS INC6.64%0.0
67USCB FINANCIAL HOLDINGS INC.6.61%0.0
68First Foundation Inc.6.52%15.0
69FIVE STAR BANCORP6.48%0.0
70Live Oak Bancshares Inc.6.43%0.0
71LAKELAND BANCORP INC6.43%36.0
72MetroCity Bankshares Inc.6.43%-52.0
73FARMERS NATIONAL BANC CORP OH6.40%-8.0
74EAST WEST BANCORP INC6.31%14.0
75SouthState Corp6.30%27.0
76ORRSTOWN FINANCIAL SERVICES INC6.29%44.0
77Great Western Bancorp Inc.6.28%0.0
78Southern States Bancshares Inc.6.26%0.0
79M&T BANK CORP6.25%36.0
80NORWOOD FINANCIAL CORP6.24%4.0
81UNITED BANCORP INC OH6.24%0.0
82FIFTH THIRD BANCORP6.24%-29.0
83CENTRAL VALLEY COMMUNITY BANCORP6.24%-58.0
84WASHINGTON TRUST BANCORP INC6.23%17.0
85Ally Financial Inc.6.22%0.0
86C & F FINANCIAL CORP6.21%28.0
87ISABELLA BANK Corp6.19%-9.0
88FIRST MID BANCSHARES INC.6.18%-42.0
89WESTERN ALLIANCE BANCORPORATION6.18%68.0
90SIERRA BANCORP6.17%-3.0
91Level One Bancorp Inc6.15%36.0
92BANNER CORP6.12%-20.0
93HORIZON BANCORP INC IN6.11%-57.0
94FIRST HAWAIIAN INC.6.09%-49.0
95Luther Burbank Corp6.07%45.0
96FIRST BANCORP PR6.04%0.0
97Village Bank & Trust Financial Corp.6.00%47.0
98FIRST BUSINESS FINANCIAL SERVICES INC.5.97%54.0
99MID PENN BANCORP INC5.80%54.0
100COMMUNITY WEST BANCSHARES5.77%28.0
101SUMMIT FINANCIAL GROUP INC.5.73%31.0
102Bank of New York Mellon Corp5.73%14.0
103Midland States Bancorp Inc.5.72%0.0
104COMMERCE BANCSHARES INC MO5.72%-41.0
105Bankwell Financial Group Inc.5.71%68.0
106FB Financial Corp5.71%65.0
107Origin Bancorp Inc.5.68%47.0
108First Internet Bancorp5.66%64.0
109INDEPENDENT BANK CORP MI5.61%-24.0
110FLUSHING FINANCIAL CORP5.60%56.0
111RED RIVER BANCSHARES INC5.57%-44.0
112FRANKLIN FINANCIAL SERVICES CORP PA5.57%-18.0
113EQUITY BANCSHARES INC5.55%65.0
114Silvergate Capital Corp5.46%61.0
115TEXAS CAPITAL BANCSHARES INC TX5.42%55.0
116MACATAWA BANK CORP5.41%-4.0
117HANCOCK WHITNEY CORP5.40%38.0
118HBT Financial Inc.5.39%0.0
119First Western Financial Inc5.36%18.0
120Stock Yards Bancorp Inc.5.32%-27.0
121CHOICEONE FINANCIAL SERVICES INC5.29%-79.0
122GUARANTY FEDERAL BANCSHARES INC5.28%37.0
123MERCANTILE BANK CORP5.28%-12.0
124FIRST US BANCSHARES INC.5.27%18.0
125COMMUNITY FINANCIAL CORP MD5.26%-3.0
126MidWestOne Financial Group Inc.5.20%12.0
127Investar Holding Corp5.19%-19.0
128Customers Bancorp Inc.5.18%48.0
129WEST BANCORPORATION INC5.16%39.0
130CNB FINANCIAL CORP PA5.16%3.0
131FIRST COMMUNITY CORP SC5.15%-40.0
132PENNS WOODS BANCORP INC5.13%2.0
133ServisFirst Bancshares Inc.5.08%-9.0
134Hanover Bancorp Inc. NY5.07%0.0
135SECURITY FEDERAL CORP5.05%-39.0
136AUBURN NATIONAL BANCORPORATION INC5.05%-78.0
137F&M BANK CORP5.04%-33.0
138EAGLE FINANCIAL SERVICES INC5.03%-28.0
139FIRST BUSEY CORP NV5.01%-49.0
140FIRST NATIONAL CORP VA4.94%-21.0
141CAMBRIDGE BANCORP4.94%-5.0
142Prime Meridian Holding Co4.91%-17.0
143BANCPLUS CORP4.89%13.0
144PARTNERS BANCORP4.83%-3.0
145Metropolitan Bank Holding Corp.4.83%3.0
146CSB BANCORP INC OH4.78%-15.0
147Amalgamated Financial Corp.4.75%0.0
148Parkway Acquisition Corp.4.75%0.0
149Embassy Bancorp Inc.4.70%-3.0
150QNB CORP4.69%-44.0
151SVB FINANCIAL GROUP4.68%-12.0
152HV Bancorp Inc.4.64%27.0
153River Financial Corp4.64%-40.0
154CENTRAL PACIFIC FINANCIAL CORP4.64%-9.0
155ENTERPRISE BANCORP INC MA4.63%-20.0
156BANK OF SOUTH CAROLINA CORP4.58%-86.0
157California BanCorp4.55%17.0
158CHEMUNG FINANCIAL CORP4.50%-11.0
159FIRST CITIZENS BANCSHARES INC DE4.49%-9.0
160UNION BANKSHARES INC4.40%-17.0
161Oak Valley Bancorp4.38%-32.0
162NEW PEOPLES BANKSHARES INC4.38%2.0
163GLEN BURNIE BANCORP4.22%-14.0
164OLD SECOND BANCORP INC4.15%-55.0
165BANK OF THE JAMES FINANCIAL GROUP INC4.11%-14.0
166COASTAL FINANCIAL CORP4.08%-3.0
167JUNIATA VALLEY FINANCIAL CORP4.00%-41.0
168NORTHERN TRUST CORP3.99%-8.0
169TriState Capital Holdings Inc.3.94%-4.0
170CAPITAL CITY BANK GROUP INC3.90%11.0
171UWHARRIE CAPITAL CORP3.81%-13.0
172COLONY BANKCORP INC3.41%-3.0
173Eagle Bancorp Montana Inc.3.40%-143.0
174REPUBLIC FIRST BANCORP INC3.02%6.0
175CITIZENS HOLDING CO MS2.81%-14.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


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