2020 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated24 of 96
Best rating104 %
Worst rating-23.7 %
New companies12
Negative Economic Capital Ratio

Regional Management Corp. climbed 61 positions from 66 to 5 due to its excellent Deposits.LESAKA TECHNOLOGIES INC lost 94 positions from 2 to 96 due to its bad Expenses.AMERICAN HONDA FINANCE CORP entered the 2020 ranking at rank 13, making it the best newcomer.The biggest company by assets, FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE, is only ranked at place 94 whereas the smallest company, Shepherd’s Finance LLC, is financially stronger at rank 45.

Revenues30.3 B
Assets6.75 K
Expenses38.2 B
Stockholders Equity147 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1SWK Holdings Corp104.40%0.0
2LendingTree Inc.32.22%2.0
3CREDIT ACCEPTANCE CORP29.38%2.0
4NICHOLAS FINANCIAL INC24.40%3.0
5Regional Management Corp.19.47%61.0
6Enova International Inc.17.00%2.0
7LendingClub Corp16.53%20.0
8CBM BANCORP INC.16.46%1.0
9ENCORE CAPITAL GROUP INC15.98%10.0
10PennyMac Financial Services Inc.15.52%0.0
11Mid-Southern Bancorp Inc.15.21%0.0
12OneMain Holdings Inc.15.00%5.0
13AMERICAN HONDA FINANCE CORP14.48%0.0
14Waterstone Financial Inc.13.10%0.0
15FFBW Inc.12.79%0.0
16FFBW Inc. MD12.79%0.0
17Provident Bancorp Inc. MD12.30%0.0
18Kentucky First Federal Bancorp11.41%0.0
19Eagle Financial Bancorp Inc.11.34%-1.0
20Oconee Federal Financial Corp.10.52%6.0
21PACCAR FINANCIAL CORP10.18%2.0
22Santander Consumer USA Holdings Inc.10.15%2.0
23PCSB Financial Corp10.08%-2.0
24Ottawa Bancorp Inc10.05%1.0
25Heritage NOLA Bancorp Inc.10.01%-5.0
26Kearny Financial Corp.9.72%0.0
27HERITAGE FINANCIAL CORP WA9.52%6.0
28PROVIDENT FINANCIAL SERVICES INC9.18%4.0
29PB Bancorp Inc.9.13%1.0
30HOME BANCORP INC.8.74%0.0
31Northfield Bancorp Inc.8.54%-3.0
32FARMERS & MERCHANTS BANCORP INC8.48%19.0
33FIRST CAPITAL INC8.41%23.0
34Discover Financial Services8.26%3.0
35First Northwest Bancorp8.26%6.0
36LAKE SHORE BANCORP INC.8.20%-1.0
37Esquire Financial Holdings Inc.8.20%9.0
38BERKSHIRE HILLS BANCORP INC8.12%4.0
39NORTHRIM BANCORP INC7.83%-8.0
40FS Bancorp Inc.7.76%10.0
41E TRADE FINANCIAL CORP7.69%0.0
42Atlanticus Holdings Corp7.58%0.0
43BROOKLINE BANCORP INC7.58%1.0
44HMN FINANCIAL INC7.56%5.0
45Shepherd’s Finance LLC7.55%7.0
46PLUMAS BANCORP7.51%30.0
47Home Federal Bancorp Inc. of Louisiana7.42%15.0
48First Savings Financial Group Inc.7.21%39.0
49Farmers & Merchants Bancshares Inc.7.16%5.0
50HomeTrust Bancshares Inc.7.15%5.0
51SLM Corp7.13%-12.0
52FIRST NORTHERN COMMUNITY BANCORP7.04%28.0
53CORTLAND BANCORP INC7.04%25.0
54IF Bancorp Inc.7.00%4.0
55BankFinancial CORP6.99%-10.0
56TOYOTA MOTOR CREDIT CORP6.93%0.0
57RIVERVIEW BANCORP INC6.92%14.0
58Finward Bancorp6.83%28.0
59ESSA Bancorp Inc.6.81%26.0
601ST CONSTITUTION BANCORP6.73%3.0
61Sound Financial Bancorp Inc.6.70%7.0
62MALVERN BANCORP INC.6.65%2.0
63SALISBURY BANCORP INC.6.59%20.0
64CNH Industrial Capital LLC6.58%3.0
65CODORUS VALLEY BANCORP INC6.58%4.0
66MSB FINANCIAL CORP6.57%-13.0
67IBM CREDIT LLC6.56%17.0
68Western New England Bancorp Inc.6.48%-9.0
69DEERE JOHN CAPITAL CORP6.45%-31.0
70Sterling Bancorp Inc.6.36%-27.0
71GREENE COUNTY BANCORP INC6.13%10.0
72FORD MOTOR CREDIT CO LLC6.12%0.0
73Seneca Financial Corp.6.01%6.0
74Citizens Community Bancorp Inc.5.92%-34.0
75BROADWAY FINANCIAL CORP \DE\5.88%-10.0
76SSB Bancorp Inc.5.70%-2.0
77Korth Direct Mortgage Inc.5.66%25.0
78BankUnited Inc.5.63%4.0
79Cincinnati Bancorp Inc.5.57%0.0
80DIME COMMUNITY BANCSHARES INC5.53%-3.0
81Bogota Financial Corp.5.48%0.0
82BankGuam Holding Co5.44%10.0
83QUAINT OAK BANCORP INC5.34%5.0
84First Guaranty Bancshares Inc.5.24%7.0
85FLAGSTAR BANCORP INC5.19%4.0
86BCB BANCORP INC5.15%10.0
87Magyar Bancorp Inc.5.05%7.0
88FSB Bancorp Inc.4.97%2.0
89Wellesley Bancorp Inc.4.82%6.0
90AMERICAN EXPRESS CREDIT CORP4.67%8.0
91NELNET INC2.40%8.0
92FEDERAL AGRICULTURAL MORTGAGE CORP2.20%0.0
93NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC1.90%0.0
94FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE0.61%6.0
95FEDERAL HOME LOAN MORTGAGE CORP0.56%6.0
96LESAKA TECHNOLOGIES INC-23.68%-94.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Hidden Reserves Companies: Ranked by RealRate’s Brilliant Artificial Intelligence

Source: https://openai.com/dall-e-2/   Here is RealRate’s 2023 ranking for German Life Hidden Reserves, [...]

27
Nov
The Best German Disability Insurance Companies: Ranked by RealRate’s Incredible AI

Source: https://openai.com/dall-e-2/   The results, sorted by technical future interest rate, can be [...]

20
Nov
RealRate Published in Versicherungsjournal

HUK-COBURG Leben takes first place in the ranking for the fourth time in [...]

13
Nov
RealRate veröffentlicht im Versicherungsjournal

Die HUK-COBURG Leben belegt zum vierten mal in Folge den den 1. Platz [...]

13
Nov
The Strongest German Risk Insurance Companies: Ranked by RealRate’s Incredible Artificial Intelligence

Source: https://openai.com/dall-e-2/   Here is RealRate’s 2023 ranking for German Risk Insurance, sorted [...]

13
Nov
The Fittest German Life Insurance Companies: Ranked by RealRate’s Wonderful Artificial Intelligence

Source: https://openai.com/dall-e-2/   The results are in for RealRate’s 2023 ranking for German [...]

06
Nov
The Best German Health Insurance Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-2/   The results are in for RealRate’s 2023 ranking for German [...]

31
Okt
RealRate Ranking of the Strongest German Health Insurers

Mecklenburgische Kranken occupies 1st place in the ranking for the first time. In [...]

30
Okt