2023 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated24 of 96
Best rating63.3 %
Worst rating-130 %
New companies2
Negative Economic Capital Ratio

NSTS Bancorp Inc. climbed 50 positions from 66 to 16 due to its excellent Debt.LendingTree Inc. lost 87 positions from 8 to 95 due to its bad Expenses.MALVERN BANCORP INC. entered the 2023 ranking at rank 34, making it the best newcomer.

Revenues20.8 B
Assets8.40 K
Expenses40.8 B
Stockholders Equity219 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1Open Lending Corp63.33%1.0
2SWK Holdings Corp60.62%-1.0
3NICHOLAS FINANCIAL INC48.81%1.0
4Guild Holdings Co36.45%8.0
5Rocket Companies Inc.27.04%8.0
6Enova International Inc.25.19%0.0
7CREDIT ACCEPTANCE CORP22.07%0.0
8UWM Holdings Corp20.96%13.0
9ENCORE CAPITAL GROUP INC18.86%1.0
10LESAKA TECHNOLOGIES INC18.06%-7.0
11AMERICAN HONDA FINANCE CORP17.28%5.0
12Atlanticus Holdings Corp17.03%-1.0
13EURONET WORLDWIDE INC.16.19%7.0
14PennyMac Financial Services Inc.14.66%3.0
15Cullman Bancorp Inc. MD13.52%0.0
16NSTS Bancorp Inc.13.06%50.0
17Regional Management Corp.13.05%-3.0
18PACCAR FINANCIAL CORP12.99%7.0
19BROADWAY FINANCIAL CORP \DE\12.31%49.0
20NorthEast Community Bancorp Inc. MD12.07%6.0
21William Penn Bancorporation10.86%-3.0
22TC Bancshares Inc.10.78%1.0
23OneMain Holdings Inc.10.53%1.0
24Affirm Holdings Inc.10.38%-15.0
25Waterstone Financial Inc.10.09%-3.0
26Blue Foundry Bancorp9.47%3.0
27Discover Financial Services9.20%0.0
28Shepherd’s Finance LLC9.20%23.0
29TOYOTA MOTOR CREDIT CORP9.17%17.0
30Kentucky First Federal Bancorp9.14%4.0
31Affinity Bancshares Inc.8.11%2.0
32Bogota Financial Corp.8.03%-4.0
33PCSB Financial Corp7.99%3.0
34MALVERN BANCORP INC.7.92%0.0
35Marathon Bancorp Inc. MD7.92%4.0
36STANDARD PREMIUM FINANCE HOLDINGS INC.7.80%29.0
37TIMBERLAND BANCORP INC7.01%22.0
38ESSA Bancorp Inc.6.99%25.0
39Territorial Bancorp Inc.6.97%14.0
40Northfield Bancorp Inc.6.88%-2.0
41CNH Industrial Capital LLC6.76%11.0
42HomeTrust Bancshares Inc.6.74%27.0
43PB Bankshares Inc.6.68%1.0
44DEERE JOHN CAPITAL CORP6.56%11.0
45Home Point Capital Inc.6.47%-3.0
46Kearny Financial Corp.6.22%-9.0
47NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC6.19%44.0
48PROVIDENT FINANCIAL SERVICES INC6.18%-1.0
49SOUTHERN MISSOURI BANCORP INC.6.13%7.0
50BROOKLINE BANCORP INC6.11%11.0
51Sound Financial Bancorp Inc.6.08%19.0
52Texas Community Bancshares Inc.6.00%-17.0
53Third Coast Bancshares Inc.5.75%11.0
54HERITAGE FINANCIAL CORP WA5.65%4.0
55NELNET INC5.58%37.0
56Capitol Federal Financial Inc.5.56%-8.0
57BCB BANCORP INC5.40%17.0
58Sterling Bancorp Inc.5.40%4.0
59BankFinancial CORP5.34%30.0
60LAKE SHORE BANCORP INC.5.31%-3.0
61Western New England Bancorp Inc.5.22%26.0
62Esquire Financial Holdings Inc.5.20%15.0
63Home Federal Bancorp Inc. of Louisiana5.15%18.0
64HOME BANCORP INC.4.82%-14.0
65Citizens Community Bancorp Inc.4.82%6.0
66FS Bancorp Inc.4.75%-12.0
67FARMERS & MERCHANTS BANCORP INC4.62%9.0
68First Guaranty Bancshares Inc.4.54%26.0
69SLM Corp4.50%0.0
70NORTHRIM BANCORP INC4.25%14.0
71Korth Direct Mortgage Inc.3.97%17.0
72SALISBURY BANCORP INC.3.96%13.0
73Generations Bancorp NY Inc.3.88%-6.0
74UMPQUA HOLDINGS CORP3.75%9.0
75GREENE COUNTY BANCORP INC3.60%21.0
76CODORUS VALLEY BANCORP INC3.52%19.0
77BERKSHIRE HILLS BANCORP INC3.50%-4.0
78QUAINT OAK BANCORP INC3.44%20.0
79HMN FINANCIAL INC3.22%-4.0
80BankUnited Inc.3.02%2.0
81First Savings Financial Group Inc.2.87%-21.0
82FEDERAL AGRICULTURAL MORTGAGE CORP2.84%18.0
83PLUMAS BANCORP2.83%7.0
84First Northwest Bancorp2.75%-5.0
85Eastern Bankshares Inc.2.66%-42.0
86IF Bancorp Inc.2.64%-8.0
87Mid-Southern Bancorp Inc.2.29%-57.0
88Farmers & Merchants Bancshares Inc.2.23%5.0
89OCWEN FINANCIAL CORP2.09%12.0
90FIRST NORTHERN COMMUNITY BANCORP1.99%7.0
91FIRST CAPITAL INC1.55%-11.0
92FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE1.01%10.0
93FEDERAL HOME LOAN MORTGAGE CORP0.86%10.0
94Finward Bancorp0.73%-8.0
95LendingTree Inc.-7.67%-87.0
96Freedom Holdings Inc.-129.81%8.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

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