The Strongest U.S. Life Insurers: Rated by Artificial Intelligence
RealRate’s 2017 rankings for U.S. Life Insurance have just been released! They really make for interesting reading!
Topping the list with a whopping 30.97% is Texas Republic Capital. National Security Group are 7 percentage points back in 2nd spot and Atlantic American 3 percentage points back in 3rd place. The market average is 5.9%. Texas Republic and National Security did well due to Asset Turnover and Atlantic American due to Premiums Earned.
6 companies received the Top Rated award.
 | 1. Texas Republic Capital Corp | |
 | 2. NATIONAL SECURITY GROUP INC | |
 | 3. ATLANTIC AMERICAN CORP | |
 | 4. US Alliance Corp | |
 | 5. AMERICAN NATIONAL INSURANCE CO | |
 | 6. Primerica Inc. | |
 | 10.97% | |
 | 8. REINSURANCE GROUP OF AMERICA INC 10.86% | |
 | 9.78% | |
 | 10. First Trinity Financial CORP 7.96% | |
 | 7.00% | |
 | 12. Investors Heritage Capital Corp 6.40% | |
 | 13. TRANSAMERICA ADVISORS LIFE INSURANCE Co 5.93% | |
 | 4.78% | |
 | 4.73% | |
 | 16. METROPOLITAN LIFE INSURANCE CO 4.44% | |
 | 17. RIVERSOURCE LIFE INSURANCE CO 3.51% | |
 | 18. TALCOTT RESOLUTION LIFE INSURANCE CO 2.88% | |
 | 19. GREAT WEST LIFE & ANNUITY INSURANCE CO 2.87% | |
 | ||
 | 21. VOYA RETIREMENT INSURANCE & ANNUITY Co 2.16% | |
 | 22. VOYA INSURANCE & ANNUITY Co 1.97% | |
 | 1.60% | |
 | 24. BRIGHTHOUSE LIFE INSURANCE Co -1.83% | |
 | -10.88% |
The U.S. life insurance market is a $1 trillion market with over 260 million life insurance policies currently active in the United States. They are provided with both term life insurance and annuities.
A high financial strength is the most important key figure for customers in the long run, ensuring profitable insurance products and low risk of default.
The superb thing we do at RealRate is to deliver fair and independent ratings, coupling expert knowledge with cutting edge artificial intelligence. It’s the AI model that computes the all-important Economic Capital Ratio figure.
Our AI is completely unbiased and uses only audited public data. We are fair, explainable, and above all, avoid any conflicts of interest.
To us, it’s a win all around.
