The Strongest U.S. Life Insurers: Rated by Artificial Intelligence

RealRate’s 2017 rankings for U.S. Life Insurance have just been released! They really make for interesting reading!

Topping the list with a whopping 30.97% is Texas Republic Capital. National Security Group are 7 percentage points back in 2nd spot and Atlantic American 3 percentage points back in 3rd place. The market average is 5.9%. Texas Republic and National Security did well due to Asset Turnover and Atlantic American due to Premiums Earned.

6 companies received the Top Rated award.

4. US Alliance Corp


6. Primerica Inc.


The U.S. life insurance market is a $1 trillion market with over 260 million life insurance policies currently active in the United States. They are provided with both term life insurance and annuities.

A high financial strength is the most important key figure for customers in the long run, ensuring profitable insurance products and low risk of default.

The superb thing we do at RealRate is to deliver fair and independent ratings, coupling expert knowledge with cutting edge artificial intelligence. It’s the AI model that computes the all-important Economic Capital Ratio figure.

Our AI is completely unbiased and uses only audited public data. We are fair, explainable, and above all, avoid any conflicts of interest.

To us, it’s a win all around.

United States Ratings

German Insurance Ratings