2019 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated	45 of 183
Best rating	11.6 %
Worst rating	2.40 %
New companies	–
Negative Economic Capital Ratio

CITIZENS HOLDING CO MS climbed 52 positions from 180 to 128 due to its excellent Assets and Securities.

Revenues	3.86 B
Assets	1.88 K
Expenses	26.7 B
Stockholders Equity	217 B
Unprofitable Companies

	Company	Seal	Rating Value	Trend
1	MARLIN BUSINESS SERVICES CORP		11.640	0.0
2	PROSPERITY BANCSHARES INC		11.364	0.0
3	HOME BANCSHARES INC		10.377	0.0
4	PACIFIC PREMIER BANCORP INC		10.362	0.0
5	SELECT BANCORP INC.		10.239	0.0
6	Independent Bank Group Inc.		10.212	0.0
7	QCR HOLDINGS INC		10.119	0.0
8	CITIZENS & NORTHERN CORP		9.924	0.0
9	RENASANT CORP		9.750	0.0
10	COLUMBIA BANKING SYSTEM INC.		9.740	0.0
11	FIRST COMMUNITY BANKSHARES INC VA		9.730	0.0
12	CVB FINANCIAL CORP		9.697	0.0
13	Bank7 Corp.		9.533	0.0
14	CAROLINA FINANCIAL CORP		9.517	0.0
15	OFG BANCORP		9.474	0.0
16	Great Western Bancorp Inc.		9.417	0.0
17	FIRST FINANCIAL CORP IN		9.383	0.0
18	First Choice Bancorp		9.283	0.0
19	SouthState Corp		9.079	0.0
20	EAGLE BANCORP INC		8.989	0.0
21	Allegiance Bancshares Inc.		8.921	0.0
22	Hilltop Holdings Inc.		8.685	0.0
23	Blue Hills Bancorp Inc.		8.678	0.0
24	CENTRAL VALLEY COMMUNITY BANCORP		8.668	0.0
25	COMMUNITY TRUST BANCORP INC KY		8.616	0.0
26	REPUBLIC BANCORP INC KY		8.608	0.0
27	Oritani Financial Corp		8.468	0.0
28	CATHAY GENERAL BANCORP		8.436	0.0
29	BayCom Corp		8.313	0.0
30	Triumph Financial Inc.		8.305	0.0
31	SB FINANCIAL GROUP INC.		8.295	0.0
32	CIVISTA BANCSHARES INC.		8.223	0.0
33	GLACIER BANCORP INC.		8.209	0.0
34	Primis Financial Corp.		8.176	0.0
35	Spirit of Texas Bancshares Inc.		8.171	0.0
36	FIRST FINANCIAL BANKSHARES INC		8.086	0.0
37	Atlantic Union Bankshares Corp		8.070	0.0
38	OP Bancorp		8.062	0.0
39	Standard AVB Financial Corp.		8.050	0.0
40	PREMIER FINANCIAL BANCORP INC		8.014	0.0
41	RBB Bancorp		7.985	0.0
42	INDEPENDENT BANK CORP		7.941	0.0
43	S&T BANCORP INC		7.915	0.0
44	CITIZENS FINANCIAL GROUP INC RI		7.897	0.0
45	Ameris Bancorp		7.896	0.0
46	PCB BANCORP		7.893	0.0
47	Melrose Bancorp Inc.		7.891	0.0
48	WESTERN ALLIANCE BANCORPORATION		7.858	0.0
49	NORTHEAST BANCORP ME		7.858	0.0
50	BRYN MAWR BANK CORP		7.850	0.0
51	FIRST HAWAIIAN INC.		7.776	0.0
52	SEACOAST BANKING CORP OF FLORIDA		7.766	0.0
53	Prime Meridian Holding Co		7.758	0.0
54	IBERIABANK CORP		7.742	0.0
55	1ST SOURCE CORP		7.740	0.0
56	COMMERCE BANCSHARES INC MO		7.725	0.0
57	BYLINE BANCORP INC.		7.698	0.0
58	Metropolitan Bank Holding Corp.		7.684	0.0
59	OLD LINE BANCSHARES INC		7.591	0.0
60	Stock Yards Bancorp Inc.		7.567	0.0
61	BANNER CORP		7.531	0.0
62	FIRST MID BANCSHARES INC.		7.506	0.0
63	PREMIER FINANCIAL CORP		7.494	0.0
64	EAST WEST BANCORP INC		7.472	0.0
65	Merchants Bancorp		7.470	0.0
66	CHOICEONE FINANCIAL SERVICES INC		7.432	0.0
67	UNITED COMMUNITY BANKS INC		7.417	0.0
68	SOUTHSIDE BANCSHARES INC		7.396	0.0
69	HORIZON BANCORP INC IN		7.381	0.0
70	M&T BANK CORP		7.370	0.0
71	FIFTH THIRD BANCORP		7.347	0.0
72	PARKE BANCORP INC.		7.326	0.0
73	HILLS BANCORPORATION		7.323	0.0
74	CapStar Financial Holdings Inc.		7.291	0.0
75	LAKELAND FINANCIAL CORP		7.281	0.0
76	ENTERPRISE FINANCIAL SERVICES CORP		7.233	0.0
77	Bridgewater Bancshares Inc		7.223	0.0
78	Bank of New York Mellon Corp		7.209	0.0
79	FIRST BUSEY CORP NV		7.201	0.0
80	HEARTLAND FINANCIAL USA INC		7.191	0.0
81	MERCANTILE BANK CORP		7.124	0.0
82	BANK OF SOUTH CAROLINA CORP		7.123	0.0
83	ConnectOne Bancorp Inc.		7.045	0.0
84	PEOPLES BANCORP OF NORTH CAROLINA INC		7.037	0.0
85	Investors Bancorp Inc.		6.896	0.0
86	FIRST INTERSTATE BANCSYSTEM INC		6.860	0.0
87	HANCOCK WHITNEY CORP		6.811	0.0
88	Howard Bancorp Inc		6.806	0.0
89	SIERRA BANCORP		6.783	0.0
90	MACKINAC FINANCIAL CORP MI		6.782	0.0
91	LAKELAND BANCORP INC		6.768	0.0
92	Reliant Bancorp Inc.		6.762	0.0
93	EAGLE FINANCIAL SERVICES INC		6.739	0.0
94	TWO RIVER BANCORP		6.678	0.0
95	Level One Bancorp Inc		6.675	0.0
96	FIRST KEYSTONE CORP		6.654	0.0
97	Bank of Commerce Holdings		6.640	0.0
98	COASTAL FINANCIAL CORP		6.630	0.0
99	MidWestOne Financial Group Inc.		6.614	0.0
100	SVB FINANCIAL GROUP		6.545	0.0
101	GERMAN AMERICAN BANCORP INC.		6.542	0.0
102	NORWOOD FINANCIAL CORP		6.518	0.0
103	AUBURN NATIONAL BANCORPORATION INC		6.485	0.0
104	EQUITY BANCSHARES INC		6.450	0.0
105	INDEPENDENT BANK CORP MI		6.446	0.0
106	MACATAWA BANK CORP		6.441	0.0
107	CITIZENS FINANCIAL SERVICES INC		6.440	0.0
108	ServisFirst Bancshares Inc.		6.405	0.0
109	Midland States Bancorp Inc.		6.371	0.0
110	MIDDLEFIELD BANC CORP		6.357	0.0
111	FIRST COMMUNITY CORP SC		6.335	0.0
112	FARMERS NATIONAL BANC CORP OH		6.331	0.0
113	Eagle Bancorp Montana Inc.		6.319	0.0
114	C & F FINANCIAL CORP		6.311	0.0
115	CSB BANCORP INC OH		6.289	0.0
116	Randolph Bancorp Inc.		6.284	0.0
117	AMERICAN RIVER BANKSHARES		6.255	0.0
118	River Financial Corp		6.228	0.0
119	First Western Financial Inc		6.212	0.0
120	BAR HARBOR BANKSHARES		6.192	0.0
121	Carolina Trust BancShares Inc.		6.183	0.0
122	KENTUCKY BANCSHARES INC KY		6.134	0.0
123	Community Bankers Trust Corp		6.123	0.0
124	ISABELLA BANK Corp		6.121	0.0
125	Investar Holding Corp		6.089	0.0
126	HomeStreet Inc.		6.017	0.0
127	UNITY BANCORP INC NJ		6.016	0.0
128	WASHINGTON TRUST BANCORP INC		6.011	0.0
129	MUTUALFIRST FINANCIAL INC		6.008	0.0
130	FB Financial Corp		5.985	0.0
131	MID PENN BANCORP INC		5.972	0.0
132	SUMMIT FINANCIAL GROUP INC.		5.970	0.0
133	Bancorp of New Jersey Inc.		5.955	0.0
134	SB ONE BANCORP		5.936	0.0
135	Parkway Acquisition Corp.		5.931	0.0
136	FIRST NATIONAL CORP VA		5.923	0.0
137	First Foundation Inc.		5.871	0.0
138	BAY BANKS OF VIRGINIA INC		5.839	0.0
139	Bankwell Financial Group Inc.		5.790	0.0
140	TEXAS CAPITAL BANCSHARES INC TX		5.743	0.0
141	Oak Valley Bancorp		5.689	0.0
142	FIRST BUSINESS FINANCIAL SERVICES INC.		5.662	0.0
143	UNION BANKSHARES INC		5.613	0.0
144	County Bancorp Inc.		5.607	0.0
145	HomeTown Bankshares Corp		5.600	0.0
146	HV Bancorp Inc.		5.540	0.0
147	HIGHLANDS BANKSHARES INC VA		5.493	0.0
148	ENTERPRISE BANCORP INC MA		5.458	0.0
149	COMMUNITY FINANCIAL CORP MD		5.449	0.0
150	QNB CORP		5.432	0.0
151	WEST BANCORPORATION INC		5.428	0.0
152	FIRST US BANCSHARES INC.		5.411	0.0
153	COMMUNITY WEST BANCSHARES		5.407	0.0
154	UNITED BANCORP INC OH		5.285	0.0
155	CENTRAL PACIFIC FINANCIAL CORP		5.256	0.0
156	CNB FINANCIAL CORP PA		5.226	0.0
157	STEWARDSHIP FINANCIAL CORP		5.176	0.0
158	FIRST CITIZENS BANCSHARES INC DE		5.143	0.0
159	GUARANTY FEDERAL BANCSHARES INC		5.117	0.0
160	ORRSTOWN FINANCIAL SERVICES INC		5.071	0.0
161	Luther Burbank Corp		5.053	0.0
162	SOUTHWEST GEORGIA FINANCIAL CORP		5.048	0.0
163	PENNS WOODS BANCORP INC		5.044	0.0
164	SECURITY FEDERAL CORP		5.032	0.0
165	Franklin Financial Network Inc.		5.028	0.0
166	TriState Capital Holdings Inc.		5.020	0.0
167	CHEMUNG FINANCIAL CORP		4.973	0.0
168	Embassy Bancorp Inc.		4.966	0.0
169	BANK OF THE JAMES FINANCIAL GROUP INC		4.959	0.0
170	OLD SECOND BANCORP INC		4.931	0.0
171	REPUBLIC FIRST BANCORP INC		4.882	0.0
172	CAPITAL CITY BANK GROUP INC		4.837	0.0
173	First Internet Bancorp		4.586	0.0
174	Village Bank & Trust Financial Corp.		4.293	0.0
175	GLEN BURNIE BANCORP		4.290	0.0
176	BSB Bancorp Inc.		4.182	0.0
177	NEW PEOPLES BANKSHARES INC		3.945	0.0
178	CAMBRIDGE BANCORP		3.893	0.0
179	CENTURY BANCORP INC		3.841	0.0
180	CITIZENS HOLDING CO MS		3.754	0.0
181	BOSTON PRIVATE FINANCIAL HOLDINGS INC		3.695	0.0
182	UWHARRIE CAPITAL CORP		3.385	0.0
183	NORTHERN TRUST CORP		2.397	0.0
	Company	Seal	Rating Value	Trend