2023 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated41 of 165
Best rating50.7 %
Worst rating-3.86 %
New companies4
Negative Economic Capital Ratio

California BanCorp climbed 110 positions from 156 to 46 due to its excellent Loans and Leases Receivable.FIRST FINANCIAL BANKSHARES INC lost 122 positions from 20 to 142 due to its bad Liabilities and Borrowings.Atlantic Union Bankshares Corp entered the 2023 ranking at rank 62, making it the best newcomer.The biggest company by assets, Bank of New York Mellon Corp, is only ranked at place 66 whereas the smallest company, BM Technologies Inc., is financially stronger at rank 1.

Revenues17.3 B
Assets2.93 K
Expenses41.0 B
Stockholders Equity284 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1BM Technologies Inc.50.74%0.0
2PROSPERITY BANCSHARES INC11.27%2.0
3Tectonic Financial Inc.11.21%0.0
4QCR HOLDINGS INC10.09%-2.0
5Triumph Financial Inc.10.08%1.0
6PARKE BANCORP INC.9.40%21.0
7INDEPENDENT BANK CORP8.64%6.0
8PCB BANCORP8.58%7.0
9Ameris Bancorp8.03%8.0
10UNITED BANKSHARES INC WV8.02%-2.0
11Merchants Bancorp7.91%21.0
12HOME BANCSHARES INC7.91%-7.0
13RBB Bancorp7.79%31.0
14REPUBLIC BANCORP INC KY7.78%10.0
15ConnectOne Bancorp Inc.7.55%-8.0
16MetroCity Bankshares Inc.7.50%55.0
17FIRST COMMUNITY BANKSHARES INC VA7.29%6.0
18CATHAY GENERAL BANCORP7.12%11.0
19BayCom Corp7.03%42.0
20Independent Bank Group Inc.6.86%-9.0
21S&T BANCORP INC6.74%17.0
22PACIFIC PREMIER BANCORP INC6.71%-10.0
23COMMUNITY WEST BANCSHARES6.66%76.0
24ENTERPRISE FINANCIAL SERVICES CORP6.63%27.0
25M&T BANK CORP6.62%53.0
26MID PENN BANCORP INC6.53%72.0
27RENASANT CORP6.50%-5.0
28UNITY BANCORP INC NJ6.49%17.0
29Veritex Holdings Inc.6.45%-19.0
30SEACOAST BANKING CORP OF FLORIDA6.43%-16.0
31MainStreet Bancshares Inc.6.41%5.0
32OFG BANCORP6.33%11.0
33Hanover Bancorp Inc. NY6.21%100.0
34Bank7 Corp.6.10%26.0
35ServisFirst Bancshares Inc.6.05%97.0
36HILLS BANCORPORATION5.88%18.0
37UNITED COMMUNITY BANKS INC5.85%28.0
38CITIZENS FINANCIAL SERVICES INC5.78%26.0
39LAKELAND BANCORP INC5.71%31.0
40CapStar Financial Holdings Inc.5.69%-14.0
41EAST WEST BANCORP INC5.64%32.0
42SB FINANCIAL GROUP INC.5.62%0.0
43TEXAS CAPITAL BANCSHARES INC TX5.54%71.0
44FIRST BUSINESS FINANCIAL SERVICES INC.5.53%53.0
45BANCPLUS CORP5.49%97.0
46California BanCorp5.41%110.0
47EAGLE BANCORP INC5.41%-10.0
48Bridgewater Bancshares Inc5.39%-8.0
49Southern States Bancshares Inc.5.36%28.0
50COMMUNITY TRUST BANCORP INC KY5.36%-34.0
51First Foundation Inc.5.33%16.0
52CVB FINANCIAL CORP5.32%-31.0
53CNB FINANCIAL CORP PA5.31%76.0
54MIDDLEFIELD BANC CORP5.29%1.0
55Bankwell Financial Group Inc.5.27%49.0
56OP Bancorp5.24%7.0
57Midland States Bancorp Inc.5.21%45.0
58BYLINE BANCORP INC.5.18%-30.0
59Live Oak Bancshares Inc.5.16%10.0
60First Western Financial Inc5.11%58.0
61FIVE STAR BANCORP5.11%7.0
62Atlantic Union Bankshares Corp5.10%0.0
63Luther Burbank Corp5.07%31.0
64SouthState Corp5.07%10.0
65Metropolitan Bank Holding Corp.5.06%79.0
66Bank of New York Mellon Corp4.99%35.0
671ST SOURCE CORP4.97%-14.0
68GLACIER BANCORP INC.4.87%-27.0
69BAR HARBOR BANKSHARES4.84%-23.0
70TRICO BANCSHARES4.82%-35.0
71CAMBRIDGE BANCORP4.80%69.0
72FLUSHING FINANCIAL CORP4.77%37.0
73GREAT SOUTHERN BANCORP INC.4.74%-26.0
74WESTERN ALLIANCE BANCORPORATION4.70%14.0
75PREMIER FINANCIAL CORP4.69%-66.0
76Citizens Financial Group INC RI4.66%-45.0
77PARTNERS BANCORP4.64%66.0
78MACATAWA BANK CORP4.56%37.0
79CROSSFIRST BANKSHARES INC.4.44%-45.0
80MERCANTILE BANK CORP4.43%42.0
81FIRST US BANCSHARES INC.4.34%42.0
82First Internet Bancorp4.31%25.0
83PENNS WOODS BANCORP INC4.28%48.0
84COLUMBIA BANKING SYSTEM INC.4.23%-32.0
85HORIZON BANCORP INC IN4.23%7.0
86SOUTH PLAINS FINANCIAL INC.4.19%-36.0
87Prime Meridian Holding Co4.15%54.0
88CIVISTA BANCSHARES INC.4.15%-55.0
89Village Bank & Trust Financial Corp.4.15%7.0
90FIRST INTERSTATE BANCSYSTEM INC4.14%0.0
91C & F FINANCIAL CORP4.14%-6.0
92FB Financial Corp4.12%13.0
93CSB Bancorp Inc.4.10%52.0
94Stock Yards Bancorp Inc.4.01%25.0
95ISABELLA BANK Corp3.94%-9.0
96SOUTHSIDE BANCSHARES INC3.91%-78.0
97SVB FINANCIAL GROUP3.89%53.0
98Origin Bancorp Inc.3.87%8.0
99Customers Bancorp Inc.3.80%28.0
100FIRST HAWAIIAN INC.3.77%-7.0
101FIRST MID BANCSHARES INC.3.72%-14.0
102BANNER CORP3.71%-11.0
103CITIZENS & NORTHERN CORP3.70%-64.0
104NORTHERN TRUST CORP3.64%63.0
105FIRST FINANCIAL CORP IN3.60%-49.0
106MidWestOne Financial Group Inc.3.59%19.0
107HANCOCK WHITNEY CORP3.58%9.0
108HBT Financial Inc.3.50%9.0
109RED RIVER BANCSHARES INC3.47%1.0
110USCB FINANCIAL HOLDINGS INC.3.47%-44.0
111FIRST BANCORP NC3.42%-53.0
112SECURITY FEDERAL CORP3.41%22.0
113HV Bancorp Inc.3.39%38.0
114Investar Holding Corp3.34%12.0
115ORRSTOWN FINANCIAL SERVICES INC3.28%-40.0
116COMMUNITY FINANCIAL CORP MD3.26%8.0
117NEW PEOPLES BANKSHARES INC3.16%44.0
118CAPITAL CITY BANK GROUP INC3.11%51.0
119OLD SECOND BANCORP INC3.08%44.0
120UNITED BANCORP INC OH3.05%-40.0
121INDEPENDENT BANK CORP MI2.98%-13.0
122LAKELAND FINANCIAL CORP2.98%-74.0
123Amalgamated Financial Corp.2.92%23.0
124FIRST KEYSTONE CORP2.92%-62.0
125FIRST BUSEY CORP NV2.92%13.0
126NORWOOD FINANCIAL CORP2.91%-47.0
127EAGLE FINANCIAL SERVICES INC2.88%10.0
128SIERRA BANCORP2.80%-39.0
129EQUITY BANCSHARES INC2.61%-17.0
130HomeStreet Inc.2.50%0.0
131WASHINGTON TRUST BANCORP INC2.50%-48.0
132Richmond Mutual Bancorporation Inc.2.45%-113.0
133FIFTH THIRD BANCORP2.41%-52.0
134Oak Valley Bancorp2.41%26.0
135HEARTLAND FINANCIAL USA INC2.40%-76.0
136FIRST COMMUNITY CORP SC2.36%-6.0
137Ally Financial Inc.2.29%-53.0
138CENTRAL PACIFIC FINANCIAL CORP2.28%15.0
139Skyline Bankshares Inc.2.13%8.0
140Eagle Bancorp Montana Inc.1.95%32.0
141ENTERPRISE BANCORP INC MA1.93%13.0
142FIRST FINANCIAL BANKSHARES INC1.89%-122.0
143COMMERCE BANCSHARES INC MO1.85%-40.0
144WEST BANCORPORATION INC1.83%-16.0
145COLONY BANKCORP INC1.76%26.0
146CHOICEONE FINANCIAL SERVICES INC1.69%-26.0
147FIRST BANCORP PR1.37%-52.0
148PEOPLES BANCORP OF NORTH CAROLINA INC1.34%0.0
149FRANKLIN FINANCIAL SERVICES CORP PA1.30%-38.0
150BANK OF SOUTH CAROLINA CORP1.23%5.0
151CENTRAL VALLEY COMMUNITY BANCORP1.08%-69.0
152River Financial Corp0.97%0.0
153BANK OF THE JAMES FINANCIAL GROUP INC0.96%11.0
154CHEMUNG FINANCIAL CORP0.96%3.0
155Embassy Bancorp Inc.0.75%-7.0
156F&M BANK CORP0.73%-20.0
157GERMAN AMERICAN BANCORP INC.0.59%-100.0
158UNION BANKSHARES INC0.33%1.0
159AUBURN NATIONAL BANCORPORATION INC0.26%-24.0
160UWHARRIE CAPITAL CORP-0.42%10.0
161FARMERS NATIONAL BANC CORP OH-1.05%-89.0
162QNB CORP-1.59%-13.0
163JUNIATA VALLEY FINANCIAL CORP-2.01%3.0
164GLEN BURNIE BANCORP-2.84%-2.0
165CITIZENS HOLDING CO MS-3.86%9.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

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