2023 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated5 of 22
Best rating24.8 %
Worst rating-287 %
New companies2
Negative Economic Capital Ratio16 of 22

Texas Republic Capital Corp climbed 17 positions from 20 to 3 due to its excellent Mortgage Loans on Real Estate, Net.Citizens INC lost 16 positions from 5 to 21 due to its bad Separate Account, Assets.Corebridge Financial Inc entered the 2023 ranking at rank 16, making it the best newcomer.

Revenues158 B
Assets2.29 K
Expenses144 B
Stockholders Equity78.0 B
Unprofitable Companies9 of 22
RankCompanySealRating ValueTrend
1UTG INC24.77%1.0
2Primerica Inc6.27%7.0
3Texas Republic Capital Corp5.07%17.0
4National Western Life Group Inc3.91%2.0
5Jackson Financial Inc1.00%17.0
6First Trinity Financial Corp0.70%7.0
7Genworth Financial INC-0.13%0.0
8Riversource Life Insurance Co-0.32%15.0
9Vericity Inc-0.82%-1.0
10Midwest Holding INC-1.56%11.0
11American National Group Inc-1.64%4.0
12Metropolitan Life Insurance Co-2.21%4.0
13Brighthouse Life Insurance Co-2.73%5.0
14Lincoln National Life Insurance Co In-3.28%5.0
15Equitable Financial Life Insurance Co Of America-3.60%2.0
16Corebridge Financial Inc-3.72%0.0
17Globe Life INC-3.92%-14.0
18Us Alliance Corp-4.80%-8.0
19Athene Holding Ltd-6.24%-7.0
20Reinsurance Group Of America INC-7.88%-9.0
21Citizens INC-20.32%-16.0
22Foxo Technologies INC-286.71%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Best Brokerage Companies: Ranked by RealRate’s Amazing Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the U.S. Brokerage [...]

The Most Agile German Disability Insurance Companies: Ranked by RealRate’s Wonderful Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Disability [...]

The Best Performing German Life Insurance Companies: Ranked by RealRate’s Superb AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

The Strongest German Health Insurance Companies: Ranked by RealRate’s Brilliant Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Health [...]

2024 German Insurance Ratings Coming Soon!

Source: https://openai.com/dall-e-3/ RealRate is extremely excited to announce that the new 2024 German [...]

RealRate graduates from the German Accelerator Program

Some incredible news from RealRate HQ   We have successfully graduated from the [...]

RealRate Anniversary

Source: https://openai.com/dall-e-3/ Last Sunday RealRate had a birthday of sorts.   It was [...]

RealRate CEO to Lecture in Profit Testing Seminar

We have some exciting news from the actuarial world!   Dr. Holger Bartel, [...]