2017 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated	23 of 93
Best rating	68.9 %
Worst rating	-39.0 %
New companies
Negative Economic Capital Ratio

Revenues	13.8 B
Assets	6.05 K
Expenses	33.7 B
Stockholders Equity	101 B
Unprofitable Companies

Rank	Company	Seal	Rating Value	Trend
1	LendingTree Inc.		68.95%	0.0
2	WORLD ACCEPTANCE CORP		45.11%	0.0
3	LESAKA TECHNOLOGIES INC		34.68%	0.0
4	CREDIT ACCEPTANCE CORP		25.32%	0.0
5	PNMAC Holdings Inc.		23.38%	0.0
6	NICHOLAS FINANCIAL INC		23.30%	0.0
7	Regional Management Corp.		21.00%	0.0
8	PIONEER FINANCIAL SERVICES INC		18.53%	0.0
9	Enova International Inc.		17.33%	0.0
10	ONEMAIN FINANCE CORP		16.30%	0.0
11	Clifton Bancorp Inc.		14.94%	0.0
12	Waterstone Financial Inc.		14.50%	0.0
13	PHH CORP		13.76%	0.0
14	Kentucky First Federal Bancorp		13.66%	0.0
15	Ottawa Bancorp Inc		13.38%	0.0
16	MB Bancorp Inc		11.44%	0.0
17	AMERICAN HONDA FINANCE CORP		11.34%	0.0
18	Oconee Federal Financial Corp.		11.24%	0.0
19	First Northwest Bancorp		10.93%	0.0
20	OneMain Holdings Inc.		10.70%	0.0
21	ENCORE CAPITAL GROUP INC		9.78%	0.0
22	Shepherd’s Finance LLC		9.56%	0.0
23	UMPQUA HOLDINGS CORP		9.51%	0.0
24	Santander Consumer USA Holdings Inc.		9.50%	0.0
25	Northfield Bancorp Inc.		9.48%	0.0
26	PB Bancorp Inc.		9.46%	0.0
27	Equitable Financial Corp.		9.35%	0.0
28	Discover Financial Services		9.29%	0.0
29	Capitol Federal Financial Inc.		9.07%	0.0
30	LAKE SHORE BANCORP INC.		8.88%	0.0
31	MSB FINANCIAL CORP		8.87%	0.0
32	Hamilton Bancorp Inc.		8.55%	0.0
33	CHARTER FINANCIAL CORP		8.52%	0.0
34	IF Bancorp Inc.		8.44%	0.0
35	Poage Bankshares Inc.		8.40%	0.0
36	Provident Bancorp Inc.		8.35%	0.0
37	United Community Bancorp		8.27%	0.0
38	SLM Corp		8.24%	0.0
39	PROVIDENT FINANCIAL SERVICES INC		8.03%	0.0
40	E TRADE FINANCIAL CORP		7.96%	0.0
41	HomeTrust Bancshares Inc.		7.60%	0.0
42	HERITAGE FINANCIAL CORP WA		7.55%	0.0
43	NORTHRIM BANCORP INC		7.52%	0.0
44	Territorial Bancorp Inc.		7.44%	0.0
45	BankFinancial CORP		7.24%	0.0
46	BERKSHIRE HILLS BANCORP INC		7.18%	0.0
47	New Bancorp Inc.		7.04%	0.0
48	Home Federal Bancorp Inc. of Louisiana		6.96%	0.0
49	Cincinnati Bancorp		6.87%	0.0
50	LegacyTexas Financial Group Inc.		6.79%	0.0
51	HMN FINANCIAL INC		6.79%	0.0
52	LendingClub Corp		6.76%	0.0
53	BROOKLINE BANCORP INC		6.61%	0.0
54	FSB Bancorp Inc.		6.59%	0.0
55	DEERE JOHN CAPITAL CORP		6.55%	0.0
56	FS Bancorp Inc.		6.40%	0.0
57	Axos Financial Inc.		6.38%	0.0
58	Sound Financial Bancorp Inc.		6.35%	0.0
59	SI Financial Group Inc.		6.35%	0.0
60	DIME COMMUNITY BANCSHARES INC		6.26%	0.0
61	1ST CONSTITUTION BANCORP		6.21%	0.0
62	FLAGSTAR BANCORP INC		6.20%	0.0
63	Coastway Bancorp Inc.		6.19%	0.0
64	VECTA INC.		5.99%	0.0
65	FIRST CAPITAL INC		5.95%	0.0
66	QUAINT OAK BANCORP INC		5.77%	0.0
67	Atlantic Coast Financial CORP		5.74%	0.0
68	CODORUS VALLEY BANCORP INC		5.74%	0.0
69	ESSA Bancorp Inc.		5.73%	0.0
70	Entegra Financial Corp.		5.64%	0.0
71	GREENE COUNTY BANCORP INC		5.55%	0.0
72	ACCESS NATIONAL CORP		5.55%	0.0
73	Finward Bancorp		5.54%	0.0
74	BankUnited Inc.		5.45%	0.0
75	First Connecticut Bancorp Inc.		5.38%	0.0
76	Citizens Community Bancorp Inc.		5.38%	0.0
77	First Guaranty Bancshares Inc.		5.09%	0.0
78	TOYOTA MOTOR CREDIT CORP		5.07%	0.0
79	NELNET INC		4.95%	0.0
80	CORTLAND BANCORP INC		4.95%	0.0
81	PLUMAS BANCORP		4.82%	0.0
82	FIRST NORTHERN COMMUNITY BANCORP		4.67%	0.0
83	Wellesley Bancorp Inc.		4.52%	0.0
84	Magyar Bancorp Inc.		4.42%	0.0
85	BCB BANCORP INC		4.34%	0.0
86	BankGuam Holding Co		4.30%	0.0
87	AMERICAN EXPRESS CREDIT CORP		3.87%	0.0
88	CARVER BANCORP INC		3.87%	0.0
89	OCWEN FINANCIAL CORP		1.75%	0.0
90	NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC		1.49%	0.0
91	FEDERAL HOME LOAN MORTGAGE CORP		0.48%	0.0
92	FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE		0.45%	0.0
93	Mr. Amazing Loans Corp		-39.01%	0.0
Rank	Company	Seal	Rating Value	Trend