2023 US Savings

Financial Strength Rankings using Artificial Intelligence

Top rated24 of 96
Best rating63.3 %
Worst rating-130 %
New companies2
Negative Economic Capital Ratio

NSTS Bancorp Inc. climbed 50 positions from 66 to 16 due to its excellent Debt.LendingTree Inc. lost 87 positions from 8 to 95 due to its bad Expenses.MALVERN BANCORP INC. entered the 2023 ranking at rank 34, making it the best newcomer.

Revenues20.8 B
Assets8.40 K
Expenses40.8 B
Stockholders Equity219 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1Open Lending Corp63.33%1.0
2SWK Holdings Corp60.62%-1.0
3NICHOLAS FINANCIAL INC48.81%1.0
4Guild Holdings Co36.45%8.0
5Rocket Companies Inc.27.04%8.0
6Enova International Inc.25.19%0.0
7CREDIT ACCEPTANCE CORP22.07%0.0
8UWM Holdings Corp20.96%13.0
9ENCORE CAPITAL GROUP INC18.86%1.0
10LESAKA TECHNOLOGIES INC18.06%-7.0
11AMERICAN HONDA FINANCE CORP17.28%5.0
12Atlanticus Holdings Corp17.03%-1.0
13EURONET WORLDWIDE INC.16.19%7.0
14PennyMac Financial Services Inc.14.66%3.0
15Cullman Bancorp Inc. MD13.52%0.0
16NSTS Bancorp Inc.13.06%50.0
17Regional Management Corp.13.05%-3.0
18PACCAR FINANCIAL CORP12.99%7.0
19BROADWAY FINANCIAL CORP \DE\12.31%49.0
20NorthEast Community Bancorp Inc. MD12.07%6.0
21William Penn Bancorporation10.86%-3.0
22TC Bancshares Inc.10.78%1.0
23OneMain Holdings Inc.10.53%1.0
24Affirm Holdings Inc.10.38%-15.0
25Waterstone Financial Inc.10.09%-3.0
26Blue Foundry Bancorp9.47%3.0
27Discover Financial Services9.20%0.0
28Shepherd’s Finance LLC9.20%23.0
29TOYOTA MOTOR CREDIT CORP9.17%17.0
30Kentucky First Federal Bancorp9.14%4.0
31Affinity Bancshares Inc.8.11%2.0
32Bogota Financial Corp.8.03%-4.0
33PCSB Financial Corp7.99%3.0
34MALVERN BANCORP INC.7.92%0.0
35Marathon Bancorp Inc. MD7.92%4.0
36STANDARD PREMIUM FINANCE HOLDINGS INC.7.80%29.0
37TIMBERLAND BANCORP INC7.01%22.0
38ESSA Bancorp Inc.6.99%25.0
39Territorial Bancorp Inc.6.97%14.0
40Northfield Bancorp Inc.6.88%-2.0
41CNH Industrial Capital LLC6.76%11.0
42HomeTrust Bancshares Inc.6.74%27.0
43PB Bankshares Inc.6.68%1.0
44DEERE JOHN CAPITAL CORP6.56%11.0
45Home Point Capital Inc.6.47%-3.0
46Kearny Financial Corp.6.22%-9.0
47NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP DC6.19%44.0
48PROVIDENT FINANCIAL SERVICES INC6.18%-1.0
49SOUTHERN MISSOURI BANCORP INC.6.13%7.0
50BROOKLINE BANCORP INC6.11%11.0
51Sound Financial Bancorp Inc.6.08%19.0
52Texas Community Bancshares Inc.6.00%-17.0
53Third Coast Bancshares Inc.5.75%11.0
54HERITAGE FINANCIAL CORP WA5.65%4.0
55NELNET INC5.58%37.0
56Capitol Federal Financial Inc.5.56%-8.0
57BCB BANCORP INC5.40%17.0
58Sterling Bancorp Inc.5.40%4.0
59BankFinancial CORP5.34%30.0
60LAKE SHORE BANCORP INC.5.31%-3.0
61Western New England Bancorp Inc.5.22%26.0
62Esquire Financial Holdings Inc.5.20%15.0
63Home Federal Bancorp Inc. of Louisiana5.15%18.0
64HOME BANCORP INC.4.82%-14.0
65Citizens Community Bancorp Inc.4.82%6.0
66FS Bancorp Inc.4.75%-12.0
67FARMERS & MERCHANTS BANCORP INC4.62%9.0
68First Guaranty Bancshares Inc.4.54%26.0
69SLM Corp4.50%0.0
70NORTHRIM BANCORP INC4.25%14.0
71Korth Direct Mortgage Inc.3.97%17.0
72SALISBURY BANCORP INC.3.96%13.0
73Generations Bancorp NY Inc.3.88%-6.0
74UMPQUA HOLDINGS CORP3.75%9.0
75GREENE COUNTY BANCORP INC3.60%21.0
76CODORUS VALLEY BANCORP INC3.52%19.0
77BERKSHIRE HILLS BANCORP INC3.50%-4.0
78QUAINT OAK BANCORP INC3.44%20.0
79HMN FINANCIAL INC3.22%-4.0
80BankUnited Inc.3.02%2.0
81First Savings Financial Group Inc.2.87%-21.0
82FEDERAL AGRICULTURAL MORTGAGE CORP2.84%18.0
83PLUMAS BANCORP2.83%7.0
84First Northwest Bancorp2.75%-5.0
85Eastern Bankshares Inc.2.66%-42.0
86IF Bancorp Inc.2.64%-8.0
87Mid-Southern Bancorp Inc.2.29%-57.0
88Farmers & Merchants Bancshares Inc.2.23%5.0
89OCWEN FINANCIAL CORP2.09%12.0
90FIRST NORTHERN COMMUNITY BANCORP1.99%7.0
91FIRST CAPITAL INC1.55%-11.0
92FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE1.01%10.0
93FEDERAL HOME LOAN MORTGAGE CORP0.86%10.0
94Finward Bancorp0.73%-8.0
95LendingTree Inc.-7.67%-87.0
96Freedom Holdings Inc.-129.81%8.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

New Posts

RealRate Featured in 2 Publications!

More exciting news this week!   RealRate has been featured in 2 publications: [...]

07
Mai
2024 U.S. Advertising Rating Coming Soon!

RealRate is excited to announce that the new 2024 Advertising rating is coming [...]

06
Mai
RealRate feature in actuview’s Top 10 AI videos!

Some amazing news from RealRate today! A video from Holger Bartel, our esteemed [...]

02
Mai
The Strongest U.S. Finance Services Companies: Ranked by RealRate’s Incredible Artificial Intelligence

Source: https://openai.com/dall-e-3/   We are extremely excited to announce that RealRate’s first ranking [...]

30
Apr
TDWI Vienna: RealRate Debuts Advanced Analytics for Austrian Insurers

We’re thrilled to have participated in the TDWI

23
Apr
2024 Ratings Coming Soon!

RealRate is excited to announce that the new 2024 ratings are coming very [...]

19
Apr
The Vision of Making AI Explainable

We are extremely excited to announce that an interview with Holger Bartel has [...]

11
Apr
AI and Nvidia

On February 14th, 2024, something momentous happened. Nvidia, the chip and graphics card [...]

04
Mrz