2023 DE Life Insurance Hidden Reserves

Financial Strength Rankings using Artificial Intelligence

Top rated14 of 58
Best rating53,2 %
Worst rating-20,9 %
New companies
Negative Economic Capital Ratio

WWK Leben climbed 48 positions from 57 to 9 due to its excellent aktivische Bewertungsreserven.Debeka Leben lost 32 positions from 11 to 43 due to its bad aktivische Bewertungsreserven.

Revenues890 B
Assets75,5 B
Expenses21,5 B
Stockholders Equity39,6 B
Unprofitable Companies-101.335.720.000
RankCompanySealRating ValueTrend
1Bayerische Beamten Leben53.16%0.0
2Lebensversicherung von 187139.09%1.0
3Inter Leben36.70%-1.0
4Ideal Leben36.22%9.0
5Universa Leben30.65%11.0
6Öffentlichen Leben Braunschweig26.29%-2.0
7Devk Leben26.05%10.0
8Athora Leben25.72%0.0
9WWK Leben25.00%48.0
10Bl die Bayerische24.98%37.0
11Provinzial Rheinland Leben24.21%4.0
12HUK Coburg Leben23.85%-5.0
13Continentale Leben22.94%22.0
14Baloise Leben22.84%26.0
15Helvetia Leben22.19%41.0
16Volkswohl Bund Leben22.16%4.0
17Nürnberger Leben21.95%27.0
18Sv Sparkassenversicherung Leben21.60%7.0
19Victoria Leben21.38%-14.0
20VPV Leben Ag20.33%30.0
21AXA Leben19.37%-7.0
22Devk Allgemeine Leben18.97%2.0
23R V Leben Vvag18.96%-2.0
24Hansemerkur Leben18.95%25.0
25HDI Leben18.88%8.0
26VGH Provinzial Leben18.68%-20.0
27Swiss Life18.36%-8.0
28Allianz Leben18.18%-10.0
29Barmenia Leben18.10%3.0
30Öffentliche Leben Sachsen Anhalt17.07%-7.0
31Targo Leben16.76%8.0
32Münchener Verein Leben16.55%-5.0
33Ergo Leben16.45%-3.0
34Frankfurter Leben16.25%0.0
35Frankfurt Münchener Leben15.36%16.0
36VRK Versicherer Im Raum der Kirchen15.22%-27.0
37Iduna Leben14.91%-6.0
38Condor Leben14.18%15.0
39Mecklenburgische Leben13.82%-29.0
40LVM Leben13.68%-28.0
41Stuttgarter Leben13.66%2.0
42Deutsche Ärzteversicherung13.49%-20.0
43Debeka Leben12.54%-32.0
44Generali Leben12.36%-7.0
45Zurich Deutscher Herold Leben11.57%7.0
46Württembergische Leben11.35%-8.0
47R V Leben Ag11.32%1.0
48Alte Leipziger Leben11.10%-20.0
49Provinzial Nordwest Leben10.53%-4.0
50Bayern Versicherung Leben10.23%-8.0
51Sparkassen Versicherung Sachsen Leben8.22%-15.0
52Generali Leben7.91%3.0
53Itzehoer Leben6.31%-24.0
54Gothaer Leben5.98%-13.0
55Mylife Leben4.46%3.0
56Öffentliche Leben Oldenburg1.11%-30.0
57Pb Leben-0.26%-11.0
58Concordia Oeco Leben-20.93%-4.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Industry Index

The RealRate Industry Index shows how the financial health of the sector has evolved over time. The evolution of the index is shown for both the median and the distribution of companies. The changes in the index are shown in the lower part.


Feature Importance


United States Ratings

German Insurance Ratings

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