2013 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated6 of 25
Best rating24.2 %
Worst rating2.48 %
New companies3
Negative Economic Capital Ratio

Investors Heritage Capital Corp climbed 9 positions from 20 to 11 due to its excellent Debt Securities, Available-for-sale.National Security Group INC lost 6 positions from 9 to 15 due to its bad Expenses.Midwest Holding INC entered the 2013 ranking at rank 4, making it the best newcomer.The biggest company by assets, Prudential Financial INC, is only ranked at place 19 whereas the smallest company, Midwest Holding INC, is financially stronger at rank 4.

Revenues148 B
Assets1.80 K
Expenses141 B
Stockholders Equity129 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Atlantic American Corp24.18%2.0
2Globe Life INC18.59%0.0
3Reinsurance Group Of America INC12.40%2.0
4Midwest Holding INC10.35%0.0
5FBL Financial Group INC10.22%0.0
6Transamerica Advisors Life Insurance Co Of NEW York10.05%7.0
7American National Insurance Co9.97%5.0
8Genworth Financial INC9.95%6.0
9Transamerica Advisors Life Insurance Co9.30%7.0
10Symetra Financial Corp8.55%7.0
11Investors Heritage Capital Corp8.33%9.0
12National Western Life Insurance Co8.24%3.0
13Everlake Life Insurance Co7.38%6.0
14Protective Life Insurance Co7.20%4.0
15National Security Group INC6.74%-6.0
16Protective Life Corp6.10%5.0
17GWG Holdings Inc5.52%0.0
18Brighthouse Life Insurance Co4.03%7.0
19Prudential Financial INC3.64%3.0
20American National Group Inc3.35%8.0
21Voya Retirement Insurance Annuity Co3.34%3.0
22Riversource Life Insurance Co3.08%4.0
23Venerable Insurance Annuity Co3.02%0.0
24Empower Annuity Insurance Co Of America2.84%5.0
25Pruco Life Insurance Co2.48%5.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

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