2024 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated5 of 20
Best rating23.6 %
Worst rating-431 %
New companies1
Negative Economic Capital Ratio

Citizens INC climbed 15 positions from 21 to 6 due to its excellent Debt Securities, Available-for-sale.Jackson Financial Inc lost 12 positions from 5 to 17 due to its bad Separate Account, Liability.Atlantic American Corp entered the 2024 ranking at rank 2, making it the best newcomer.

Revenues143 B
Assets2.47 K
Expenses139 B
Stockholders Equity106 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1UTG INC23.56%0.0
2Atlantic American Corp18.16%0.0
3National Western Life Group Inc13.33%1.0
4Globe Life INC12.52%13.0
5Texas Republic Capital Corp10.13%-2.0
6Citizens INC8.17%15.0
7Reinsurance Group Of America INC7.51%13.0
8First Trinity Financial Corp6.93%-2.0
9Us Alliance Corp6.26%9.0
10Athene Holding Ltd5.87%9.0
11Genworth Financial INC4.97%-4.0
12Equitable Financial Life Insurance Co Of America4.54%3.0
13American National Group Inc3.19%-2.0
14Corebridge Financial Inc2.90%2.0
15Metropolitan Life Insurance Co2.51%-3.0
16Lincoln National Life Insurance Co In2.06%-2.0
17Jackson Financial Inc2.05%-12.0
18Brighthouse Life Insurance Co1.19%-5.0
19Riversource Life Insurance Co1.10%-11.0
20Foxo Technologies INC-430.88%2.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Best Brokerage Companies: Ranked by RealRate’s Amazing Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the U.S. Brokerage [...]

The Most Agile German Disability Insurance Companies: Ranked by RealRate’s Wonderful Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Disability [...]

The Best Performing German Life Insurance Companies: Ranked by RealRate’s Superb AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

The Strongest German Health Insurance Companies: Ranked by RealRate’s Brilliant Artificial Intelligence

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Health [...]

2024 German Insurance Ratings Coming Soon!

Source: https://openai.com/dall-e-3/ RealRate is extremely excited to announce that the new 2024 German [...]

RealRate graduates from the German Accelerator Program

Some incredible news from RealRate HQ   We have successfully graduated from the [...]

RealRate Anniversary

Source: https://openai.com/dall-e-3/ Last Sunday RealRate had a birthday of sorts.   It was [...]

RealRate CEO to Lecture in Profit Testing Seminar

We have some exciting news from the actuarial world!   Dr. Holger Bartel, [...]