2014 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated39 of 157
Best rating23.1 %
Worst rating4.81 %
New companies42
Negative Economic Capital Ratio

BAY Bancorp INC climbed 117 positions from 130 to 13 due to its excellent Loans and Leases Receivable.Homestreet Inc lost 102 positions from 25 to 127 due to its bad Cash Deposits and Cash Equivalents.Capitalsource INC entered the 2014 ranking at rank 2, making it the best newcomer.

Revenues239 M
Assets756 B
Expenses4.17 B
Stockholders Equity82.0 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Marlin Business Services Corp23.05%0.0
2Capitalsource INC17.50%0.0
3Oritani Financial Corp17.28%-1.0
4Standard AVB Financial Corp14.88%0.0
5State Bank Financial Corp14.71%1.0
6Republic Bancorp INC Ky14.39%0.0
7Westbury Bancorp Inc13.99%0.0
8Primis Financial Corp13.46%8.0
9Hilltop Holdings Inc13.41%0.0
10Columbia Banking System INC12.80%-1.0
11American River Bankshares12.34%-1.0
12Cathay General Bancorp12.00%-4.0
13BAY Bancorp INC11.91%117.0
14Sierra Bancorp11.75%0.0
15Premier Financial Bancorp INC11.75%9.0
16Hills Bancorporation11.66%13.0
17Southwest Bancorp INC11.60%32.0
18Park Sterling Corp11.57%8.0
19Univest Financial Corp11.55%12.0
20First Financial Corp In11.55%3.0
21Premier Financial Corp11.53%7.0
221ST Source Corp11.25%8.0
23Norwood Financial Corp11.23%-5.0
24Wilshire Bancorp INC11.22%0.0
25Banner Corp11.21%0.0
26Tristate Capital Holdings Inc11.14%0.0
27Home Bancshares INC11.05%0.0
28Cape Bancorp Inc11.03%-9.0
29Glacier Bancorp INC10.92%7.0
30TWO River Bancorp10.88%2.0
31Muncy Columbia Financial Corp10.82%0.0
32Southstate Corp10.81%58.0
33Xenith Bankshares Inc10.74%0.0
34Parke Bancorp INC10.72%26.0
35Bear State Financial INC10.72%0.0
36Choiceone Financial Services INC10.52%2.0
37Fifth Third Bancorp10.52%4.0
38BSB Bancorp Inc10.45%-26.0
39First Bancorp Nc10.43%0.0
40Associated Banc Corp10.41%-7.0
41M T Bank Corp10.36%30.0
42First Busey Corp Nv10.31%16.0
43Community Trust Bancorp INC Ky10.26%4.0
44Bancorpsouth INC10.21%28.0
451st United Bancorp Inc10.16%-30.0
46Renasant Corp10.15%-3.0
47Eagle Financial Services INC10.09%7.0
48Juniata Valley Financial Corp10.09%2.0
49M F Bancorp INC Nc10.07%2.0
50First Financial Bankshares INC10.07%0.0
51Washington Trust Bancorp INC9.99%37.0
52SVB Financial Group9.89%-4.0
53Capital City Bank Group INC9.81%0.0
54Citizens Financial Services INC9.80%5.0
55Independent Bank Group Inc9.69%0.0
56Eagle Bancorp INC9.66%14.0
57FNB Bancorp Ca9.58%0.0
58OFG Bancorp9.54%48.0
59First Interstate Bancsystem INC9.48%34.0
60Community Financial Corp Md9.46%0.0
61First Internet Bancorp9.42%0.0
62Lakeland Financial Corp9.35%16.0
63First South Bancorp INC Va9.31%0.0
64Bank Of South Carolina Corp9.25%-3.0
65Yadkin Financial Corp9.25%0.0
66Lakeland Bancorp INC9.24%28.0
67Georgia Carolina Bancshares Inc9.23%-27.0
68Atlantic Union Bankshares Corp9.20%-4.0
69United Bancorp INC Oh9.15%60.0
70First Citizens Bancshares INC De9.15%50.0
71Georgetown Bancorp Inc9.15%-51.0
72Select Bancorp INC9.13%28.0
73OLD Line Bancshares INC9.12%37.0
74Commercial Bancshares INC Oh9.06%0.0
75Peoples Bancorp INC9.06%0.0
76Penns Woods Bancorp INC9.02%-49.0
77Your Community Bankshares Inc9.02%0.0
78Heritage Oaks Bancorp8.95%0.0
79Isabella Bank Corp8.95%-37.0
80Mainsource Financial Group8.87%-43.0
81Midwestone Financial Group Inc8.85%-4.0
82Independent Bank Corp8.77%20.0
83Stock Yards Bancorp Inc8.73%-1.0
84Pacific Premier Bancorp INC8.70%-50.0
85Texas Capital Bancshares INC Tx8.66%0.0
86Union Bankshares INC8.58%25.0
87Fidelity Southern Corp8.56%0.0
88Franklin Financial Services Corp Pa8.54%25.0
89First Keystone Corp8.54%-68.0
90Chemung Financial Corp8.51%7.0
91Croghan Bancshares INC8.50%0.0
92Community West Bancshares8.48%-70.0
93Commerce Bancshares INC Mo8.48%-20.0
94Howard Bancorp Inc8.39%-38.0
95Washingtonfirst Bankshares Inc8.27%0.0
96Hometown Bankshares Corp8.24%0.0
97Firstbank Corp8.24%-8.0
98Horizon Bancorp INC In8.20%6.0
99Privatebancorp INC8.19%26.0
100Oak Valley Bancorp8.16%-37.0
101Baylake Corp8.11%-2.0
102Pacific Financial Corp8.09%-28.0
103MVB Financial Corp8.07%5.0
104German American Bancorp INC8.04%0.0
105North Valley Bancorp8.01%0.0
106Servisfirst Bancshares Inc8.01%0.0
107Bancorp Of New Jersey Inc7.95%-9.0
108First Business Financial Services INC7.95%20.0
109Community Bankers Trust Corp7.93%-18.0
110Tower Financial Corp7.90%-14.0
111Enterprise Financial Services Corp7.89%29.0
112Sb Financial Group INC7.84%11.0
113First Priority Financial Corp7.83%0.0
114West Bancorporation INC7.81%-27.0
115Flushing Financial Corp7.80%-35.0
116First Capital Bancorp INC7.80%0.0
117C F Financial Corp7.76%-73.0
118First MID Bancshares INC7.73%-39.0
119Farmers National Banc Corp Oh7.66%-50.0
120Fauquier Bankshares INC7.64%21.0
121Macatawa Bank Corp7.58%0.0
122QNB Corp7.53%-8.0
123CSB Bancorp Inc7.51%-18.0
124Southwest Georgia Financial Corp7.42%3.0
125LNB Bancorp INC7.38%-18.0
126Enterprise Bancorp INC Ma7.31%-2.0
127Homestreet Inc7.16%-102.0
128Embassy Bancorp Inc7.14%3.0
129Security Federal Corp7.12%0.0
130BAR Harbor Bankshares7.02%-49.0
131PSB Holdings INC Wi7.02%6.0
132Northern Trust Corp7.01%3.0
133Guaranty Federal Bancshares INC6.93%0.0
134Sb ONE Bancorp6.88%0.0
135Summit Financial Group INC6.75%3.0
136Mutualfirst Financial INC6.74%0.0
137Kentucky Bancshares INC Ky6.68%-75.0
138First Community Corp Sc6.65%-35.0
139Auburn National Bancorporation INC6.63%-44.0
140Middlefield Banc Corp6.63%-22.0
141Southside Bancshares INC6.62%-9.0
142Peoples Bancorp Of North Carolina INC6.57%-50.0
143Glen Burnie Bancorp6.53%-31.0
144Carolina Bank Holdings INC6.53%-18.0
145Metro Bancorp INC6.49%-29.0
146Uwharrie Capital Corp6.32%0.0
147MID Penn Bancorp INC6.27%-8.0
148Southeastern Bank Financial Corp6.22%-29.0
149Stewardship Financial Corp6.21%0.0
150Heartland Financial USA INC6.06%-29.0
151Merchants Bancshares INC6.03%-9.0
152CNB Financial Corp Pa5.95%-35.0
153First Bancorp Pr5.62%-88.0
154Bank Of THE James Financial Group INC5.55%-11.0
155Unity Bancorp INC Nj5.37%-54.0
156SBT Bancorp Inc4.83%0.0
157QCR Holdings INC4.81%-13.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

18
Dec
2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

17
Dec
Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

16
Dec
Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

13
Dec
Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

10
Dec
RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

09
Dec
Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

09
Dec
RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]

04
Dec