2022 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated5 of 23
Best rating20.4 %
Worst rating1.02 %
New companies3
Negative Economic Capital Ratio

Citizens INC climbed 6 positions from 11 to 5 due to its excellent Debt Securities, Available-for-sale.Texas Republic Capital Corp lost 6 positions from 14 to 20 due to its bad Liability for Future Policy Benefit.Us Alliance Corp entered the 2022 ranking at rank 10, making it the best newcomer.

Revenues150 B
Assets2.31 K
Expenses133 B
Stockholders Equity170 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Atlantic American Corp20.39%1.0
2UTG INC20.38%3.0
3Globe Life INC18.53%0.0
4National Security Group INC16.12%5.0
5Citizens INC11.00%6.0
6National Western Life Group Inc9.73%0.0
7Genworth Financial INC9.34%6.0
8Vericity Inc9.14%0.0
9Primerica Inc9.03%3.0
10Us Alliance Corp7.17%0.0
11Reinsurance Group Of America INC6.31%-4.0
12Athene Holding Ltd5.98%6.0
13First Trinity Financial Corp5.23%3.0
14Protective Life Insurance Co4.41%1.0
15American National Group Inc4.36%2.0
16Metropolitan Life Insurance Co4.35%4.0
17Equitable Financial Life Insurance Co Of America3.67%0.0
18Brighthouse Life Insurance Co2.76%4.0
19Lincoln National Life Insurance Co In2.72%2.0
20Texas Republic Capital Corp2.50%-6.0
21Midwest Holding INC1.91%-2.0
22Jackson Financial Inc1.80%0.0
23Riversource Life Insurance Co1.02%1.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

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