2012 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated37 of 151
Best rating84.4 %
Worst rating-6.15 %
New companies144
Negative Economic Capital Ratio

Capitalsource INC climbed -7 positions from 1 to 8 due to its excellent Liabilities and Borrowings.First Citizens Bancshares INC De lost 98 positions from 8 to 106 due to its bad Liabilities and Borrowings.Hilltop Holdings Inc entered the 2012 ranking at rank 1, making it the best newcomer.The biggest company by assets, Ally Financial Inc, is only ranked at place 98 whereas the smallest company, Surrey Bancorp, is financially stronger at rank 21.

Revenues6.86 B
Assets763 B
Expenses9.30 B
Stockholders Equity81.3 B
Unprofitable Companies
RankCompanySealRating ValueTrend
Rank
Company
Seal
Rating Value
Trend
Rank
Company
Seal
Rating Value
Trend
1Hilltop Holdings Inc84.43%0.0
2Marlin Business Services Corp33.22%0.0
3Oritani Financial Corp23.49%0.0
4BSB Bancorp Inc17.05%0.0
5Taylor Calvin B Bankshares INC16.77%0.0
6Standard AVB Financial Corp16.15%0.0
7First Advantage Bancorp16.15%0.0
8Capitalsource INC15.66%-7.0
9Xenith Bankshares Inc15.34%0.0
10Prosperity Bancshares INC15.09%-8.0
11Columbia Banking System INC14.82%0.0
12Eagle Bancorp Montana Inc14.35%0.0
13American River Bankshares14.20%0.0
14State Bank Financial Corp13.64%0.0
151st United Bancorp Inc13.07%0.0
16Penseco Financial Services Corp12.94%0.0
17Cathay General Bancorp12.89%0.0
18First Community Bankshares INC Va12.85%0.0
19Home Bancshares INC12.61%0.0
20Citizens Northern Corp12.41%0.0
21Surrey Bancorp12.33%0.0
22Norwood Financial Corp12.17%0.0
23Premier Financial Corp12.05%0.0
24Bank Of THE Ozarks INC12.00%0.0
25Premier Financial Bancorp INC11.97%0.0
26Stellarone Corp11.92%0.0
27Heritage Oaks Bancorp11.79%0.0
28First California Financial Group Inc11.73%0.0
29Associated Banc Corp11.59%0.0
30Penns Woods Bancorp INC11.55%0.0
31TWO River Bancorp11.45%0.0
32Community West Bancshares11.36%0.0
33Hills Bancorporation11.22%0.0
34Univest Financial Corp11.20%0.0
35Bank Of Commerce Holdings11.16%0.0
36Heritage Bankshares INC Va11.14%0.0
371ST Source Corp11.11%0.0
38S T Bancorp INC11.09%0.0
39Mainsource Financial Group11.07%0.0
40M T Bank Corp11.04%-37.0
41First Financial Corp In11.03%0.0
42CVB Financial Corp11.01%0.0
43Iberiabank Corp10.98%0.0
44First Busey Corp Nv10.92%0.0
45Isabella Bank Corp10.72%0.0
46First West Virginia Bancorp INC10.65%0.0
47SVB Financial Group10.55%0.0
48Oak Valley Bancorp10.53%0.0
49Valley Commerce Bancorp10.50%0.0
50United Bankshares INC Wv10.43%-44.0
RankCompanySealRating ValueTrend
Showing 1 to 50 of 151 entries

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings