2013 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated37 of 149
Best rating28.7 %
Worst rating1.82 %
New companies32
Negative Economic Capital Ratio

Pacific Premier Bancorp INC climbed 60 positions from 94 to 34 due to its excellent Liabilities and Borrowings.Heritage Bankshares INC Va lost 32 positions from 36 to 68 due to its bad Liabilities and Borrowings.Primis Financial Corp entered the 2013 ranking at rank 16, making it the best newcomer.The biggest company by assets, Fifth Third Bancorp, is only ranked at place 41 whereas the smallest company, Georgetown Bancorp Inc, is financially stronger at rank 20.

Revenues321 M
Assets695 B
Expenses3.33 B
Stockholders Equity73.3 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Marlin Business Services Corp28.66%1.0
2Oritani Financial Corp17.64%1.0
3First Advantage Bancorp16.59%4.0
4Standard AVB Financial Corp16.34%2.0
5Taylor Calvin B Bankshares INC15.91%0.0
6State Bank Financial Corp15.10%8.0
7Eagle Bancorp Montana Inc14.76%5.0
8Cathay General Bancorp14.15%9.0
9Columbia Banking System INC14.08%2.0
10American River Bankshares14.06%3.0
11Citizens Northern Corp13.90%9.0
12BSB Bancorp Inc13.67%-8.0
13Penseco Financial Services Corp13.37%3.0
14Surrey Bancorp13.06%7.0
151st United Bancorp Inc13.05%0.0
16Primis Financial Corp12.98%0.0
17Stellarone Corp12.80%9.0
18Norwood Financial Corp12.77%4.0
19Cape Bancorp Inc12.69%0.0
20Georgetown Bancorp Inc12.65%0.0
21First Keystone Corp12.44%0.0
22Community West Bancshares12.36%10.0
23First Financial Corp In12.04%18.0
24Premier Financial Bancorp INC11.87%1.0
25Homestreet Inc11.72%0.0
26Park Sterling Corp11.59%0.0
27Penns Woods Bancorp INC11.55%3.0
28Premier Financial Corp11.49%-5.0
29Hills Bancorporation11.43%4.0
301ST Source Corp11.39%7.0
31Univest Financial Corp11.22%3.0
32TWO River Bancorp11.14%-1.0
33Associated Banc Corp11.14%-4.0
34Pacific Premier Bancorp INC10.98%60.0
35First California Financial Group Inc10.90%-7.0
36Glacier Bancorp INC10.86%0.0
37Mainsource Financial Group10.84%2.0
38Choiceone Financial Services INC10.74%13.0
39S T Bancorp INC10.66%-1.0
40Georgia Carolina Bancshares Inc10.64%33.0
41Fifth Third Bancorp10.62%0.0
42Isabella Bank Corp10.61%3.0
43Renasant Corp10.56%15.0
44C F Financial Corp10.52%16.0
45First West Virginia Bancorp INC10.49%1.0
46Metrocorp Bancshares Inc10.48%24.0
47Community Trust Bancorp INC Ky10.47%24.0
48SVB Financial Group10.39%-1.0
49Southwest Bancorp INC10.39%0.0
50Juniata Valley Financial Corp10.32%5.0
51M F Bancorp INC Nc10.30%8.0
52Somerset Hills Bancorp10.23%10.0
53East West Bancorp INC10.21%0.0
54Eagle Financial Services INC10.11%23.0
55Washington Banking Co10.07%14.0
56Howard Bancorp Inc10.06%0.0
57FNB Bancorp Ca10.05%0.0
58First Busey Corp Nv10.01%-14.0
59Citizens Financial Services INC9.99%20.0
60Parke Bancorp INC9.93%20.0
61Bank Of South Carolina Corp9.83%13.0
62Kentucky Bancshares INC Ky9.83%-8.0
63Oak Valley Bancorp9.74%-15.0
64Atlantic Union Bankshares Corp9.69%3.0
65First Bancorp Pr9.69%35.0
66Valley Commerce Bancorp9.66%-17.0
67Hopfed Bancorp INC9.65%-15.0
68Heritage Bankshares INC Va9.61%-32.0
69Farmers National Banc Corp Oh9.61%-12.0
70Eagle Bancorp INC9.55%23.0
71M T Bank Corp9.54%-31.0
72Bancorpsouth INC9.53%30.0
73Commerce Bancshares INC Mo9.44%-12.0
74Pacific Financial Corp9.42%0.0
75Southern Michigan Bancorp INC9.31%7.0
76Mercantile Bank Corp9.28%0.0
77Midwestone Financial Group Inc9.21%0.0
78Lakeland Financial Corp9.20%8.0
79First MID Bancshares INC9.18%18.0
80Flushing Financial Corp9.14%7.0
81BAR Harbor Bankshares9.12%-17.0
82Stock Yards Bancorp Inc9.08%7.0
83BAY Banks Of Virginia INC8.98%0.0
84VSB Bancorp INC8.89%-19.0
851st Century Bancshares Inc8.88%0.0
86First Farmers Merchants Corp8.86%0.0
87West Bancorporation INC8.85%0.0
88Washington Trust Bancorp INC8.79%7.0
89Firstbank Corp8.79%-11.0
90Southstate Corp8.79%2.0
91Community Bankers Trust Corp8.77%5.0
92Peoples Bancorp Of North Carolina INC8.77%-2.0
93First Interstate Bancsystem INC8.73%-18.0
94Lakeland Bancorp INC8.71%10.0
95Auburn National Bancorporation INC8.61%26.0
96Tower Financial Corp8.55%0.0
97Chemung Financial Corp8.53%-21.0
98Bancorp Of New Jersey Inc8.46%-32.0
99Baylake Corp8.37%33.0
100Select Bancorp INC8.36%0.0
101Unity Bancorp INC Nj8.31%11.0
102Independent Bank Corp8.29%-11.0
103First Community Corp Sc8.21%12.0
104Horizon Bancorp INC In8.19%22.0
105CSB Bancorp Inc8.19%2.0
106OFG Bancorp8.18%-25.0
107LNB Bancorp INC8.11%-6.0
108MVB Financial Corp8.10%6.0
109Virginia Commerce Bancorp INC8.09%-24.0
110OLD Line Bancshares INC8.04%3.0
111Union Bankshares INC7.99%20.0
112Glen Burnie Bancorp7.95%0.0
113Franklin Financial Services Corp Pa7.94%-3.0
114QNB Corp7.89%3.0
115Trico Bancshares7.87%4.0
116Metro Bancorp INC7.86%0.0
117CNB Financial Corp Pa7.86%1.0
118Middlefield Banc Corp7.84%18.0
119Southeastern Bank Financial Corp7.82%10.0
120First Citizens Bancshares INC De7.73%-14.0
121Heartland Financial USA INC7.72%0.0
122Customers Bancorp Inc7.67%19.0
123Sb Financial Group INC7.66%0.0
124Enterprise Bancorp INC Ma7.65%-8.0
125Privatebancorp INC7.59%0.0
126Carolina Bank Holdings INC7.54%13.0
127Southwest Georgia Financial Corp7.53%-22.0
128First Business Financial Services INC7.33%15.0
129United Bancorp INC Oh7.33%0.0
130BAY Bancorp INC7.27%-6.0
131Embassy Bancorp Inc7.23%-4.0
132Southside Bancshares INC7.20%-12.0
133United Community Banks INC7.17%14.0
134Southcoast Financial Corp7.15%16.0
135Northern Trust Corp7.07%3.0
136First National Corp Va7.05%10.0
137PSB Holdings INC Wi7.00%-14.0
138Summit Financial Group INC6.86%2.0
139MID Penn Bancorp INC6.78%-6.0
140Enterprise Financial Services Corp6.74%0.0
141Fauquier Bankshares INC6.74%-13.0
142Merchants Bancshares INC6.46%-7.0
143Bank Of THE James Financial Group INC6.06%0.0
144QCR Holdings INC6.06%-7.0
145Century Bancorp INC5.39%-3.0
146Highlands Bankshares INC Va4.50%2.0
147NEW Peoples Bankshares INC3.57%0.0
148Orrstown Financial Services INC2.33%0.0
149Village Bank Trust Financial Corp1.82%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

18
Dec
2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

17
Dec
Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

16
Dec
Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

13
Dec
Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

10
Dec
RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

09
Dec
Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

09
Dec
RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]

04
Dec