2015 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated6 of 26
Best rating25.0 %
Worst rating-0.395 %
New companies3
Negative Economic Capital Ratio

Protective Life Corp climbed 11 positions from 25 to 14 due to its excellent Separate Account, Liability.PHL Variable Insurance Co Ct lost 11 positions from 14 to 25 due to its bad Premiums Earned, Net.Kansas City Life Insurance Co entered the 2015 ranking at rank 5, making it the best newcomer.The biggest company by assets, Prudential Financial INC, is only ranked at place 17 whereas the smallest company, National Security Group INC, is financially stronger at rank 1.

Revenues160 B
Assets2.61 K
Expenses150 B
Stockholders Equity168 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1National Security Group INC24.97%1.0
2Atlantic American Corp22.50%-1.0
3FBL Financial Group INC10.38%4.0
4Reinsurance Group Of America INC10.19%0.0
5Kansas City Life Insurance Co9.77%0.0
6Everlake Life Insurance Co9.53%4.0
7Genworth Financial INC8.85%1.0
8National Western Life Insurance Co8.36%-2.0
9Transamerica Advisors Life Insurance Co8.32%7.0
10Primerica Inc7.82%0.0
11Symetra Financial Corp7.44%2.0
12Investors Heritage Capital Corp6.76%5.0
13Protective Life Insurance Co6.49%7.0
14Protective Life Corp5.58%11.0
15Metropolitan Life Insurance Co5.18%-3.0
16American National Group Inc4.36%11.0
17Prudential Financial INC4.01%2.0
18Brighthouse Life Insurance Co3.87%4.0
19Talcott Resolution Life Insurance Co3.19%0.0
20Empower Annuity Insurance Co Of America2.87%6.0
21Voya Retirement Insurance Annuity Co2.79%2.0
22Riversource Life Insurance Co2.76%-1.0
23Venerable Insurance Annuity Co2.60%-5.0
24Pruco Life Insurance Co2.22%-9.0
25PHL Variable Insurance Co Ct0.79%-11.0
26Phoenix Companies INC De-0.40%-2.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]