2016 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated5 of 22
Best rating19.8 %
Worst rating-0.374 %
New companies3
Negative Economic Capital Ratio

Riversource Life Insurance Co climbed 8 positions from 22 to 14 due to its excellent Separate Account, Assets.Reinsurance Group Of America INC lost 4 positions from 4 to 8 due to its bad Separate Account, Assets.American National Insurance Co entered the 2016 ranking at rank 3, making it the best newcomer.The biggest company by assets, Prudential Financial INC, is only ranked at place 11 whereas the smallest company, National Security Group INC, is financially stronger at rank 1.

Revenues149 B
Assets2.36 K
Expenses136 B
Stockholders Equity142 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1National Security Group INC19.81%0.0
2Atlantic American Corp19.34%0.0
3American National Insurance Co11.50%0.0
4National Western Life Group Inc8.37%0.0
5Transamerica Advisors Life Insurance Co7.12%4.0
6Primerica Inc6.77%4.0
7FBL Financial Group INC6.27%-4.0
8Reinsurance Group Of America INC5.54%-4.0
9Genworth Financial INC5.29%-2.0
10Metropolitan Life Insurance Co3.69%5.0
11Prudential Financial INC3.10%6.0
12Brighthouse Life Insurance Co2.96%6.0
13Investors Heritage Capital Corp2.51%-1.0
14Riversource Life Insurance Co2.33%8.0
15Talcott Resolution Life Insurance Co2.31%4.0
16Pruco Life Insurance Co1.81%8.0
17Voya Retirement Insurance Annuity Co1.57%4.0
18Venerable Insurance Annuity Co1.54%5.0
19American National Group Inc1.40%-3.0
20Empower Annuity Insurance Co Of America1.34%0.0
21GWG Holdings Inc0.18%0.0
22Phoenix Companies INC De-0.37%4.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

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