2017 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated44 of 177
Best rating17.7 %
Worst rating5.00 %
New companies23
Negative Economic Capital Ratio

Bank Of New York Mellon Corp climbed 70 positions from 113 to 43 due to its excellent Deposits.Norwood Financial Corp lost 96 positions from 21 to 117 due to its bad Deposits.Prosperity Bancshares INC entered the 2017 ranking at rank 3, making it the best newcomer.

Revenues1.15 B
Assets1.65 K
Expenses8.65 B
Stockholders Equity188 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Marlin Business Services Corp17.74%0.0
2Veritex Holdings Inc15.36%32.0
3Prosperity Bancshares INC15.19%0.0
4Randolph Bancorp Inc14.54%0.0
5Melrose Bancorp Inc14.07%-3.0
6Bank Of THE Ozarks INC13.81%-1.0
7Citizens Northern Corp13.70%1.0
8Blue Hills Bancorp Inc13.69%-5.0
9Hilltop Holdings Inc13.61%0.0
10Oritani Financial Corp13.57%-4.0
11State Bank Financial Corp13.41%0.0
12Great Western Bancorp Inc13.29%-2.0
13Home Bancshares INC13.22%0.0
14Renasant Corp12.94%9.0
15First Financial Corp In12.83%-1.0
16OFG Bancorp12.66%0.0
17M T Bank Corp12.27%0.0
18Parke Bancorp INC12.20%7.0
19Investors Bancorp Inc12.18%-12.0
20Iberiabank Corp12.16%0.0
21Banner Corp12.05%7.0
22Columbia Banking System INC12.02%-7.0
23Cathay General Bancorp11.80%-6.0
24Community Trust Bancorp INC Ky11.80%13.0
25Southstate Corp11.78%8.0
26American River Bankshares11.78%-6.0
27Eagle Bancorp INC11.63%2.0
28Citizens Financial Group INC Ri11.58%-12.0
29First Hawaiian INC11.53%0.0
30Hills Bancorporation11.52%1.0
31Peoples Bancorp INC11.49%13.0
32Republic Bancorp INC Ky11.43%-13.0
33First Financial Bankshares INC11.41%-6.0
341ST Source Corp11.21%1.0
35S T Bancorp INC11.20%-5.0
36Pilgrim Bancshares Inc11.18%-24.0
37Select Bancorp INC11.07%-5.0
38Glacier Bancorp INC11.05%10.0
39Premier Financial Corp10.90%0.0
40Mainsource Financial Group10.83%17.0
41Connectone Bancorp Inc10.74%9.0
42Atlantic Union Bankshares Corp10.70%-16.0
43Bank Of New York Mellon Corp10.60%70.0
44Bancorpsouth INC10.59%5.0
45Northeast Bancorp Me10.56%-23.0
46Choiceone Financial Services INC10.54%-6.0
47Fifth Third Bancorp10.51%9.0
48Cascade Bancorp10.45%-30.0
49Independent Bank Group Inc10.41%-6.0
50Pacific Premier Bancorp INC10.39%19.0
51Southwest Bancorp INC10.36%-9.0
52First Us Bancshares INC10.35%-11.0
53Premier Financial Bancorp INC10.35%-2.0
54Independent Bank Corp10.34%16.0
55Univest Financial Corp10.33%-17.0
56Bryn Mawr Bank Corp10.32%-9.0
57Allegiance Bancshares Inc10.21%0.0
58Bear State Financial INC10.21%1.0
59Equity Bancshares INC10.19%0.0
60Eagle Financial Services INC10.18%-14.0
61Community West Bancshares10.15%6.0
62German American Bancorp INC10.13%-2.0
63Primis Financial Corp10.07%-11.0
64Mercantile Bank Corp9.99%-10.0
65First Busey Corp Nv9.96%56.0
66Westbury Bancorp Inc9.93%0.0
67Farmers National Banc Corp Oh9.89%29.0
68Hancock Whitney Corp9.86%26.0
69First Keystone Corp9.85%-4.0
70Triumph Financial Inc9.85%-66.0
71Stock Yards Bancorp Inc9.84%1.0
72TWO River Bancorp9.80%2.0
73Sb Financial Group INC9.80%-15.0
74Lakeland Bancorp INC9.75%8.0
75Park Sterling Corp9.65%-12.0
76Isabella Bank Corp9.61%-15.0
77Citizens Independent Bancorp Inc9.60%64.0
78Horizon Bancorp INC In9.59%21.0
79County Bancorp Inc9.56%-66.0
80Atlantic Capital Bancshares Inc9.56%24.0
81Fb Financial Corp9.48%0.0
82Heritage Oaks Bancorp9.40%-14.0
83Citizens Financial Services INC9.37%-8.0
84Lakeland Financial Corp9.34%-18.0
85Penns Woods Bancorp INC9.31%-6.0
86East West Bancorp INC9.29%0.0
87United Community Banks INC9.23%-7.0
88Capstar Financial Holdings Inc9.21%0.0
89Franklin Financial Services Corp Pa9.21%-25.0
90Homestreet Inc9.13%28.0
91Guaranty Federal Bancshares INC9.12%-1.0
92Commerce Bancshares INC Mo9.04%11.0
93Sierra Bancorp9.01%-20.0
94CSB Bancorp Inc8.99%22.0
95Midland States Bancorp Inc8.98%0.0
96Bank Of South Carolina Corp8.97%-7.0
97Hcsb Financial Corp8.97%0.0
98Enterprise Financial Services Corp8.97%0.0
99Carolina Financial Corp8.92%-7.0
100Privatebancorp INC8.85%-7.0
101Independent Bank Corp Mi8.82%-23.0
102Auburn National Bancorporation INC8.80%-1.0
103United Bancorp INC Oh8.78%-12.0
104Peoples Bancorp Of North Carolina INC8.75%-17.0
105Middlefield Banc Corp8.71%40.0
106Ameris Bancorp8.71%23.0
107Washingtonfirst Bankshares Inc8.70%-31.0
108Midwestone Financial Group Inc8.68%-8.0
109C F Financial Corp8.67%16.0
110Investar Holding Corp8.56%-26.0
111Central Pacific Financial Corp8.55%0.0
112West Bancorporation INC8.55%15.0
113First MID Bancshares INC8.54%-7.0
114Unity Bancorp INC Nj8.51%57.0
115Skyline Bankshares Inc8.48%0.0
116Macatawa Bank Corp8.47%27.0
117Norwood Financial Corp8.41%-96.0
118Georgetown Bancorp Inc8.33%-35.0
119Texas Capital Bancshares INC Tx8.32%31.0
120Community West Bancshares8.29%-3.0
121FNB Bancorp Ca8.29%9.0
122Community Bankers Trust Corp8.27%0.0
123First Business Financial Services INC8.27%23.0
124Seacoast Banking Corp Of Florida8.23%-17.0
125Capital City Bank Group INC8.21%3.0
126Bancorp Of New Jersey Inc8.20%12.0
127Southside Bancshares INC8.18%20.0
128Washington Trust Bancorp INC8.15%-43.0
129Bankwell Financial Group Inc8.15%-21.0
130Eastern Virginia Bankshares INC8.13%-18.0
131Tristate Capital Holdings Inc8.13%-21.0
132Orrstown Financial Services INC8.13%-35.0
133Kentucky Bancshares INC Ky8.12%0.0
134Mutualfirst Financial INC8.07%-8.0
135Summit Financial Group INC8.07%-30.0
136First Community Financial Partners Inc8.06%-41.0
137Hometown Bankshares Corp8.05%-23.0
138Heartland Financial USA INC8.04%14.0
139Flushing Financial Corp7.98%18.0
140First Citizens Bancshares INC De7.95%-1.0
141Servisfirst Bancshares Inc7.95%-17.0
142QCR Holdings INC7.93%9.0
143Eagle Bancorp Montana Inc7.89%0.0
144First Community Corp Sc7.83%-10.0
145First South Bancorp INC Va7.82%13.0
146SVB Financial Group7.80%24.0
147Southwest Georgia Financial Corp7.77%2.0
148Union Bankshares INC7.75%-8.0
149QNB Corp7.74%-7.0
150Chemung Financial Corp7.72%10.0
151BAR Harbor Bankshares7.71%-42.0
152OLD Line Bancshares INC7.69%-30.0
153Fauquier Bankshares INC7.68%0.0
154Enterprise Bancorp INC Ma7.58%10.0
155Security Federal Corp7.50%-93.0
156CNB Financial Corp Pa7.44%-25.0
157Bank Of THE James Financial Group INC7.43%-21.0
158Howard Bancorp Inc7.34%-23.0
159Oak Valley Bancorp7.30%-5.0
160Northern Trust Corp7.27%7.0
161OLD Second Bancorp INC7.22%11.0
162Bank Of Commerce Holdings7.15%-25.0
163Embassy Bancorp Inc7.10%-15.0
164First Internet Bancorp6.98%-2.0
165Mackinac Financial Corp Mi6.92%-79.0
166Merchants Bancshares INC6.91%7.0
167First Priority Financial Corp6.88%-35.0
168Community Financial Corp Md6.87%-15.0
169Carolina Trust Bancshares Inc6.65%0.0
170Hv Bancorp Inc6.63%0.0
171BSB Bancorp Inc6.63%-5.0
172Uwharrie Capital Corp6.55%-3.0
173Sb ONE Bancorp6.42%-8.0
174First Foundation Inc6.29%-59.0
175MID Penn Bancorp INC5.83%-7.0
176Stewardship Financial Corp5.76%0.0
177SBT Bancorp Inc5.00%-1.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

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