2018 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated43 of 173
Best rating15.7 %
Worst rating4.84 %
New companies18
Negative Economic Capital Ratio

Hv Bancorp Inc climbed 151 positions from 170 to 19 due to its excellent Liabilities and Borrowings.American River Bankshares lost 51 positions from 26 to 77 due to its bad Liabilities and Borrowings.RBB Bancorp entered the 2018 ranking at rank 2, making it the best newcomer.The biggest company by assets, Bank Of New York Mellon Corp, is only ranked at place 52 whereas the smallest company, Hv Bancorp Inc, is financially stronger at rank 19.

Revenues1.47 B
Assets1.73 K
Expenses9.50 B
Stockholders Equity197 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Prosperity Bancshares INC15.74%2.0
2RBB Bancorp14.90%0.0
3Southstate Corp14.17%22.0
4Renasant Corp14.12%10.0
5Independent Bank Group Inc13.96%44.0
6Pacific Premier Bancorp INC13.94%44.0
7Columbia Banking System INC13.92%15.0
8Great Western Bancorp Inc13.90%4.0
9OFG Bancorp13.74%7.0
10Citizens Northern Corp13.51%-3.0
11First Community Bankshares INC Va13.40%0.0
12Blue Hills Bancorp Inc13.34%-4.0
13Hilltop Holdings Inc13.10%-4.0
14Oritani Financial Corp12.93%-4.0
15Melrose Bancorp Inc12.76%-10.0
16M T Bank Corp12.74%1.0
17First Financial Corp In12.57%-2.0
18First Financial Bankshares INC12.49%15.0
19Hv Bancorp Inc12.43%151.0
20Carolina Financial Corp12.35%79.0
21Citizens Financial Group INC Ri12.28%7.0
22Standard AVB Financial Corp12.15%0.0
23Univest Financial Corp12.14%32.0
24Byline Bancorp INC12.09%0.0
25Eagle Bancorp INC12.02%2.0
26Metropolitan Bank Holding Corp12.01%0.0
27Community Trust Bancorp INC Ky11.99%-3.0
28State Bank Financial Corp11.80%-17.0
29Fb Financial Corp11.73%52.0
30Cathay General Bancorp11.71%-7.0
31Peoples Bancorp INC11.71%0.0
32Glacier Bancorp INC11.61%6.0
33Community West Bancshares11.58%28.0
34Iberiabank Corp11.57%-14.0
35Banner Corp11.53%-14.0
36Premier Financial Corp11.52%3.0
37S T Bancorp INC11.45%-2.0
38Republic Bancorp INC Ky11.29%-6.0
391ST Source Corp11.28%-5.0
40Premier Financial Bancorp INC11.28%13.0
41Reliant Bancorp Inc11.26%0.0
42Fifth Third Bancorp11.19%5.0
43Pilgrim Bancshares Inc11.15%-7.0
44First Hawaiian INC11.15%-15.0
45Civista Bancshares INC11.14%0.0
46German American Bancorp INC11.12%16.0
47First Keystone Corp11.05%22.0
48Hills Bancorporation10.98%-18.0
49Choiceone Financial Services INC10.96%-3.0
50Investors Bancorp Inc10.88%-31.0
51Parke Bancorp INC10.85%-33.0
52Bank Of New York Mellon Corp10.85%-9.0
53Bear State Financial INC10.83%5.0
54Independent Bank Corp10.81%0.0
55Seacoast Banking Corp Of Florida10.70%69.0
56First Busey Corp Nv10.67%9.0
57Northeast Bancorp Me10.67%-12.0
58Mainsource Financial Group10.64%-18.0
59Southside Bancshares INC10.63%68.0
60Merchants Bancorp10.62%0.0
61First Interstate Bancsystem INC10.58%0.0
62Farmers National Banc Corp Oh10.54%5.0
63Horizon Bancorp INC In10.49%15.0
64Equity Bancshares INC10.48%-5.0
65Commerce Bancshares INC Mo10.41%27.0
66Eagle Bancorp Montana Inc10.38%77.0
67Bryn Mawr Bank Corp10.36%-11.0
68Primis Financial Corp10.35%-5.0
69Triumph Financial Inc10.34%1.0
70Mercantile Bank Corp10.25%-6.0
71Howard Bancorp Inc10.18%87.0
72Sb Financial Group INC10.15%1.0
73Eagle Financial Services INC10.15%-13.0
74Atlantic Union Bankshares Corp10.15%-32.0
75First Us Bancshares INC10.14%-23.0
76River Financial Corp10.13%0.0
77American River Bankshares10.11%-51.0
78First MID Bancshares INC10.06%35.0
79Connectone Bancorp Inc10.01%-38.0
80East West Bancorp INC9.97%6.0
81Sierra Bancorp9.90%12.0
82Lakeland Bancorp INC9.87%-8.0
83Middlefield Banc Corp9.83%22.0
84Peoples Bancorp Of North Carolina INC9.74%20.0
85Homestreet Inc9.73%5.0
86Select Bancorp INC9.71%-49.0
87Stock Yards Bancorp Inc9.69%-16.0
88Isabella Bank Corp9.66%-12.0
89United Community Banks INC9.66%-2.0
90Allegiance Bancshares Inc9.62%-33.0
91Hancock Whitney Corp9.57%-23.0
92Lakeland Financial Corp9.54%-8.0
93Enterprise Financial Services Corp9.45%5.0
94Capstar Financial Holdings Inc9.44%-6.0
95Auburn National Bancorporation INC9.37%7.0
96Investar Holding Corp9.34%14.0
97Norwood Financial Corp9.34%20.0
98Midwestone Financial Group Inc9.31%10.0
99CSB Bancorp Inc9.29%-5.0
100Heartland Financial USA INC9.23%38.0
101Skyline Bankshares Inc9.07%14.0
102County Bancorp Inc9.06%-23.0
103OLD Line Bancshares INC9.02%49.0
104First Citizens Bancshares INC De8.94%36.0
105Bank Of South Carolina Corp8.93%-9.0
106BAR Harbor Bankshares8.93%45.0
107First Community Corp Sc8.92%37.0
108Kentucky Bancshares INC Ky8.88%25.0
109Bank Of Commerce Holdings8.87%53.0
110Midland States Bancorp Inc8.81%-15.0
111Citizens Financial Services INC8.76%-28.0
112Atlantic Capital Bancshares Inc8.72%-32.0
113Mutualfirst Financial INC8.66%21.0
114Westbury Bancorp Inc8.66%-48.0
115Independent Bank Corp Mi8.66%-14.0
116United Bancorp INC Oh8.65%-13.0
117FNB Bancorp Ca8.61%4.0
118Sb ONE Bancorp8.59%55.0
119Summit Financial Group INC8.55%16.0
120Guaranty Federal Bancshares INC8.54%-29.0
121Washington Trust Bancorp INC8.53%7.0
122Capital City Bank Group INC8.43%3.0
123Penns Woods Bancorp INC8.42%-38.0
124Orrstown Financial Services INC8.39%8.0
125Macatawa Bank Corp8.39%-9.0
126First Business Financial Services INC8.39%-3.0
127Servisfirst Bancshares Inc8.37%14.0
128Great Southern Bancorp INC8.35%0.0
129Community Bankers Trust Corp8.26%-7.0
130QCR Holdings INC8.21%12.0
131Oak Valley Bancorp8.18%28.0
132Security Federal Corp8.18%23.0
133Bankwell Financial Group Inc8.15%-4.0
134Franklin Financial Services Corp Pa8.12%-45.0
135C F Financial Corp8.10%-26.0
136Bancorp Of New Jersey Inc8.09%-10.0
137CNB Financial Corp Pa8.09%19.0
138Central Pacific Financial Corp8.03%-27.0
139Hometown Bankshares Corp8.03%-2.0
140Texas Capital Bancshares INC Tx7.99%-21.0
141West Bancorporation INC7.96%-29.0
142OLD Second Bancorp INC7.96%19.0
143SVB Financial Group7.82%3.0
144First Foundation Inc7.75%30.0
145Chemung Financial Corp7.75%5.0
146Southwest Georgia Financial Corp7.70%1.0
147QNB Corp7.69%2.0
148Fauquier Bankshares INC7.64%5.0
149Unity Bancorp INC Nj7.52%-35.0
150Community West Bancshares7.47%-30.0
151Tristate Capital Holdings Inc7.46%-20.0
152Enterprise Bancorp INC Ma7.45%2.0
153Glen Burnie Bancorp7.45%0.0
154Union Bankshares INC7.43%-6.0
155Highlands Bankshares INC Va7.37%0.0
156First Internet Bancorp7.32%8.0
157First National Corp Va7.31%0.0
158Mackinac Financial Corp Mi7.29%7.0
159Embassy Bancorp Inc7.27%4.0
160Bank Of THE James Financial Group INC7.26%-3.0
161First Priority Financial Corp7.16%6.0
162Cambridge Bancorp7.15%0.0
163Stewardship Financial Corp6.90%13.0
164Community Financial Corp Md6.88%4.0
165Northern Trust Corp6.83%-5.0
166NEW Peoples Bankshares INC6.68%0.0
167Uwharrie Capital Corp6.52%5.0
168Village Bank Trust Financial Corp6.00%0.0
169MID Penn Bancorp INC5.94%6.0
170BSB Bancorp Inc5.92%1.0
171Carolina Trust Bancshares Inc5.81%-2.0
172SBT Bancorp Inc5.67%5.0
173Century Bancorp INC4.84%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

18
Dec
2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

17
Dec
Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

16
Dec
Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

13
Dec
Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

10
Dec
RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

09
Dec
Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

09
Dec
RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]

04
Dec