2019 DE Life Insurance Hidden Reserves

Financial Strength Rankings using Artificial Intelligence

Top rated14 of 56
Best rating40,4 %
Worst rating9,85 %
New companies1
Negative Economic Capital Ratio

Bl die Bayerische climbed 23 positions from 51 to 28 due to its excellent passivische Bewertungsreserven.Saarland Leben lost 19 positions from 33 to 52 due to its bad zukünftige pass. vt. Überschüsse.Öffentliche Leben Oldenburg entered the 2019 ranking at rank 26, making it the best newcomer.The biggest company by assets, Allianz Leben, is only ranked at place 12 whereas the smallest company, Itzehoer Leben, is financially stronger at rank 5.

Revenues960 B
Assets63,7 B
Expenses18,5 B
Stockholders Equity36,7 B
Unprofitable Companies98,3 B
RankCompanySealRating ValueTrend
1Lebensversicherung von 187140.39%0.0
2Ideal Leben39.49%3.0
3Inter Leben39.37%-1.0
4Debeka Leben36.50%0.0
5Itzehoer Leben35.41%6.0
6HUK Coburg Leben35.14%3.0
7AXA Leben35.03%5.0
8Universa Leben34.58%7.0
9LVM Leben34.53%5.0
10R V Leben Vvag34.51%-7.0
11Deutsche Ärzteversicherung33.62%-4.0
12Allianz Leben33.51%-4.0
13VGH Provinzial Leben33.32%5.0
14Ergo Leben32.68%22.0
15Mecklenburgische Leben32.48%-9.0
16Alte Leipziger Leben32.38%6.0
17Provinzial Rheinland Leben32.34%6.0
18Öffentliche Leben Sachsen Anhalt32.17%-1.0
19Öffentlichen Leben Braunschweig31.72%1.0
20VRK Versicherer Im Raum der Kirchen31.51%11.0
21Swiss Life31.33%-11.0
22Devk Leben30.90%-6.0
23Pb Leben30.89%1.0
24Sparkassen Versicherung Sachsen Leben30.67%-5.0
25Sv Sparkassenversicherung Leben30.53%0.0
26Öffentliche Leben Oldenburg30.02%0.0
27Stuttgarter Leben29.76%1.0
28Bl die Bayerische29.05%23.0
29R V Leben Ag28.75%-3.0
30VPV Leben Ag28.73%14.0
31Volkswohl Bund Leben28.64%1.0
32Devk Allgemeine Leben28.59%-11.0
33Targo Leben28.41%2.0
34Bayern Versicherung Leben28.06%-5.0
35Hansemerkur Leben28.04%6.0
36HDI Leben27.81%6.0
37Württembergische Leben27.77%-3.0
38Generali Leben27.66%8.0
39Barmenia Leben27.60%-9.0
40Iduna Leben27.46%3.0
41Condor Leben26.97%-14.0
42Nürnberger Leben26.68%6.0
43Concordia Oeco Leben26.46%-3.0
44Münchener Verein Leben26.36%-5.0
45Continentale Leben26.06%-7.0
46Gothaer Leben26.06%3.0
47Zurich Deutscher Herold Leben25.93%0.0
48Rheinland Leben25.56%5.0
49Baloise Leben24.77%1.0
50Öffentliche Leben Berlin24.73%-5.0
51Helvetia Leben24.62%3.0
52Saarland Leben24.23%-19.0
53Provinzial Nordwest Leben24.16%-1.0
54Generali Leben18.21%1.0
55WWK Leben18.02%1.0
56Mylife Leben9.85%1.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Industry Index

The RealRate Industry Index shows how the financial health of the sector has evolved over time. The evolution of the index is shown for both the median and the distribution of companies. The changes in the index are shown in the lower part.


Feature Importance


United States Ratings

German Insurance Ratings

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