2019 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated45 of 182
Best rating16.9 %
Worst rating4.71 %
New companies24
Negative Economic Capital Ratio

QCR Holdings INC climbed 106 positions from 130 to 24 due to its excellent Loans and Leases Receivable.Hv Bancorp Inc lost 117 positions from 19 to 136 due to its bad Deposits.Marlin Business Services Corp entered the 2019 ranking at rank 2, making it the best newcomer.

Revenues3.86 B
Assets1.87 K
Expenses26.8 B
Stockholders Equity217 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Prosperity Bancshares INC16.86%0.0
2Marlin Business Services Corp16.85%0.0
3Pacific Premier Bancorp INC15.61%3.0
4Select Bancorp INC15.33%82.0
5Independent Bank Group Inc15.18%0.0
6Home Bancshares INC15.03%0.0
7CVB Financial Corp14.58%0.0
8Citizens Northern Corp14.56%2.0
9Renasant Corp14.55%-5.0
10Columbia Banking System INC14.45%-3.0
11First Community Bankshares INC Va14.21%0.0
12Carolina Financial Corp14.11%8.0
13OFG Bancorp14.08%-4.0
14Great Western Bancorp Inc14.02%-6.0
15Southstate Corp13.99%-12.0
16First Choice Bancorp13.92%0.0
17First Financial Corp In13.83%0.0
18Allegiance Bancshares Inc13.49%72.0
19Hilltop Holdings Inc13.04%-6.0
20Blue Hills Bancorp Inc13.02%-8.0
21Community West Bancshares12.98%12.0
22Eagle Bancorp INC12.95%3.0
23Bank7 Corp12.94%0.0
24QCR Holdings INC12.93%106.0
25Community Trust Bancorp INC Ky12.65%2.0
26Republic Bancorp INC Ky12.55%12.0
27Triumph Financial Inc12.51%42.0
28Oritani Financial Corp12.50%-14.0
29Civista Bancshares INC12.43%16.0
30Baycom Corp12.39%0.0
31Standard AVB Financial Corp12.33%-9.0
32Atlantic Union Bankshares Corp12.28%42.0
33Sb Financial Group INC12.26%39.0
34Spirit Of Texas Bancshares Inc12.24%0.0
35Cathay General Bancorp12.21%-5.0
36First Financial Bankshares INC12.18%-18.0
37Melrose Bancorp Inc12.09%-22.0
38Primis Financial Corp12.04%30.0
39Glacier Bancorp INC11.95%-7.0
40Premier Financial Bancorp INC11.85%0.0
41Citizens Financial Group INC Ri11.78%-20.0
42S T Bancorp INC11.78%-5.0
43Op Bancorp11.77%0.0
44RBB Bancorp11.75%-42.0
45Ameris Bancorp11.70%0.0
46Iberiabank Corp11.69%-12.0
47Byline Bancorp INC11.64%-23.0
48Seacoast Banking Corp Of Florida11.60%7.0
49PCB Bancorp11.59%0.0
50Independent Bank Corp11.56%4.0
51Prime Meridian Holding Co11.54%0.0
52Bryn Mawr Bank Corp11.47%15.0
53First Hawaiian INC11.41%-9.0
541ST Source Corp11.36%-15.0
55OLD Line Bancshares INC11.35%48.0
56Metropolitan Bank Holding Corp11.30%-30.0
57Banner Corp11.25%-22.0
58Premier Financial Corp11.25%-22.0
59M T Bank Corp11.22%-43.0
60Western Alliance Bancorporation11.21%0.0
61First MID Bancshares INC11.21%17.0
62Capstar Financial Holdings Inc11.17%32.0
63Commerce Bancshares INC Mo11.15%2.0
64Hills Bancorporation11.09%-16.0
65First Busey Corp Nv11.07%-9.0
66Choiceone Financial Services INC11.01%-17.0
67Southside Bancshares INC10.95%-8.0
68United Community Banks INC10.86%21.0
69Stock Yards Bancorp Inc10.86%18.0
70Horizon Bancorp INC In10.82%-7.0
71Howard Bancorp Inc10.70%0.0
72Merchants Bancorp10.68%-12.0
73First Interstate Bancsystem INC10.67%-12.0
74East West Bancorp INC10.66%6.0
75Fifth Third Bancorp10.65%-33.0
76Heartland Financial USA INC10.64%24.0
77Bridgewater Bancshares Inc10.54%0.0
78Parke Bancorp INC10.45%-27.0
79Lakeland Financial Corp10.45%13.0
80Mercantile Bank Corp10.43%-10.0
81Enterprise Financial Services Corp10.40%12.0
82Peoples Bancorp Of North Carolina INC10.39%2.0
83Connectone Bancorp Inc10.38%-4.0
84Reliant Bancorp Inc10.36%-43.0
85Bank Of New York Mellon Corp10.32%-33.0
86Investors Bancorp Inc10.30%-36.0
87Bank Of South Carolina Corp10.26%18.0
88Mackinac Financial Corp Mi10.21%70.0
89First Keystone Corp10.08%-42.0
90Randolph Bancorp Inc10.08%0.0
91Hancock Whitney Corp10.04%0.0
92Coastal Financial Corp10.04%0.0
93German American Bancorp INC10.01%-47.0
94Sierra Bancorp9.99%-13.0
95Eagle Financial Services INC9.98%-22.0
96Lakeland Bancorp INC9.95%-14.0
97Fb Financial Corp9.90%-68.0
98Level One Bancorp Inc9.85%0.0
99Midwestone Financial Group Inc9.83%-1.0
100TWO River Bancorp9.82%0.0
101Equity Bancshares INC9.78%-37.0
102Bank Of Commerce Holdings9.77%7.0
103Auburn National Bancorporation INC9.71%-8.0
104Farmers National Banc Corp Oh9.67%-42.0
105Eagle Bancorp Montana Inc9.61%-39.0
106Midland States Bancorp Inc9.57%4.0
107Norwood Financial Corp9.57%-10.0
108American River Bankshares9.47%-31.0
109Independent Bank Corp Mi9.43%6.0
110First Western Financial Inc9.40%0.0
111Middlefield Banc Corp9.39%-28.0
112CSB Bancorp Inc9.38%-13.0
113First Community Corp Sc9.38%-6.0
114Carolina Trust Bancshares Inc9.31%57.0
115Citizens Financial Services INC9.30%-4.0
116River Financial Corp9.30%-40.0
117Macatawa Bank Corp9.28%8.0
118Isabella Bank Corp9.27%-30.0
119SVB Financial Group9.26%24.0
120C F Financial Corp9.25%15.0
121Skyline Bankshares Inc9.23%-20.0
122BAR Harbor Bankshares9.22%-16.0
123MID Penn Bancorp INC9.15%46.0
124Homestreet Inc9.12%-39.0
125Investar Holding Corp9.10%-29.0
126BAY Banks Of Virginia INC9.06%0.0
127Kentucky Bancshares INC Ky9.03%-19.0
128Community Bankers Trust Corp9.03%1.0
129Servisfirst Bancshares Inc9.02%-2.0
130Sb ONE Bancorp8.99%-12.0
131Bancorp Of New Jersey Inc8.93%5.0
132Mutualfirst Financial INC8.92%-19.0
133Summit Financial Group INC8.91%-14.0
134First Foundation Inc8.69%10.0
135Washington Trust Bancorp INC8.63%-14.0
136Hv Bancorp Inc8.59%-117.0
137Unity Bancorp INC Nj8.58%12.0
138County Bancorp Inc8.56%-36.0
139Bankwell Financial Group Inc8.52%-6.0
140First National Corp Va8.52%17.0
141Hometown Bankshares Corp8.39%-2.0
142First Us Bancshares INC8.37%-67.0
143First Business Financial Services INC8.36%-17.0
144Oak Valley Bancorp8.34%-13.0
145Texas Capital Bancshares INC Tx8.34%-5.0
146Highlands Bankshares INC Va8.31%9.0
147Community Financial Corp Md8.13%17.0
148First Citizens Bancshares INC De8.04%-44.0
149QNB Corp8.03%-2.0
150Enterprise Bancorp INC Ma7.98%2.0
151Union Bankshares INC7.95%3.0
152Community West Bancshares7.95%-2.0
153West Bancorporation INC7.86%-12.0
154Capital City Bank Group INC7.85%-32.0
155United Bancorp INC Oh7.78%-39.0
156Chemung Financial Corp7.74%-11.0
157Central Pacific Financial Corp7.73%-19.0
158Orrstown Financial Services INC7.70%-34.0
159Stewardship Financial Corp7.63%4.0
160Security Federal Corp7.62%-28.0
161CNB Financial Corp Pa7.61%-24.0
162Franklin Financial Network Inc7.60%0.0
163Guaranty Federal Bancshares INC7.55%-43.0
164Penns Woods Bancorp INC7.54%-41.0
165Luther Burbank Corp7.50%0.0
166Republic First Bancorp INC7.49%0.0
167OLD Second Bancorp INC7.43%-25.0
168Southwest Georgia Financial Corp7.43%-22.0
169Bank Of THE James Financial Group INC7.34%-9.0
170Tristate Capital Holdings Inc7.34%-19.0
171Embassy Bancorp Inc7.28%-12.0
172First Internet Bancorp6.97%-16.0
173Glen Burnie Bancorp6.70%-20.0
174Village Bank Trust Financial Corp6.39%-6.0
175Citizens Holding Co Ms6.32%0.0
176Boston Private Financial Holdings INC6.30%0.0
177Cambridge Bancorp6.21%-15.0
178NEW Peoples Bankshares INC6.13%-12.0
179BSB Bancorp Inc6.11%-9.0
180Century Bancorp INC5.52%-7.0
181Uwharrie Capital Corp5.46%-14.0
182Northern Trust Corp4.71%-17.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


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