2021 DE Health Insurance

Financial Strength Rankings using Artificial Intelligence

Top rated8 of 32
Best rating22,7 %
Worst rating7,28 %
New companies2
Negative Economic Capital Ratio

Bayerische Beamtenkrankenkasse climbed 18 positions from 29 to 11 due to its excellent Bestandsabbaurate.Hallesche Kranken lost 16 positions from 12 to 28 due to its bad passivische Bewertungsreserven.Mecklenburgische Kranken entered the 2021 ranking at rank 4, making it the best newcomer.The biggest company by assets, Debeka Kranken, is only ranked at place 24 whereas the smallest company, Mecklenburgische Kranken, is financially stronger at rank 4.

Revenues8,08 B
Assets3,14
Expenses20,7
Stockholders Equity7,13 B
Unprofitable Companies374 B
RankCompanySealRating ValueTrend
1Envivas Kranken22.66%1.0
2Devk Kranken21.79%-1.0
3Provinzial Kranken20.51%2.0
4Mecklenburgische Kranken17.43%0.0
5R V Kranken16.28%-1.0
6Nürnberger Kranken15.28%16.0
7Ergo Kranken14.96%-4.0
8Concordia Kranken14.92%1.0
9Landeskrankenhilfe13.33%0.0
10HUK Coburg Kranken12.05%10.0
11Bayerische Beamtenkrankenkasse11.95%18.0
12Versicherer Im Raum der Kirchen Kranken11.83%13.0
13Württembergische Kranken11.11%-7.0
14Universa Kranken10.38%-4.0
15Alte Oldenburger Kranken Ag9.83%-4.0
16Hansemerkur Kranken Ag9.72%-9.0
17Signal Iduna Kranken9.50%6.0
18Arag Kranken9.46%-10.0
19AXA Kranken9.22%-4.0
20Continentale Kranken9.18%-7.0
21Union Kranken9.13%5.0
22Münchener Verein Kranken9.09%-8.0
23LVM Kranken9.08%-7.0
24Debeka Kranken8.66%6.0
25Süddeutsche Kranken8.52%-1.0
26Inter Kranken8.50%-8.0
27Barmenia Kranken8.48%-8.0
28Hallesche Kranken8.43%-16.0
29Gothaer Kranken8.00%-8.0
30Generali Deutschland Kranken7.98%-13.0
31Allianz Kranken7.78%-4.0
32DKV Deutsche Kranken7.28%-4.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Industry Index

The RealRate Industry Index shows how the financial health of the sector has evolved over time. The evolution of the index is shown for both the median and the distribution of companies. The changes in the index are shown in the lower part.


Feature Importance


United States Ratings

German Insurance Ratings

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