2021 DE Life Insurance Hidden Reserves

Financial Strength Rankings using Artificial Intelligence

Top rated15 of 61
Best rating49,9 %
Worst rating11,1 %
New companies4
Negative Economic Capital Ratio

LVM Leben climbed 13 positions from 19 to 6 due to its excellent aktivische Bewertungsreserven.Bl die Bayerische lost 23 positions from 34 to 57 due to its bad aktivische Bewertungsreserven.Mecklenburgische Leben entered the 2021 ranking at rank 7, making it the best newcomer.

Revenues1,17 K
Assets69,2 B
Expenses21,0 B
Stockholders Equity38,9 B
Unprofitable Companies208 B
RankCompanySealRating ValueTrend
1Entis Leben49.91%2.0
2Inter Leben49.76%-1.0
3Lebensversicherung von 187149.13%1.0
4Debeka Leben46.15%2.0
5Victoria Leben45.58%0.0
6LVM Leben45.23%13.0
7Mecklenburgische Leben44.78%0.0
8VGH Provinzial Leben44.18%0.0
9Öffentlichen Leben Braunschweig44.00%-2.0
10HUK Coburg Leben43.99%-8.0
11VRK Versicherer Im Raum der Kirchen43.92%-2.0
12Bayerische Beamten Leben43.56%-1.0
13Öffentliche Leben Oldenburg42.17%7.0
14Deutsche Ärzteversicherung41.81%10.0
15Athora Leben41.47%7.0
16AXA Leben41.17%5.0
17Alte Leipziger Leben40.76%-1.0
18Provinzial Rheinland Leben40.63%-6.0
19Swiss Life40.61%-6.0
20Volkswohl Bund Leben40.37%0.0
21Öffentliche Leben Sachsen Anhalt40.03%-6.0
22Ideal Leben39.30%-12.0
23Allianz Leben38.99%-6.0
24Universa Leben38.73%-10.0
25Münchener Verein Leben38.54%0.0
26Generali Leben38.52%6.0
27Württembergische Leben38.23%11.0
28Ergo Leben37.32%-2.0
29Devk Leben37.26%-6.0
30Devk Allgemeine Leben36.65%-5.0
31R V Leben Vvag36.53%-13.0
32Itzehoer Leben36.53%-5.0
33Pb Leben35.49%2.0
34Sv Sparkassenversicherung Leben35.12%-3.0
35HDI Leben35.11%5.0
36Frankfurter Leben34.47%-8.0
37Sparkassen Versicherung Sachsen Leben34.26%-8.0
38Provinzial Nordwest Leben33.97%7.0
39Iduna Leben33.89%-9.0
40Saarland Leben33.84%-7.0
41Targo Leben33.38%3.0
42Barmenia Leben33.06%-3.0
43Hansemerkur Leben32.86%-7.0
44Bayern Versicherung Leben32.74%-7.0
45Baloise Leben32.57%8.0
46Concordia Oeco Leben32.13%3.0
47VPV Leben Ag31.94%0.0
48Stuttgarter Leben31.78%-7.0
49Nürnberger Leben31.75%6.0
50Gothaer Leben31.54%-2.0
51Continentale Leben31.10%-5.0
52Öffentliche Leben Berlin31.04%-2.0
53R V Leben Ag30.35%-11.0
54Zurich Deutscher Herold Leben29.53%-2.0
55Frankfurt Münchener Leben29.19%-4.0
56Helvetia Leben28.47%0.0
57Bl die Bayerische25.30%-23.0
58Generali Leben24.86%-2.0
59Condor Leben24.02%-5.0
60WWK Leben19.92%-3.0
61Mylife Leben11.11%-3.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Industry Index

The RealRate Industry Index shows how the financial health of the sector has evolved over time. The evolution of the index is shown for both the median and the distribution of companies. The changes in the index are shown in the lower part.


Feature Importance


United States Ratings

German Insurance Ratings

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