2021 US Life

Financial Strength Rankings using Artificial Intelligence

Top rated6 of 25
Best rating30.4 %
Worst rating1.20 %
New companies2
Negative Economic Capital Ratio

Midwest Holding INC climbed 9 positions from 28 to 19 due to its excellent Liability for Future Policy Benefit.National Security Group INC lost 6 positions from 3 to 9 due to its bad Expenses.Globe Life INC entered the 2021 ranking at rank 3, making it the best newcomer.The biggest company by assets, Metropolitan Life Insurance Co, is only ranked at place 20 whereas the smallest company, Texas Republic Capital Corp, is financially stronger at rank 14.

Revenues123 B
Assets2.20 K
Expenses114 B
Stockholders Equity179 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Independence Holding Co30.45%1.0
2Atlantic American Corp29.83%5.0
3Globe Life INC25.55%0.0
4GWG Holdings Inc22.77%-3.0
5UTG INC22.05%0.0
6National Western Life Group Inc12.69%8.0
7Reinsurance Group Of America INC12.67%4.0
8Vericity Inc11.98%1.0
9National Security Group INC11.89%-6.0
10FBL Financial Group INC11.34%3.0
11Citizens INC11.26%1.0
12Primerica Inc9.83%3.0
13Genworth Financial INC9.28%3.0
14Texas Republic Capital Corp9.13%-6.0
15Protective Life Insurance Co7.72%5.0
16First Trinity Financial Corp7.56%3.0
17American National Group Inc7.18%5.0
18Athene Holding Ltd6.91%0.0
19Midwest Holding INC5.35%9.0
20Metropolitan Life Insurance Co5.14%1.0
21Lincoln National Life Insurance Co In4.58%4.0
22Brighthouse Life Insurance Co4.40%2.0
23Voya Retirement Insurance Annuity Co2.58%3.0
24Riversource Life Insurance Co1.84%3.0
25Pruco Life Insurance Co1.20%0.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


United States Ratings

German Insurance Ratings

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