2021 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated45 of 181
Best rating23.0 %
Worst rating2.26 %
New companies7
Negative Economic Capital Ratio

SOUTH PLAINS FINANCIAL INC. climbed 97 positions from 157 to 60 due to its excellent Assets and Securities.WESTERN ALLIANCE BANCORPORATION lost 88 positions from 69 to 157 due to its bad Liabilities and Borrowings.BM Technologies Inc. entered the 2021 ranking at rank 1, making it the best newcomer.The biggest company by assets, Bank of New York Mellon Corp, is only ranked at place 116 whereas the smallest company, BM Technologies Inc., is financially stronger at rank 1.

Revenues7.88 B
Assets2.48 K
Expenses30.3 B
Stockholders Equity261 B
Unprofitable Companies

RankCompanySealRating ValueTrend
1BM Technologies Inc.22.95%0.0
2QCR HOLDINGS INC12.01%1.0
3PROSPERITY BANCSHARES INC11.60%3.0
4FIRST FINANCIAL BANKSHARES INC11.37%3.0
5Richmond Mutual Bancorporation Inc.11.21%-4.0
6Randolph Bancorp Inc.10.62%92.0
7HOME BANCSHARES INC9.89%1.0
8COLUMBIA BANKING SYSTEM INC.9.54%2.0
9UNITED BANKSHARES INC WV8.99%5.0
10Independent Bank Group Inc.8.95%6.0
11SOUTHSIDE BANCSHARES INC8.90%46.0
12GLACIER BANCORP INC.8.78%10.0
13CVB FINANCIAL CORP8.76%-8.0
14PREMIER FINANCIAL BANCORP INC8.71%20.0
15FIRST FINANCIAL CORP IN8.68%18.0
16Veritex Holdings Inc.8.67%10.0
17SEACOAST BANKING CORP OF FLORIDA8.47%15.0
18RENASANT CORP8.47%-3.0
19Tectonic Financial Inc.8.47%0.0
20MetroCity Bankshares Inc.8.40%-3.0
21PREMIER FINANCIAL CORP8.40%41.0
22FIRST KEYSTONE CORP8.37%27.0
23CIVISTA BANCSHARES INC.8.31%1.0
24COMMUNITY TRUST BANCORP INC KY8.24%4.0
25CENTRAL VALLEY COMMUNITY BANCORP8.23%0.0
26Atlantic Union Bankshares Corp8.13%22.0
27CATHAY GENERAL BANCORP8.08%25.0
28INDEPENDENT BANK CORP8.06%-10.0
29Allegiance Bancshares Inc.7.98%10.0
30Eagle Bancorp Montana Inc.7.95%65.0
31FIRST COMMUNITY BANKSHARES INC VA7.94%-10.0
32First Choice Bancorp7.93%-20.0
33RBB Bancorp7.91%-6.0
34Standard AVB Financial Corp.7.90%16.0
35REPUBLIC BANCORP INC KY7.88%0.0
36HORIZON BANCORP INC IN7.87%23.0
37PACIFIC PREMIER BANCORP INC7.87%-28.0
38FIRST BANCORP NC7.85%-9.0
39CITIZENS & NORTHERN CORP7.82%-16.0
40LAKELAND FINANCIAL CORP7.79%6.0
41GERMAN AMERICAN BANCORP INC.7.72%29.0
42CHOICEONE FINANCIAL SERVICES INC7.69%26.0
43BYLINE BANCORP INC.7.66%12.0
44Primis Financial Corp.7.65%-4.0
45FIRST HAWAIIAN INC.7.61%-7.0
46FIRST MID BANCSHARES INC.7.61%-10.0
47TRICO BANCSHARES7.59%-16.0
48GREAT SOUTHERN BANCORP INC.7.58%-46.0
49Bank7 Corp.7.57%57.0
50PCB BANCORP7.53%11.0
51ConnectOne Bancorp Inc.7.52%35.0
521ST SOURCE CORP7.51%-1.0
53FIFTH THIRD BANCORP7.45%-16.0
54HEARTLAND FINANCIAL USA INC7.42%25.0
55SB FINANCIAL GROUP INC.7.41%8.0
56Triumph Financial Inc.7.41%35.0
57CITIZENS FINANCIAL GROUP INC RI7.41%-14.0
58AUBURN NATIONAL BANCORPORATION INC7.40%2.0
59SELECT BANCORP INC.7.35%-48.0
60SOUTH PLAINS FINANCIAL INC.7.34%97.0
61Spirit of Texas Bancshares Inc.7.30%-17.0
62EAGLE BANCORP INC7.29%-21.0
63COMMERCE BANCSHARES INC MO7.29%-21.0
64HILLS BANCORPORATION7.25%11.0
65FARMERS NATIONAL BANC CORP OH7.17%16.0
66UNITED COMMUNITY BANKS INC7.13%-21.0
67RED RIVER BANCSHARES INC7.11%-14.0
68AMERICAN RIVER BANKSHARES7.05%29.0
69BAR HARBOR BANKSHARES6.99%54.0
70BANK OF SOUTH CAROLINA CORP6.96%-14.0
71S&T BANCORP INC6.94%-4.0
72BANNER CORP6.94%-7.0
73ENTERPRISE FINANCIAL SERVICES CORP6.87%-1.0
74MACKINAC FINANCIAL CORP MI6.87%8.0
75CapStar Financial Holdings Inc.6.86%-21.0
76BRYN MAWR BANK CORP6.84%12.0
77CITIZENS FINANCIAL SERVICES INC6.83%36.0
78ISABELLA BANK Corp6.81%16.0
79OFG BANCORP6.78%52.0
80Reliant Bancorp Inc.6.75%24.0
81BayCom Corp6.71%-3.0
82Community Bankers Trust Corp6.71%23.0
83First Foundation Inc.6.69%71.0
84NORWOOD FINANCIAL CORP6.66%0.0
85INDEPENDENT BANK CORP MI6.60%42.0
86OP Bancorp6.60%-12.0
87SIERRA BANCORP6.60%-29.0
88EAST WEST BANCORP INC6.59%-5.0
89PARKE BANCORP INC.6.58%0.0
90FIRST BUSEY CORP NV6.57%18.0
91FIRST COMMUNITY CORP SC6.56%29.0
92FIRST INTERSTATE BANCSYSTEM INC6.55%-28.0
93Stock Yards Bancorp Inc.6.55%-16.0
94FRANKLIN FINANCIAL SERVICES CORP PA6.47%39.0
95MainStreet Bancshares Inc.6.42%20.0
96SECURITY FEDERAL CORP6.41%51.0
97Merchants Bancorp6.34%33.0
98CROSSFIRST BANKSHARES INC.6.34%-8.0
99Bank of Commerce Holdings6.34%-19.0
100Investors Bancorp Inc.6.30%60.0
101WASHINGTON TRUST BANCORP INC6.26%28.0
102SouthState Corp6.22%-55.0
103County Bancorp Inc.6.21%-1.0
104F&M BANK CORP6.19%0.0
105PEOPLES BANCORP OF NORTH CAROLINA INC6.18%-20.0
106QNB CORP6.17%12.0
107LAKELAND BANCORP INC6.16%5.0
108Investar Holding Corp6.16%1.0
109OLD SECOND BANCORP INC6.10%15.0
110EAGLE FINANCIAL SERVICES INC6.08%33.0
111MERCANTILE BANK CORP6.07%-35.0
112MACATAWA BANK CORP6.06%-12.0
113River Financial Corp6.05%1.0
114C & F FINANCIAL CORP6.02%21.0
115M&T BANK CORP5.99%-28.0
116Bank of New York Mellon Corp5.98%-6.0
117UNIVEST FINANCIAL Corp5.95%0.0
118MIDDLEFIELD BANC CORP5.95%-26.0
119FIRST NATIONAL CORP VA5.94%15.0
120ORRSTOWN FINANCIAL SERVICES INC5.84%45.0
121UNITY BANCORP INC NJ5.84%25.0
122COMMUNITY FINANCIAL CORP MD5.82%22.0
123Bridgewater Bancshares Inc5.79%-27.0
124ServisFirst Bancshares Inc.5.76%-2.0
125Prime Meridian Holding Co5.71%-4.0
126JUNIATA VALLEY FINANCIAL CORP5.69%-7.0
127Level One Bancorp Inc5.68%-20.0
128COMMUNITY WEST BANCSHARES5.68%43.0
129Oak Valley Bancorp5.60%8.0
130Howard Bancorp Inc5.58%-57.0
131CSB BANCORP INC OH5.57%5.0
132SUMMIT FINANCIAL GROUP INC.5.51%8.0
133CNB FINANCIAL CORP PA5.51%36.0
134PENNS WOODS BANCORP INC5.48%27.0
135ENTERPRISE BANCORP INC MA5.47%13.0
136CAMBRIDGE BANCORP5.44%46.0
137First Western Financial Inc5.42%15.0
138MidWestOne Financial Group Inc.5.37%-27.0
139SVB FINANCIAL GROUP5.36%-14.0
140Luther Burbank Corp5.33%38.0
141PARTNERS BANCORP5.23%14.0
142FIRST US BANCSHARES INC.5.21%7.0
143UNION BANKSHARES INC5.21%20.0
144Village Bank & Trust Financial Corp.5.12%39.0
145CENTRAL PACIFIC FINANCIAL CORP5.10%-4.0
146Embassy Bancorp Inc.5.09%24.0
147CHEMUNG FINANCIAL CORP5.08%26.0
148Metropolitan Bank Holding Corp.5.04%20.0
149GLEN BURNIE BANCORP5.02%31.0
150FIRST CITIZENS BANCSHARES INC DE5.00%31.0
151BANK OF THE JAMES FINANCIAL GROUP INC4.91%24.0
152FIRST BUSINESS FINANCIAL SERVICES INC.4.89%4.0
153MID PENN BANCORP INC4.85%-2.0
154Origin Bancorp Inc.4.84%0.0
155HANCOCK WHITNEY CORP4.83%-23.0
156BANCPLUS CORP4.78%0.0
157WESTERN ALLIANCE BANCORPORATION4.77%-88.0
158UWHARRIE CAPITAL CORP4.69%32.0
159GUARANTY FEDERAL BANCSHARES INC4.69%20.0
160NORTHERN TRUST CORP4.68%14.0
161CITIZENS HOLDING CO MS4.65%-33.0
162FAUQUIER BANKSHARES INC.4.63%14.0
163COASTAL FINANCIAL CORP4.57%-24.0
164NEW PEOPLES BANKSHARES INC4.49%25.0
165TriState Capital Holdings Inc.4.41%20.0
166FLUSHING FINANCIAL CORP4.40%20.0
167BOSTON PRIVATE FINANCIAL HOLDINGS INC4.28%20.0
168WEST BANCORPORATION INC4.23%-6.0
169COLONY BANKCORP INC4.20%-5.0
170TEXAS CAPITAL BANCSHARES INC TX4.16%2.0
171FB Financial Corp4.15%-18.0
172First Internet Bancorp4.06%16.0
173Bankwell Financial Group Inc.3.98%-15.0
174California BanCorp3.96%0.0
175Silvergate Capital Corp3.91%-76.0
176Customers Bancorp Inc.3.87%-10.0
177CENTURY BANCORP INC3.65%14.0
178EQUITY BANCSHARES INC3.40%-52.0
179HV Bancorp Inc.3.03%-2.0
180REPUBLIC FIRST BANCORP INC2.92%0.0
181CAPITAL CITY BANK GROUP INC2.26%3.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]