2023 US Non Life

Financial Strength Rankings using Artificial Intelligence

Top rated18 of 74
Best rating142 %
Worst rating-397 %
New companies5
Negative Economic Capital Ratio42 of 74

Kingsway Financial Services Inc climbed 51 positions from 64 to 13 due to its excellent Insurance Commissions and Fees.MERCURY GENERAL CORP lost 40 positions from 18 to 58 due to its bad Policyholder Benefits and Claims.FG Financial Group Inc. entered the 2023 ranking at rank 3, making it the best newcomer.

Revenues1.42 K
Assets2.92 K
Expenses1.34 K
Stockholders Equity561 B
Unprofitable Companies34 of 74

RankCompanySealRating ValueTrend
1Essent Group Ltd.141.95%1.0
2MGIC INVESTMENT CORP114.78%1.0
3FG Financial Group Inc.100.96%0.0
4STEWART INFORMATION SERVICES CORP71.59%0.0
5UNITEDHEALTH GROUP INC68.79%2.0
6RADIAN GROUP INC68.75%0.0
7RLI CORP53.32%10.0
8Elevance Health Inc.50.29%2.0
9HUMANA INC49.45%3.0
10Cigna Group49.28%10.0
11MOLINA HEALTHCARE INC.46.26%10.0
12White Mountains Insurance Group Ltd42.37%28.0
13Kingsway Financial Services Inc40.14%51.0
14GREENLIGHT CAPITAL RE LTD.35.30%15.0
15CENTENE CORP34.76%10.0
16Palomar Holdings Inc.28.46%-3.0
17OXBRIDGE RE HOLDINGS Ltd24.61%-16.0
18Kinsale Capital Group Inc.23.16%-7.0
19OLD REPUBLIC INTERNATIONAL CORP21.34%-4.0
20ARCH CAPITAL GROUP LTD.20.62%-1.0
21SAFETY INSURANCE GROUP INC19.05%-13.0
22American Financial Group Inc14.64%15.0
23Global Indemnity Group LLC13.88%11.0
24MARKEL GROUP INC.8.20%-8.0
25First American Financial Corp7.27%-16.0
26Chubb Ltd6.48%-4.0
27DONEGAL GROUP INC6.10%17.0
28TIPTREE INC.3.52%25.0
29AXIS CAPITAL HOLDINGS LTD2.02%18.0
30PROGRESSIVE CORP OH1.99%-7.0
31TRUPANION INC.1.50%18.0
32ASSURANT INC.1.23%16.0
33LOEWS CORP-0.73%0.0
34Employers Holdings Inc.-1.10%-7.0
35HARTFORD FINANCIAL SERVICES GROUP INC.-1.14%0.0
36EVEREST GROUP LTD.-1.67%-5.0
37UNITED FIRE GROUP INC-2.65%-9.0
38CINCINNATI FINANCIAL CORP-3.22%-33.0
39Unum Group-3.24%0.0
40Principal Financial Group Inc-4.12%21.0
41SiriusPoint Ltd-5.32%4.0
42HCI Group Inc.-5.80%-12.0
43TRAVELERS COMPANIES INC.-6.69%-7.0
44ALLSTATE CORP-8.78%7.0
45ICC Holdings Inc.-9.01%-19.0
46EVEREST REINSURANCE HOLDINGS INC-9.64%-14.0
47Universal Insurance Holdings Inc.-11.21%3.0
48Fidelity National Financial Inc.-11.76%-10.0
49Maiden Holdings Ltd.-12.40%8.0
50Hanover Insurance Group Inc.-12.85%-7.0
51AMERICAN INTERNATIONAL GROUP INC.-12.89%4.0
52PROASSURANCE CORP-13.22%-10.0
53Argo Group International Holdings Ltd.-13.24%5.0
54CNA FINANCIAL CORP-13.40%-8.0
55AFLAC INC-16.16%-14.0
56Horace Mann Educators Corp De-17.28%-2.0
57Trean Insurance Group Inc.-19.59%-18.0
58MERCURY GENERAL CORP-22.56%-40.0
59HALLMARK FINANCIAL SERVICES INC-32.56%-3.0
60Heritage Insurance Holdings Inc.-36.35%5.0
61Conifer Holdings Inc.-36.37%1.0
62KEMPER Corp-43.07%-3.0
63CNO Financial Group Inc.-48.46%-11.0
64KINGSTONE COMPANIES INC.-53.06%-4.0
65Oscar Health Inc.-53.87%6.0
66Lemonade Inc.-69.81%3.0
67MBIA INC-75.69%0.0
68AMERICAN COASTAL INSURANCE Corp-82.16%-5.0
69Hippo Holdings Inc.-90.44%4.0
70Root Inc.-100.92%6.0
71Alignment Healthcare Inc.-101.58%3.0
72MediaAlpha Inc.-184.98%-5.0
73Amerinst Insurance Group Ltd-239.06%2.0
74Doma Holdings Inc.-396.98%-4.0
RankCompanySealRating ValueTrend

Feature Distribution Plot


Regression Plot


United States Ratings

German Insurance Ratings

New Posts

The Strongest German Life Insurance Hidden Reserves Companies: Ranked by RealRate’s Amazing AI

Source: https://openai.com/dall-e-3/   The results for RealRate’s 2024 ranking for the German Life [...]

2024 U.S. Consulting Coming Soon!

Photo source: https://openai.com/dall-e-3/   RealRate is excited to announce that the new 2024 [...]

Amazing News for Adspert

Last week we had some superb news over at RealRate HQ!   Harry [...]

Springer Publication Anniversary!

It is 1 year since our CEO, Dr. Holger Bartel, published the chapter [...]

Versicherungsjournal Deutschland Discusses RealRate

Some very exciting news over at RealRate HQ!   VersicherungsJournal.de has posted a [...]

RealRate Ranking of the Strongest German Life Insurers

Source: https://openai.com/dall-e-3/   The top 10 German life insurance companies are: Source: https://realrate.ai/rankings/ [...]

Realrate Ranking der stärksten deutschen Lebensversicherer

Source: https://openai.com/dall-e-3/   Die Top 10 der deutschen Lebensversicherer sind:   Source: https://realrate.ai/rankings/ [...]

RealRate: Ranking of the Strongest German Health Insurers

The Top 10 German Health Insurance companies are as follows:   Source: https://realrate.ai/rankings/ [...]