2023 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated42 of 170
Best rating80.1 %
Worst rating-3.02 %
New companies9
Negative Economic Capital Ratio

Bancplus Corp climbed 97 positions from 147 to 50 due to its excellent Liabilities and Borrowings.First Financial Bankshares INC lost 121 positions from 16 to 137 due to its bad Liabilities and Borrowings.Finwise Bancorp entered the 2023 ranking at rank 2, making it the best newcomer.The biggest company by assets, Bank Of New York Mellon Corp, is only ranked at place 63 whereas the smallest company, Bm Technologies Inc, is financially stronger at rank 1.

Revenues17.3 B
Assets2.94 K
Expenses41.3 B
Stockholders Equity286 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Bm Technologies Inc80.10%0.0
2Finwise Bancorp40.74%0.0
3Prosperity Bancshares INC16.73%-1.0
4Tectonic Financial Inc16.00%0.0
5Triumph Financial Inc15.17%2.0
6Parke Bancorp INC13.42%30.0
7Independent Bank Corp13.17%4.0
8QCR Holdings INC12.95%-5.0
9PCB Bancorp12.75%15.0
10United Bankshares INC Wv12.66%-4.0
11Princeton Bancorp Inc12.65%0.0
12Home Bancshares INC12.59%-7.0
13Republic Bancorp INC Ky12.22%5.0
14Ameris Bancorp11.85%6.0
15RBB Bancorp11.48%28.0
16Merchants Bancorp11.35%26.0
17First Community Bankshares INC Va11.33%4.0
18Connectone Bancorp Inc11.19%-10.0
19Baycom Corp10.80%41.0
20Independent Bank Group Inc10.78%-8.0
21S T Bancorp INC10.64%12.0
22Pacific Premier Bancorp INC10.57%-9.0
23Metrocity Bankshares Inc10.50%58.0
24Cathay General Bancorp10.47%7.0
25Seacoast Banking Corp Of Florida10.40%-10.0
26M T Bank Corp10.39%41.0
27Renasant Corp10.26%-4.0
28Enterprise Financial Services Corp10.10%25.0
29Veritex Holdings Inc10.01%-19.0
30MID Penn Bancorp INC9.91%66.0
31Community West Bancshares9.70%78.0
32Linkbancorp Inc9.64%0.0
33OFG Bancorp9.47%17.0
34Hills Bancorporation9.47%13.0
35Mainstreet Bancshares Inc9.45%4.0
36Unity Bancorp INC Nj9.37%22.0
37United Community Banks INC9.18%28.0
38Capstar Financial Holdings Inc9.06%-10.0
39Hanover Bancorp Inc Ny8.97%97.0
40CVB Financial Corp8.84%-18.0
41Community Trust Bancorp INC Ky8.83%-24.0
42Middlefield Banc Corp8.78%15.0
43Bank7 Corp8.77%27.0
44Lakeland Bancorp INC8.74%28.0
45Texas Capital Bancshares INC Tx8.72%70.0
46Eagle Bancorp INC8.67%-6.0
47Servisfirst Bancshares Inc8.66%95.0
48Atlantic Union Bankshares Corp8.55%0.0
49Southstate Corp8.50%17.0
50Bancplus Corp8.41%97.0
51East West Bancorp INC8.38%33.0
52Citizens Financial Services INC8.29%17.0
53Byline Bancorp INC8.25%-27.0
541ST Source Corp8.25%-6.0
55Sb Financial Group INC8.22%-9.0
56CNB Financial Corp Pa8.16%77.0
57First Business Financial Services INC8.09%43.0
58Midland States Bancorp Inc8.05%50.0
59Bridgewater Bancshares Inc8.05%-15.0
60Glacier Bancorp INC8.03%-22.0
61Peoples Bancorp INC8.02%0.0
62Southern States Bancshares Inc7.96%17.0
63Bank Of New York Mellon Corp7.96%36.0
64Trico Bancshares7.94%-27.0
65First Foundation Inc7.88%3.0
66California Bancorp7.88%93.0
67BAR Harbor Bankshares7.80%-22.0
68Premier Financial Corp7.80%-59.0
69Metropolitan Bank Holding Corp7.75%77.0
70Citizens Financial Group INC Ri7.75%-41.0
71Op Bancorp7.71%0.0
72Luther Burbank Corp7.58%25.0
73First Western Financial Inc7.57%51.0
74Live Oak Bancshares Inc7.56%18.0
75John Marshall Bancorp Inc7.56%0.0
76Cambridge Bancorp7.53%58.0
77Great Southern Bancorp INC7.49%-28.0
78Columbia Banking System INC7.47%-37.0
79Bankwell Financial Group Inc7.40%37.0
80Five Star Bancorp7.39%0.0
81Partners Bancorp7.24%58.0
82Fb Financial Corp7.17%4.0
83Crossfirst Bankshares INC7.15%-49.0
84Flushing Financial Corp7.12%34.0
85Mercantile Bank Corp7.08%41.0
86Macatawa Bank Corp7.05%37.0
87Western Alliance Bancorporation7.01%11.0
88Stock Yards Bancorp Inc7.01%22.0
89First Interstate Bancsystem INC6.94%0.0
90Civista Bancshares INC6.93%-55.0
91Security Federal Corp6.86%41.0
92South Plains Financial INC6.85%-30.0
93First Us Bancshares INC6.84%28.0
94Southside Bancshares INC6.82%-75.0
95Origin Bancorp Inc6.76%11.0
96Horizon Bancorp INC In6.75%-5.0
97Penns Woods Bancorp INC6.73%33.0
98Citizens Northern Corp6.70%-66.0
99First Internet Bancorp6.65%12.0
100Isabella Bank Corp6.63%-24.0
101Village Bank Trust Financial Corp6.62%1.0
102C F Financial Corp6.60%-7.0
103Prime Meridian Holding Co6.56%41.0
104CSB Bancorp Inc6.52%37.0
105First Hawaiian INC6.48%-28.0
106First MID Bancshares INC6.47%-31.0
107Banner Corp6.41%-20.0
108First Financial Corp In6.40%-53.0
109Hancock Whitney Corp6.37%-2.0
110First Bancorp Nc6.28%-58.0
111SVB Financial Group6.13%40.0
112HBT Financial Inc6.05%1.0
113Uscb Financial Holdings INC6.03%-50.0
114RED River Bancshares INC5.99%-2.0
115Midwestone Financial Group Inc5.77%13.0
116Northern Trust Corp5.75%54.0
117Customers Bancorp Inc5.74%28.0
118Capital City Bank Group INC5.71%44.0
119First Busey Corp Nv5.65%0.0
120Investar Holding Corp5.62%2.0
121First Keystone Corp5.58%-62.0
122Lakeland Financial Corp5.57%-68.0
123Orrstown Financial Services INC5.56%-38.0
124Community Financial Corp Md5.52%1.0
125Richmond Mutual Bancorporation Inc5.40%-111.0
126Hv Bancorp Inc5.37%31.0
127OLD Second Bancorp INC5.36%38.0
128United Bancorp INC Oh5.35%-45.0
129NEW Peoples Bankshares INC5.30%31.0
130Norwood Financial Corp5.29%-48.0
131Sierra Bancorp5.25%-57.0
132Equity Bancshares INC5.01%-27.0
133Independent Bank Corp Mi5.00%-16.0
134Heartland Financial USA INC4.91%-78.0
135Fifth Third Bancorp4.85%-62.0
136Amalgamated Financial Corp4.80%12.0
137First Financial Bankshares INC4.76%-121.0
138Eagle Financial Services INC4.70%-3.0
139Washington Trust Bancorp INC4.47%-51.0
140First Community Corp Sc4.42%-11.0
141Eagle Bancorp Montana Inc4.33%20.0
142Oak Valley Bancorp4.27%24.0
143Skyline Bankshares Inc4.26%0.0
144Homestreet Inc4.23%0.0
145Ally Financial Inc4.23%-52.0
146Commerce Bancshares INC Mo4.11%-45.0
147Colony Bankcorp INC4.04%25.0
148Central Pacific Financial Corp4.04%10.0
149Enterprise Bancorp INC Ma3.77%3.0
150Choiceone Financial Services INC3.74%-30.0
151West Bancorporation INC3.52%-11.0
152First Bancorp Pr3.44%-63.0
153German American Bancorp INC3.25%-102.0
154Franklin Financial Services Corp Pa3.24%-40.0
155Peoples Bancorp Of North Carolina INC3.22%0.0
156Community West Bancshares3.17%-78.0
157Bank Of South Carolina Corp2.94%-4.0
158Chemung Financial Corp2.78%-8.0
159Bank Of THE James Financial Group INC2.52%10.0
160River Financial Corp2.36%-4.0
161F M Bank Corp2.36%-24.0
162Embassy Bancorp Inc2.30%-8.0
163Auburn National Bancorporation INC2.18%-36.0
164Union Bankshares INC1.51%3.0
165Farmers National Banc Corp Oh1.03%-101.0
166Uwharrie Capital Corp0.62%7.0
167QNB Corp-0.37%-18.0
168Juniata Valley Financial Corp-0.73%-4.0
169Glen Burnie Bancorp-1.64%-6.0
170Citizens Holding Co Ms-3.02%4.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


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