2024 US State Banks

Financial Strength Rankings using Artificial Intelligence

Top rated34 of 139
Best rating27.2 %
Worst rating2.44 %
New companies3
Negative Economic Capital Ratio

German American Bancorp INC climbed 112 positions from 153 to 41 due to its excellent Assets and Securities.Hanover Bancorp Inc Ny lost 76 positions from 39 to 115 due to its bad Assets and Securities.Hilltop Holdings Inc entered the 2024 ranking at rank 19, making it the best newcomer.The biggest company by assets, Bank Of New York Mellon Corp, is only ranked at place 70 whereas the smallest company, Bm Technologies Inc, is financially stronger at rank 2.

Revenues16.5 B
Assets2.38 K
Expenses34.7 B
Stockholders Equity238 B
Unprofitable Companies
RankCompanySealRating ValueTrend
1Finwise Bancorp27.21%1.0
2Bm Technologies Inc17.44%-1.0
3QCR Holdings INC16.41%5.0
4Home Bancshares INC16.01%8.0
5Tectonic Financial Inc15.89%-1.0
6United Bankshares INC Wv14.71%4.0
7Independent Bank Corp14.22%0.0
8First Community Bankshares INC Va13.71%9.0
9Pacific Premier Bancorp INC13.57%13.0
10Parke Bancorp INC13.31%-4.0
11Seacoast Banking Corp Of Florida13.13%14.0
12S T Bancorp INC12.58%9.0
13Ameris Bancorp12.57%1.0
14Republic Bancorp INC Ky12.48%-1.0
15Renasant Corp12.28%12.0
16Community Trust Bancorp INC Ky12.02%25.0
17Princeton Bancorp Inc11.91%-6.0
18RBB Bancorp11.76%-3.0
19Hilltop Holdings Inc11.69%0.0
20PCB Bancorp11.69%-11.0
211ST Source Corp11.53%33.0
22Enterprise Financial Services Corp11.43%6.0
23Cathay General Bancorp11.43%1.0
24Atlantic Union Bankshares Corp11.42%24.0
25Trico Bancshares11.39%39.0
26Veritex Holdings Inc11.25%3.0
27Connectone Bancorp Inc11.17%-9.0
28Southstate Corp11.06%21.0
29Baycom Corp11.06%-10.0
30United Community Banks INC10.99%7.0
31Independent Bank Group Inc10.93%-11.0
32First Financial Corp In10.58%76.0
33First Bancorp Nc10.57%77.0
34Hills Bancorporation10.46%0.0
35Peoples Bancorp INC10.45%26.0
36Banner Corp10.42%71.0
37Mainstreet Bancshares Inc10.41%-2.0
38Middlefield Banc Corp10.40%4.0
39BAR Harbor Bankshares10.40%28.0
40Metrocity Bankshares Inc10.38%-17.0
41German American Bancorp INC10.30%112.0
42Eagle Bancorp INC10.26%4.0
43Lakeland Financial Corp10.23%79.0
44Citizens Financial Group INC Ri10.20%26.0
45Fb Financial Corp10.20%37.0
46Glacier Bancorp INC10.19%14.0
47East West Bancorp INC10.17%4.0
48OLD Second Bancorp INC10.13%79.0
49Merchants Bancorp10.02%-33.0
50Macatawa Bank Corp10.01%36.0
51Security Federal Corp9.98%40.0
52First Interstate Bancsystem INC9.96%37.0
53Origin Bancorp Inc9.88%42.0
54Commerce Bancshares INC Mo9.88%92.0
55Unity Bancorp INC Nj9.85%-19.0
56South Plains Financial INC9.84%36.0
57Bank7 Corp9.74%-14.0
58Citizens Northern Corp9.64%40.0
59First Hawaiian INC9.64%46.0
60Mercantile Bank Corp9.63%25.0
61Oak Valley Bancorp9.57%81.0
62Isabella Bank Corp9.57%38.0
63Lakeland Bancorp INC9.55%-19.0
64Heartland Financial USA INC9.52%70.0
65Community West Bancshares9.50%-34.0
66Great Southern Bancorp INC9.49%11.0
67RED River Bancshares INC9.49%47.0
68John Marshall Bancorp Inc9.44%7.0
69Midland States Bancorp Inc9.37%-11.0
70Bank Of New York Mellon Corp9.33%-7.0
71CNB Financial Corp Pa9.33%-15.0
72California Bancorp9.28%-6.0
73Stock Yards Bancorp Inc9.22%15.0
74First Busey Corp Nv9.11%45.0
75Southside Bancshares INC9.04%19.0
76Crossfirst Bankshares INC9.02%7.0
77First Bancorp Pr9.01%75.0
78HBT Financial Inc8.98%34.0
79MID Penn Bancorp INC8.97%-49.0
80Prime Meridian Holding Co8.88%23.0
81Metropolitan Bank Holding Corp8.84%-12.0
82Bancplus Corp8.76%-32.0
83Fifth Third Bancorp8.74%52.0
84C F Financial Corp8.74%18.0
85Columbia Banking System INC8.72%-7.0
86Richmond Mutual Bancorporation Inc8.71%39.0
87Sb Financial Group INC8.69%-32.0
88Muncy Columbia Financial Corp8.68%0.0
89Community West Bancshares8.68%67.0
90Orrstown Financial Services INC8.66%33.0
91Southern States Bancshares Inc8.65%-29.0
92Op Bancorp8.61%-21.0
93Servisfirst Bancshares Inc8.60%-46.0
94Village Bank Trust Financial Corp8.52%7.0
95Bridgewater Bancshares Inc8.45%-36.0
96Citizens Financial Services INC8.32%-44.0
97Sierra Bancorp8.31%34.0
98Horizon Bancorp INC In8.29%-2.0
99Western Alliance Bancorporation8.27%-12.0
100Norwood Financial Corp7.98%30.0
101Five Star Bancorp7.89%-21.0
102Bankwell Financial Group Inc7.87%-23.0
103First Business Financial Services INC7.86%-46.0
104Penns Woods Bancorp INC7.84%-7.0
105Independent Bank Corp Mi7.81%28.0
106Auburn National Bancorporation INC7.79%57.0
107United Bancorp INC Oh7.67%21.0
108First National Corp Va7.65%0.0
109Peoples Bancorp Of North Carolina INC7.50%46.0
110Northern Trust Corp7.47%6.0
111Uscb Financial Holdings INC7.43%2.0
112First Keystone Corp7.40%9.0
113Amalgamated Financial Corp7.39%23.0
114Midwestone Financial Group Inc7.36%1.0
115Hanover Bancorp Inc Ny7.32%-76.0
116Live Oak Bancshares Inc7.26%-42.0
117Enterprise Bancorp INC Ma7.24%32.0
118Franklin Financial Services Corp Pa7.18%36.0
119Skyline Bankshares Inc7.17%24.0
120Investar Holding Corp7.13%0.0
121Colony Bankcorp INC7.11%26.0
122First Western Financial Inc6.83%-49.0
123First Community Corp Sc6.71%17.0
124Flushing Financial Corp6.69%-40.0
125Eagle Bancorp Montana Inc6.49%16.0
126Bank Of THE James Financial Group INC6.46%33.0
127Chemung Financial Corp6.41%31.0
128Central Pacific Financial Corp6.40%20.0
129Embassy Bancorp Inc6.39%33.0
130Washington Trust Bancorp INC6.22%9.0
131Ally Financial Inc6.20%14.0
132First Internet Bancorp5.86%-33.0
133Glen Burnie Bancorp5.66%36.0
134West Bancorporation INC5.41%17.0
135Union Bankshares INC4.74%29.0
136Juniata Valley Financial Corp4.43%32.0
137NEW Peoples Bankshares INC4.11%-8.0
138First Foundation Inc4.05%-73.0
139Citizens Holding Co Ms2.44%31.0
RankCompanySealRating ValueTrend

Feature Distribution Plot

The Feature Distribution shows the main industry variables and the distribution of their impact on financial strength. The more important a variable, the broader the distribution. As the effects are calculated relative to the industry average, half of the companies have a positive effect (green) and half have a negative effect (red). 


Regression Plot

The Regression compares the forecasted company valuation with the observed stock market values. A positive correlation suggests that the model effectively explains market prices.


Feature Importance


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